Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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126 WILLOW, Hawthorne, Florida 32640 MLS 2112894

126 WILLOW, Hawthorne, Florida 32640

3Bedroom(s)
2Bathroom(s)
9Picture(s)
1,152Sqft
Almost 4 beautiful wooded acres with tons of live oak trees! Not in Flood Zone and no HOA! Legal has two platted lots so may be able to divide, you would need to verify that with Putnam County. Home is sold AS IS. We give little value to home in pricing as the home has had roof leaks and has mold. The home could be saved or removed for your new home. To view home is at your own risk.
$119,900

121 VENICE, Interlachen, Florida 32148 MLS 2119135

121 VENICE, Interlachen, Florida 32148

2Bedroom(s)
1Bathroom(s)
51Picture(s)
672Sqft
Lovely updated 2 bedrooms, 1 full-bath, with a half bath. This home is on a spacious-little over half acre lot. This property features updated screen in porches, a chain-link fenced yard all around, and three detached storage sheds that offer ample utility and storage options. The one space carport provides covered parking and especially needed on rainy days.
$115,700

109 MARTINDALE, Interlachen, Florida 32148 MLS 2133740

109 MARTINDALE, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
34Picture(s)
1,506Sqft
Spacious property on a combined half-acre offering room to spread out and enjoy Florida living. This home features a fully equipped kitchen, new central heat and air, and a comfortable interior layout. Outside, the large workshop with power and water is ideal for projects, storage, or hobby space. The double lot provides plenty of yard area for gardening, parking, or future improvements.
$115,000

3308 CRILL, Palatka, Florida 32177 MLS 2138505

3308 CRILL, Palatka, Florida 32177

14Picture(s)
0Sqft
Rare commercial opportunity in the city for a cleared lot Highly desirable area zoned C-2. Imagine the possibilities featuring 100' road frontage on busy highway 20. This location has high traffic and visibility. Investors take note.
$115,000

116 IOWA, Crescent City, Florida 32112 MLS 2105105

116 IOWA, Crescent City, Florida 32112

2Bedroom(s)
2Bathroom(s)
25Picture(s)
1,152Sqft
NOW PRICED UNDER EXPECTED MARKET VALUE! Adorable vintage Cantway doublewide manufactured home provides split bedroom plan with two bedrooms and two adjoining full baths, fully fenced front and back yards on a double lot, two sheds for storage, double carport and new refrigerator/water heater/washer/dryer. River Park Trailer Court features no lot rent, convenient St.
$115,000

117 NELLIE, Palatka, Florida 32177 MLS 2127703

117 NELLIE, Palatka, Florida 32177

6Picture(s)
0Sqft
New to the market! This property is conveniently located in the heart of Palatka. Total of four lots. Ready for your new home. Beautiful shades trees with plenty of potential.
$115,000

00 NEW YORK, Interlachen, Florida 32148 MLS 2017360

00 NEW YORK, Interlachen, Florida 32148

10Picture(s)
0Sqft
10.24 acres land ready to clear and develop with site built home (Zoned R-1) in rural Interlachen, Florida.
$114,900

1074 FRONT ST. #50B, Welaka, Florida 32193 MLS 2100771

1074 FRONT ST. #50B, Welaka, Florida 32193

20Picture(s)
0Sqft
Deeded RV Lot in Welaka Florida's Lazy Days Camp Resort, a St. Johns River Community. Prime location next to Pool, Clubhouse, Coin Laundry & Bathhouse/Restrooms. Convenience Galore! Lot offers full concrete pad, hookups, and mature shrub for privacy. No occupancy or rental restrictions. Stay as long as you like. Bring your boat (size limits apply).
$114,000

104 TANGERINE, Satsuma, Florida 32189 MLS 2141915

104 TANGERINE, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
1Picture(s)
1,200Sqft
Situated on a spacious .5-acre lot, this property is the perfect opportunity for buyers looking to renovate, customize, or add to their portfolio. Endless potential, this fixer-upper is ready for your vision! Whether you're looking to flip, rent, or create your own private retreat. Enjoy the extra space for outdoor living, storage, or expansion.
$110,000

2109 EAGLE, Palatka, Florida 32177 MLS 2115383

2109 EAGLE, Palatka, Florida 32177

3Bedroom(s)
1Bathroom(s)
16Picture(s)
828Sqft
M
$110,000

211 VILLAGE, Welaka, Florida 32193 MLS 2117479

211 VILLAGE, Welaka, Florida 32193

21Picture(s)
0Sqft
Tucked away at the end of a quiet cul-de-sac in Welaka Village, this high and dry 1.24-acre homes-only lot is ready for someone's dream home. With no HOA, you'll have the freedom to design and build the lifestyle you've been envisioning.
$110,000

143 MOSSWOOD, Georgetown, Florida 32139 MLS 2073135

143 MOSSWOOD, Georgetown, Florida 32139

2Bedroom(s)
2Bathroom(s)
32Picture(s)
868Sqft
Charming 2-Bed, 2-Bath Single-Wide on Three Parcels Discover your peaceful retreat in this Turn Key home, this well-maintained, fully furnished 1985 single-wide home. Nestled at the end of a private road, . A convenient 10 x 16 foot shed offers ample storage for tools, outdoor gear, and more. parcels being included 12-13-26-4910-0070-1630 and 12-13-26-4910-0070-1610 total acreage .
$110,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.