Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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204 LAKE VIEW DRIVE, Satsuma, Florida 32189 MLS 2132950

204 LAKE VIEW DRIVE, Satsuma, Florida 32189

2Bedroom(s)
2Bathroom(s)
19Picture(s)
1,612Sqft
Lakefront furnished rental opportunity in Satsuma. This 2-bedroom, 2-bath single-family home at 204 Lakeview Drive offers attractive water views and fishing access in a peaceful setting. Please note the lake does not provide boat access. The owner is offering a short-term lease of approximately six months.
$1,750

105 2ND, Palatka, Florida 32177 MLS 2102979

105 2ND, Palatka, Florida 32177

2Bedroom(s)
2Bathroom(s)
43Picture(s)
924Sqft
Welcome to your stunning residence in the heart of historic downtown Palatka! This beautiful 2-bedroom, 2-bath loft apartment offers a unique blend of modern convenience and timeless charm. Step inside and be captivated by the classic elegance of this loft, located in a gorgeous, brick building that stands as a testament to Palatka's rich history.
$1,650

176 BASIN, Palatka, Florida 32177 MLS 2141109

176 BASIN, Palatka, Florida 32177

4Bedroom(s)
2Bathroom(s)
18Picture(s)
1,716Sqft
Beautiful 4-bedroom 2 bath modular home with living room and family room. Oversized master bedroom with large walk-in closet. located off West River Rd. Close to the St Johns River! Home is on a canal that is currently not navigable. $1600-month $2000 security and 1 year lease. Must have pre-approved application.
$1,600

168 WILDERNESS, Crescent City, Florida 32112 MLS 2140928

168 WILDERNESS, Crescent City, Florida 32112

3Bedroom(s)
2Bathroom(s)
7Picture(s)
1,780Sqft
Escape the hustle and bustle and settle into peaceful country living in this beautiful 3-bedroom, 2-bath modular home nestled on 22 acres of private property in Crescent City. Built in 2024, the home is surrounded by tranquil lakes and majestic live oaks, this serene setting offers the perfect balance of privacy and natural beauty.
$1,600

3521 WHITEHALL, Palatka, Florida 32177 MLS 2111144

3521 WHITEHALL, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
10Picture(s)
960Sqft
Private living within a fenced-in renovated home. Very spacious. Great neighborhood. Paved road. Huge living room. PLENTY of off street parking. Great opportunity.
$1,550

106 OHIO, Crescent City, Florida 32112 MLS 2133576

106 OHIO, Crescent City, Florida 32112

3Bedroom(s)
2Bathroom(s)
7Picture(s)
1,715Sqft
Welcome home to this friendly River Park East golf cart community with direct golf cart access to the golf course in the park. Comfort and convenience awaits in this well cared for home offering a split bedroom plan, a storage shed, and a carport for protected parking. Enjoy access to the St. John's River and local dining hotspots are just a short distance away. Grocery shopping close too.
$1,500

912 ST JOHNS, Palatka, Florida 32177 MLS 2138436

912 ST JOHNS, Palatka, Florida 32177

1Picture(s)
2,560Sqft
Welcome to the Peace Garden building where old town charm meets modern design! The one commercial/retail space available in the building offers a bright, newly renovated area with an accessible bathroom. Perfect for a creative entrepreneur offering a cool big city vibe within a historic, quaint community.
$1,400

1510 CLEVELAND, Palatka, Florida 32177 MLS 2140191

1510 CLEVELAND, Palatka, Florida 32177

2Bedroom(s)
1Bathroom(s)
7Picture(s)
916Sqft
Charming 2 bedroom, on bath home nestled in with mature landscaping. A delightful screened front porch to enjoy year round and a large back yard.
$1,350

125 HAYMAN, Interlachen, Florida 32148 MLS 2138644

125 HAYMAN, Interlachen, Florida 32148

2Bedroom(s)
1Bathroom(s)
14Picture(s)
642Sqft
BEAUTIFUL 2BR 1BA HOME ON WATER. Quiet surroundings. Close to shopping and medical facilities. Lots to do with RODMAN (BASS CAPITAL) VERY CLOSE. ENJOY RAVINE GARDENS, ST JOHNS RIVER AND NUMEROUS BEACHES.
$1,250

2213 GILLIS, Palatka, Florida 32177 MLS 2136863

2213 GILLIS, Palatka, Florida 32177

3Bedroom(s)
1Bathroom(s)
1Picture(s)
952Sqft
3 bedroom home centrally located in town for easy convenience. $1200 month and $1500 deposit.
$1,200

118 YELVINGTON, East Palatka, Florida 32131 MLS 2104505

118 YELVINGTON, East Palatka, Florida 32131

22Picture(s)
2,220Sqft
The Putnam County Shrine Club is offering a unique leasing opportunity for its former clubhouse and a portion of its surrounding property. This 2,200-square-foot block building features a durable metal roof and includes two spacious interior rooms — approximately 35' x 35' and 35' x 28' — a functional 12' x 18' kitchen, and two bathrooms.
$1,000

1010 BRONSON, Palatka, Florida 32177 MLS 2141748

1010 BRONSON, Palatka, Florida 32177

1Bedroom(s)
1Bathroom(s)
14Picture(s)
650Sqft
Location. Price. Unit # 3. Inside this clean, cool 1bed/ 1bath apartment you'll find refreshed living quarters including new paint, fans throughout and washer/dryer hookups.
$975
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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