Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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00 UNASSIGNED ADDRESS, Interlachen, Florida 32148 MLS 2134661

00 UNASSIGNED ADDRESS, Interlachen, Florida 32148

35Picture(s)
0Sqft
Discover a rare opportunity to own approximately 15 acres in the peaceful community of Interlachen. This largely untouched property features over 600 feet of road frontage, offering excellent access and flexibility for a variety of uses. Whether you envision building a private country home, starting a small farm, or creating a special retreat, this property provides the space to make it possible.
$130,000

200 CHAR, Crescent City, Florida 32112 MLS 2142368

200 CHAR, Crescent City, Florida 32112

2Bedroom(s)
1Bathroom(s)
6Picture(s)
672Sqft
Recently renovated and priced for a quick sale – serious inquiries only. Lake-area home just seconds from Crescent Lake – move-in ready with major upgrades completed. Situated on a .34-acre corner lot with no land lease – you own both the home and the land.
$129,900

0 HENRY NORWOOD, Palatka, Florida 32177 MLS 2137401

0 HENRY NORWOOD, Palatka, Florida 32177

5Picture(s)
0Sqft
6 acres of Agricultural property, perfect for building your new home! Plenty of room for horses, pasture, and country living with endless possibilities.
$129,900

106 SPRUCE, Interlachen, Florida 32148 MLS 2137150

106 SPRUCE, Interlachen, Florida 32148

2Bedroom(s)
1Bathroom(s)
12Picture(s)
576Sqft
Escape to your own private retreat surrounded by nature and abundant wildlife in this just remodeled, manufactured home in Interlachen, Florida. Tucked away on a quiet dirt road just off paved County Road 310, this property offers the perfect balance of peaceful seclusion and everyday convenience.
$129,900

106 MANITOBA, Florahome, Florida 32140 MLS 2139823

106 MANITOBA, Florahome, Florida 32140

2Bedroom(s)
2Bathroom(s)
19Picture(s)
1,232Sqft
REMODELED HOME ON .6 ACRE – OAKS & CONVENIENCE! Own a beautiful, fully updated 2-bedroom 2 bath single-wide on a private .6-acre lot surrounded by mature oaks. Remodeled inside–move-in ready! Enjoy peaceful, low-maintenance living with easy, short commutes to both Gainesville and St. Augustine. No HOA.
$127,900

169 JEWEL, Interlachen, Florida 32148 MLS 2127409

169 JEWEL, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
10Picture(s)
1,680Sqft
Fishing is a fantastic experience here! Immerse yourself in the tranquil waters of this delightful property right on Lake Rocky. This serene spot is great for swimming and fishing enthusiasts. Take advantage of boat trips on the three interconnected lakes and enjoy stunning sunrises over Lake Jewel from your living room, as well as sunsets from your back porch overlooking Lake Rocky.
$126,000

101 POSSUM HOLLOW, Georgetown, Florida 32139 MLS 2141956

101 POSSUM HOLLOW, Georgetown, Florida 32139

1Bedroom(s)
1Bathroom(s)
17Picture(s)
480Sqft
Welcome to your perfect slice of Old Florida! This updated open concept room with 1BA cottage sits just across the road from Lake George/St Johns River, offering easy access to one of the area's most sought after fishing/boating destinations.
$125,000

119 TWIN LAKES, Hawthorne, Florida 32640 MLS 2135840

119 TWIN LAKES, Hawthorne, Florida 32640

2Bedroom(s)
1Bathroom(s)
66Picture(s)
1,356Sqft
Welcome to your own secret garden, a 1.34-acre property with established landscaping, mature trees, & peaceful water views. The grounds are filled with a variety of plants & ornamentals, including tangerine, Chinese honey, & grapefruit trees, along with 6 kinds of ginger & turmeric.
$125,000

NONE NONE, East Palatka, Florida 32131 MLS 2135532

NONE NONE, East Palatka, Florida 32131

16Picture(s)
0Sqft
Tucked away in desirable East Palatka, this .92-acre lot offers the perfect opportunity to build your dream home in a peaceful, established area. Located just off County Road 207A and only moments from the St. Johns River, the property provides a quiet setting while still being conveniently positioned between Palatka and St. Augustine.
$125,000

174 BUCHANAN, Satsuma, Florida 32189 MLS 2131767

174 BUCHANAN, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
17Picture(s)
1,088Sqft
Cute 3-bedroom, 2 bath home with a room addition. Backyard is fenced for a small pet. Short drive to the beaches.
$125,000

332 CEDAR CREEK, Palatka, Florida 32177 MLS 2080388

332 CEDAR CREEK, Palatka, Florida 32177

11Picture(s)
0Sqft
Riverfront Paradise! 3.85 Acres on the St. Johns River. Discover your dream riverfront escape with this rare 3.85-acre lot located directly on the majestic St. Johns River in scenic Palatka, FL. Offering deep water access, this property is perfect for boaters, anglers, and nature lovers looking for privacy, space, and incredible water views.
$125,000

476 HIGHWAY 17, Palatka, Florida 32177 MLS 2126901

476 HIGHWAY 17, Palatka, Florida 32177

6Picture(s)
0Sqft
Opportunity to own commercial property with great highway frontage. Cleared and ready for new business adventure. Many possibilities and plenty of great exposure.
$125,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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