Facebook Twitter Youtube
904homestore Logo Get More Value with the Best Realtor

Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

Sort by:
  • Price Descending
  • Newest
  • Bedrooms
  • Featured
Grid
List
Map
Save Search

148 SWAN LAKE, Melrose, Florida 32666 MLS 2108832

148 SWAN LAKE, Melrose, Florida 32666

3Bedroom(s)
1Bathroom(s)
30Picture(s)
672Sqft
Enjoy lakefront living on peaceful Lake Serena (approximately 60 acres). Set on a beautiful ~0.25-acre lot shaded by majestic oaks and blooming azaleas, this well-kept 1970 single-wide mobile home offers 3 bedrooms and 1.5 baths with a practical, easy-living layout. Step onto the back deck for sweeping water views—perfect for morning coffee or sunset unwinding.
$99,000

000 MILL, Welaka, Florida 32193 MLS 2125106

000 MILL, Welaka, Florida 32193

18Picture(s)
0Sqft
Big lot, small‑town charm, and a motivated seller—this Welaka .86‑acre property is the opportunity buyers wait for. Discover small‑town living in Welaka, Florida in a charming one‑stoplight river community. Located just two blocks off County Road 309, this property is ideal for building your dream getaway or forever home.
$97,500

161 JONDABOB, Palatka, Florida 32043 MLS 2066570

161 JONDABOB, Palatka, Florida 32043

5Picture(s)
0Sqft
This 2.98-acre wooded lot in Palatka is ready for your vision. With plenty of space and privacy, it's a perfect spot for building your home or creating a peaceful retreat. Enjoy the natural surroundings while still being close to local amenities and main roads.
$95,000

261 EAGLE CREEK, Palatka, Florida 32043 MLS 2135154

261 EAGLE CREEK, Palatka, Florida 32043

4Picture(s)
0Sqft
This land provides endless possibilities. Selectively clear to your preference and design a space that blends harmoniously with nature. With plenty of room for a well and septic, you have the freedom to create a fully self-sufficient homestead tailored to your lifestyle.
$95,000

102 EDEN, Interlachen, Florida 32148 MLS 2113104

102 EDEN, Interlachen, Florida 32148

14Picture(s)
0Sqft
Ready to build . Beautifully wooded 4.83 acre lot . Recently cleared . Includes well , septic , power pole and a 20,x30' (aprx) concrete slab for an outbuilding . Very private location , close to hard road . This property does include wetland . Please refer to the Putnam County Property Appraiser's GIS Wetland Overlay (picture 14 of this listing) .
$94,500

200 MELROSE LANDING, Hawthorne, Florida 32640 MLS 2068713

200 MELROSE LANDING, Hawthorne, Florida 32640

4Picture(s)
0Sqft
Beautiful 5 acre lot in Melrose Landing. This property is located close the landing strip and is right off the pavement.
$93,500

255 MELROSE LANDING, Hawthorne, Florida 32640 MLS 2056567

255 MELROSE LANDING, Hawthorne, Florida 32640

8Picture(s)
0Sqft
Beautiful 5 Acre lot Zone AG available to build your dream home and create your own private oasis. Property backs up to land owned by the University of Florida, so no neigbhors behind you! NO HOA and it's high and dry land. Located in Melrose Landing, an aviation community with a private airstrip (accessible with membership).
$92,900

111 SERENA, Melrose, Florida 32666 MLS 2106409

111 SERENA, Melrose, Florida 32666

15Picture(s)
0Sqft
Nice waterfront homesite on Lake Serena in Melrose. Structure was being remodeled and has 220 amp with 4 GFI. Make this a weekend get-away or a permanent home! The adjoining lot is also listed for sale @ 113 Serena Circle.
$90,000

104 CHURCHILL, Interlachen, Florida 32148 MLS 2130061

104 CHURCHILL, Interlachen, Florida 32148

2Bedroom(s)
1Bathroom(s)
24Picture(s)
700Sqft
Move-in ready and completely updated! This newly placed single-wide mobile home is situated on three spacious lots and offers brand-new improvements throughout. Property features a new well, new split A/C unit, and a recent survey, providing added value and peace of mind.
$89,900

159 JEWEL, Interlachen, Florida 32148 MLS 2117113

159 JEWEL, Interlachen, Florida 32148

2Bedroom(s)
1Bathroom(s)
24Picture(s)
672Sqft
Motivated Seller… Cozy home on paved street with nice lake views from the large covered front porch. Breakfast bar and eat in kitchen. Fenced area in back perfect for pets and detached carport. Could be purchased partially furnished.
$89,000

610 EVANS, Interlachen, Florida 32148 MLS 2126307

610 EVANS, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
12Picture(s)
924Sqft
Comfortable 3-bedroom, 2-bath home in a peaceful setting. The fenced yard provides ample space for outdoor enjoyment, while a large carport and oversized shed offer plenty of covered parking and storage. Ideal for buyers seeking privacy, outdoor living, and affordability.
$89,000

130 INTERLACHEN, Interlachen, Florida 32148 MLS 2138999

130 INTERLACHEN, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
20Picture(s)
960Sqft
Step into this charming 3/2 home that blends comfort with personality. Each space offers a warm, welcoming feel, with one uniquely styled room featuring bold black walls-perfect as a cozy retreat, creative studio, or statement bedroom. The true highlight of this home is the expansive yard, offering plenty of room to relax, entertain, garden, or let pets and kids play freely.
$86,500
1054 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.

 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle

 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value

 

🌅 Lakefront Homes

Popular lakes include:

• Crescent Lake
• Lake George
• Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views

 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases

 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.

 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

• Palatka – Riverfront homes & historic areas
• Welaka – Known as the “Bass Capital”
• Satsuma – Canal homes with river access
• Crescent City – Lakefront living on Crescent Lake
• Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.

 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.

 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.

 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida

 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.

📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

Call Mike Now

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale
Send Mike a Message

I have experience that other agents simply do not have. 

Picture of Mike Schwiebert

Mike Schwiebert

Mike Schwiebert is a two-time Best of Clay Realtor Winner, multiple-time Best of Jax top 5, a home selling expert, former general, building and remodeling contractor, Investor, and girl dad. 20+ years of construction experience and 18+ years of local real estate experience.