Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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110 BIG APPLE, East Palatka, Florida 32131 MLS 2141159

110 BIG APPLE, East Palatka, Florida 32131

4Bedroom(s)
2Bathroom(s)
30Picture(s)
1,428Sqft
W
$247,899

719 OLIVE, Palatka, Florida 32177 MLS 2140275

719 OLIVE, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
17Picture(s)
1,290Sqft
Discover Your Dream Home in The Collection at Palatka Community! The Abernathy Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas–perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and Stainless Steel Appliances.
$246,990

124 GRANDVIEW, East Palatka, Florida 32131 MLS 2102674

124 GRANDVIEW, East Palatka, Florida 32131

3Bedroom(s)
2Bathroom(s)
33Picture(s)
1,416Sqft
Welcome to your beautifully updated home, perfectly nestled on a generous 0.72-acre lot! This charming 1,416 sq ft residence blends comfort, style, and space—making it the ideal retreat for families, first-time buyers, or anyone seeking a little more elbow room. Gorgeous granite countertops, that elevate the kitchen's appeal.
$245,000

114 PALM, East Palatka, Florida 32131 MLS 2060829

114 PALM, East Palatka, Florida 32131

8Picture(s)
0Sqft
Beautiful canal front lot with St. John's River access! This lot offers prime waterfront living with easy river access, perfect for the boating enthusiasts. Featuring both a newer bulkhead & large boathouse with lift, located in a homes only neighborhood with no HOA or CDD fees. Lot is completely cleared, partially fenced with public water & sewer available.
$244,900

295 BADEN POWELL, Hawthorne, Florida 32640 MLS 2126792

295 BADEN POWELL, Hawthorne, Florida 32640

3Bedroom(s)
2Bathroom(s)
33Picture(s)
1,493Sqft
Discover your dream home today! This brand new, beautiful, mobile home has been installed with landscaping and features a convenient carport. Enjoy low-maintenance living in style. Relaxed, easy living with1493 sqft.. 3 bdms, 2 baths.
$242,700

155 LIME, Pomona Park, Florida 32181 MLS 2119482

155 LIME, Pomona Park, Florida 32181

3Bedroom(s)
2Bathroom(s)
18Picture(s)
1,152Sqft
Country living at its finest! This charming 3- bedroom, 2-bath home sits on a full acre with a fully fenced yard-perfect for pets, privacy, and peaceful living. Recent updates include a new deep well pump installed 12/18/24, roof replaced in 2019, and a water system updated in 2022. Property also features a spacious 14×30 shed and a convenient RV hookup.
$240,000

104 HEIDT, Palatka, Florida 32177 MLS 2141794

104 HEIDT, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
27Picture(s)
1,537Sqft
Charming concrete block home on 1+/- acre, just minutes from town. This bright, cheerful 3-bed, 2-bath ranch home has been lovingly maintained and it really shows. Features include a sun-filled living room, spacious kitchen, open dining area, and an enclosed rear porch that could add additional living space.
$239,900

209 SCOTT, Interlachen, Florida 32148 MLS 2135894

209 SCOTT, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
17Picture(s)
1,100Sqft
Charming 3 bedroom, 2 bath home located on a paved road with community access to multiple lakes! This home offers so much to love, with plenty of space for family living and entertaining. Inside, you'll find plenty of closet space, a nice pantry, and extra room for storage, along with a garage for added convenience and functionality and also handicap accessible.
$239,900

249 OLEANDER, Pomona Park, Florida 32181 MLS 2125046

249 OLEANDER, Pomona Park, Florida 32181

2Bedroom(s)
2Bathroom(s)
48Picture(s)
960Sqft
Price Improvement! 2 Acres of peaceful living on just over 2 acres with this charming 1992 mobile home. It offers 2 bedrooms, 2 baths, a combined living and dining area, and a laundry room off the kitchen. The property is fully fenced, with a cross-fenced backyard ideal for a play area right off the back deck.
$239,900

215 RIVER BEND, Welaka, Florida 32193 MLS 2127224

215 RIVER BEND, Welaka, Florida 32193

1Bedroom(s)
1Bathroom(s)
45Picture(s)
825Sqft
OPEN HOUSE Saturday March 21 10:00 am – 2:00 pm! Fully Remodeled, Furnished & Move in Ready Condo! This gorgeous 1 bedroom/1 bath unit has amazing views of pool and St. Johns River! Luxury Vinyl plank & tile only – No Carpet! Newly painted interior. The kitchen has custom granite countertops, backsplash & all appliances.
$239,500

156 WALLACE, Interlachen, Florida 32148 MLS 2119996

156 WALLACE, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
21Picture(s)
1,600Sqft
Don't miss out on this move in ready brand new home. This home is energy star rated with upgraded insulation and a Trane Heat Pump system!!!! This home is move in ready with l3 large bedrooms, living room and a den. Well, Septic is all new. All the hard work is done and just ready for move in. Includes 2/10 Warranty. Very nice view of lake from your backyard.
$239,400

410 14TH, Palatka, Florida 32177 MLS 2127103

410 14TH, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
30Picture(s)
1,322Sqft
Welcome home to this well-maintained 3 bedroom, 2 bathroom residence situated on a spacious 0.34-acre lot in the heart of Palatka. This property offers a desirable open-concept floor plan, perfect for everyday living and entertaining.
$239,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.