Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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73 IDA, Interlachen, Florida 32148 MLS 1193306

73 IDA, Interlachen, Florida 32148

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BEAUTIFUL, lot on one of the finest lakes- LAKE IDA. Cleared and ready for your dream home. Enjoy some of the most GORGEOUS sun sets.
$107,700

142 FERNCREEK, Georgetown, Florida 32139 MLS 2124701

142 FERNCREEK, Georgetown, Florida 32139

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Looking for quiet, rural and small town character with TONS of outdoor activities? Georgetown offers all of that and more! The unincorporated town is situated on the shores of Lake George, Florida's second largest lake) at the mouth of the St Johns River and providing opportunities for lake access, water activities, fishing and boating.
$105,000

00 BRONSON, Palatka, Florida 32177 MLS 2116319

00 BRONSON, Palatka, Florida 32177

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Prime opportunity to own 1.20 acres of vacant land located in the heart of downtown Palatka. Zoned Light Industrial, this property offers flexible development potential for a variety of commercial or industrial uses. Conveniently situated close to major roadways, local businesses, and essential amenities, this lot provides excellent accessibility and visibility.
$105,000

113 WHITE PINE, Georgetown, Florida 32139 MLS 2121800

113 WHITE PINE, Georgetown, Florida 32139

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Build your dream home on this 3(+/-) acres residential lot located in a quiet, established community. The property is partially cleared with mature trees, it also has a well, and electricity. Would need to have septic. Enjoy the perfect blend of privacy and convenience, just minutes from schools, shopping, and commuter routes. A rare opportunity to secure buildable land in a desirable location.
$100,000

341 COUNTY ROAD 315, Interlachen, Florida 32148 MLS 2113651

341 COUNTY ROAD 315, Interlachen, Florida 32148

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COMMERCIAL PROPERTY LOCATED IN PUTNAM COUNTY – Are you ready to build your Commercial dreams? We have the perfect acreage for you. This property features state road frontage in Interlachen, with 0.77 acres on South Hwy 315. Zoned Commercial with adjacent property for sale. Within Putnam County (lower taxes).
$100,000

341 COUNTY ROAD 315, Interlachen, Florida 32148 MLS 2113431

341 COUNTY ROAD 315, Interlachen, Florida 32148

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COMMERCIAL PROPERTY LOCATED IN PUTNAM COUNTY – Are you ready to build your Commercial dreams? We have the perfect acreage for you. This property features state road frontage in Interlachen, with 0.77 acres on South Hwy 315. Zoned Commercial with adjacent property for sale. Within Putnam County (lower taxes).
$100,000

126 GOLF COURSE, Crescent City, Florida 32112 MLS 2141413

126 GOLF COURSE, Crescent City, Florida 32112

2Bedroom(s)
1Bathroom(s)
23Picture(s)
864Sqft
**Location is key** This quaint home is located at first tee off, Oaks Golf Course in Georgetown, with an excellent view of the golf course!! Enjoy close proximity to pick up your cart and tee off, or have breakfast and lunch at the golf course restaurant. Close to other area restaurants, meat market, entertainment and the beautiful St Johns River. 2 bedrooms, 1.
$99,500

00 VIOLET CIRCLE, Interlachen, Florida 32148 MLS 2122053

00 VIOLET, Interlachen, Florida 32148

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New to Market Violet Lake. Beautiful place to build your new home or place your new manufactured home, zoned for either. Not located in the basin management area so you don't to have the newer septic system which is a money saver. Violet Lake is one of the clearest lakes around, with sand bottom perfect for swimming and large enough for jet ski.
$99,500

114 RIDGELINE, Satsuma, Florida 32189 MLS 2063938

114 RIDGELINE, Satsuma, Florida 32189

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Create your dream home on this picturesque .24-acre lot (per public record) along the peaceful St. Johns River. With space to add your own private dock, you can fully embrace the river lifestyle, and with no HOA restrictions, you have the freedom to design your perfect retreat. Conveniently located in Satsuma, it's just a short drive to shopping and dining.
$99,500

118 RIDGELINE, Satsuma, Florida 32189 MLS 2062664

118 RIDGELINE, Satsuma, Florida 32189

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Build your dream home on this beautiful .29-acre lot (per public record) along the scenic St. Johns River. Imagine fishing off or taking your boat out from the private dock. With no HOA restrictions, you have the freedom to bring your vision to life. Conveniently located in Satsuma, you're just a short drive from shopping and dining.
$99,500

120 RIDGELINE, Satsuma, Florida 32189 MLS 2062665

120 RIDGELINE, Satsuma, Florida 32189

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Create your dream home on this picturesque lot, just shy of a quarter acre (per public records). Positioned along the serene St. Johns River, you can enjoy your already built private dock. With no HOA restrictions, you have the freedom to design and build to your heart's desire. Conveniently located in Satsuma, this property is just a short drive to local shopping and dining.
$99,500

148 SWAN LAKE, Melrose, Florida 32666 MLS 2108832

148 SWAN LAKE, Melrose, Florida 32666

3Bedroom(s)
1Bathroom(s)
30Picture(s)
672Sqft
Enjoy lakefront living on peaceful Lake Serena (approximately 60 acres). Set on a beautiful ~0.25-acre lot shaded by majestic oaks and blooming azaleas, this well-kept 1970 single-wide mobile home offers 3 bedrooms and 1.5 baths with a practical, easy-living layout. Step onto the back deck for sweeping water views—perfect for morning coffee or sunset unwinding.
$99,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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