Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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476 HIGHWAY 17, Palatka, Florida 32177 MLS 2126901

476 HIGHWAY 17, Palatka, Florida 32177

6Picture(s)
0Sqft
Opportunity to own commercial property with great highway frontage. Cleared and ready for new business adventure. Many possibilities and plenty of great exposure.
$125,000

133 CHERRY DRIVE, Pomona Park, Florida 32181 MLS 2122527

133 CHERRY DRIVE, Pomona Park, Florida 32181

3Bedroom(s)
2Bathroom(s)
17Picture(s)
1,456Sqft
This home has been recently moved. Has a new well and septic. New flooring in living, kitchen and dining. New interior and exterior paint. Please only use front door (Exterior steps on rear of home not completed). Buyer is responsible for survey.
$125,000

00 STATE RD 20, Interlachen, Florida 32148 MLS 2139000

00 STATE RD 20, Interlachen, Florida 32148

9Picture(s)
0Sqft
Beautiful 1.15 acre corner commercial parcel offering excellent visibility along newly four-laned State Rd 20 in Interlachen, Florida. High traffic location with strong exposure, ideal for a variety of commercial uses. Zoned C-2 and competitively priced for immediat opportunity. Three parcel numbers: 17-10-24-4074-0110-0010, 17-10-24-4074-0110-0020, and 17-10-24-4074-0110-0030.
$124,000

0 STATE ROAD 20, Interlachen, Florida 32148 MLS 2138647

0 STATE ROAD 20, Interlachen, Florida 32148

9Picture(s)
0Sqft
Beautiful 1.15-acre corner commercial parcel offering excellent visibility along newly four-laned State Rd 20 in Interlachen, Florida. High-traffic location with strong exposure, ideal for a variety of commercial uses. Zoned C-2 and competitively priced for immediate opportunity. 17-10-24-4074-0110-0010, 17-10-24-4074-0110-0020, and 17-10-24-4074-0110-0030.
$124,000

1613 CLEVELAND, Palatka, Florida 32177 MLS 2141639

1613 CLEVELAND, Palatka, Florida 32177

2Bedroom(s)
1Bathroom(s)
12Picture(s)
748Sqft
Nice 2 bed, 1 bath home with a durable metal roof and a covered back porch–perfect for relaxing. Sits on a beautiful old brick road just around the corner from the golf course, and only minutes from anything you could need. On city water and sewer for easy maintenance. Already a proven rental with an exceptionally good tenant in place, making it a solid, hassle-free investment from day one.
$120,000

100 DAWSON, Pomona Park, Florida 32181 MLS 2124819

100 DAWSON, Pomona Park, Florida 32181

2Picture(s)
0Sqft
Discover 5 acres of high and dry vacant land in a prime Pomona Park location. This unique parcel offers excellent access with three sides fronting well-maintained roads—Pleasant St, Blake St, and Dawson St—providing convenience, flexibility, and added value.
$120,000

305 WEST, Interlachen, Florida 32148 MLS 2117936

305 WEST, Interlachen, Florida 32148

11Picture(s)
0Sqft
Mirror Lake waterfront lot – 1.82 acres! This beautiful lot is mostly cleared and just needs mowing. According to county GIS data, there are no wetlands. Mirror Lake is ideal for skiing, fishing, and swimming, offering endless outdoor enjoyment. Zoned for site-built homes, this property sits just outside the Town of Interlachen and close to State Road 20.
$120,000

301 WEST, Interlachen, Florida 32148 MLS 2117945

301 WEST, Interlachen, Florida 32148

5Picture(s)
0Sqft
Mirror Lake waterfront lot – 2.02 acres! According to county GIS data, there are no wetlands. Mirror Lake is ideal for skiing, fishing, and swimming, offering endless outdoor enjoyment. Zoned for site-built homes, this property sits just outside the Town of Interlachen and close to State Road 20. A rare opportunity to own a prime piece of acreage on one of the area's most beautiful lakes.
$120,000

205 WEST, Interlachen, Florida 32148 MLS 2117939

205 WEST, Interlachen, Florida 32148

7Picture(s)
0Sqft
Mirror Lake waterfront lot – 2.33 acres! According to county GIS data, there are no wetlands. Mirror Lake is ideal for skiing, fishing, and swimming, offering endless outdoor enjoyment. Zoned for site-built homes, this property sits just outside the Town of Interlachen and close to State Road 20. A rare opportunity to own a prime piece of acreage on one of the area's most beautiful lakes.
$120,000

345 COUNTRY ROAD 315, Interlachen, Florida 32148 MLS 2115856

345 COUNTRY ROAD 315, Interlachen, Florida 32148

2Picture(s)
0Sqft
COMMERCIAL PROPERTY LOCATED IN PUTNAM COUNTY – Are you ready to build your Commercial dreams? We have the perfect acreage for you. This property has State Road frontage in INTERLACHEN – 1.26 acres on South Hwy 315. Zoned Commercial with adjacent property for sale. Within Putnam County (lower taxes).
$120,000

345 COUNTY ROAD 315, Interlachen, Florida 32148 MLS 2113107

345 COUNTY ROAD 315, Interlachen, Florida 32148

3Picture(s)
0Sqft
COMMERCIAL PROPERTY LOCATED IN PUTNAM COUNTY – Are you ready to build your Commercial dreams? We have the perfect acreage for you. This property has State Road frontage in INTERLACHEN – 1.26 acres on South Hwy 315. Zoned Commercial with adjacent property for sale. Within Putnam County (lower taxes).
$120,000

0000 UNASSIGNED, East Palatka, Florida 32131 MLS 2112978

0000 UNASSIGNED, East Palatka, Florida 32131

1Picture(s)
0Sqft
Access: Frontage on a maintained local road or county route; power nearby; ingress and egress via a public right-of-way. Topography: Level to gently rolling terrain, previously wooded with native trees; potential for clearing/opening pasture or garden areas.
$120,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.