Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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0 COUNTY ROAD 315, Interlachen, Florida 32148 MLS 2092627

0 COUNTY ROAD 315, Interlachen, Florida 32148

11Picture(s)
0Sqft
23.9 acres with 1324 feet frontage on County Road 315 South zoned for Homes Only. Will make a great location on the paved road for your new home.. Per Interlachen Zoning one ten acre split is allowed. Owner Financing available.
$239,000

711 MADISON, Palatka, Florida 32177 MLS 2133339

711 MADISON, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
2Picture(s)
1,155Sqft
Discover Your Dream Home in the The Collection at Palatka Community! Discover the exceptional Briscoe Plan, a stylish one-story ranch designed for modern living. This beautifully crafted home features an open-concept kitchen that will inspire your inner chef.
$238,990

1406 CARR, Palatka, Florida 32177 MLS 2137978

1406 CARR, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
2Picture(s)
1,155Sqft
Discover Your Dream Home in the The Collection at Palatka Community! The exceptional Briscoe Plan is a stylish one-story ranch designed for modern living. This beautifully crafted home features an open-concept kitchen that will inspire your inner chef.
$236,990

120 PEACH, Hawthorne, Florida 32640 MLS 2140541

120 PEACH, Hawthorne, Florida 32640

3Bedroom(s)
2Bathroom(s)
37Picture(s)
1,352Sqft
Opportunity meets location with this 3-bedroom, 2-bath home in the Lak-A-Wana Gardens community. NO HOA! This property offers a functional layout and multiple outdoor living spaces designed to enjoy Florida living.
$235,000

354 HOOT OWL, Satsuma, Florida 32189 MLS 2138782

354 HOOT OWL, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
19Picture(s)
1,490Sqft
One or more photo(s) has been virtually staged.
$235,000

329 HOOT OWL, Satsuma, Florida 32189 MLS 2137059

329 HOOT OWL, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
20Picture(s)
1,490Sqft
One or more photo(s) has been virtually staged. Pre-Construction. To be built.
$235,000

202 ASH, Interlachen, Florida 32148 MLS 2097486

202 ASH, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
65Picture(s)
1,248Sqft
''A MUST SEE''….''MOTIVATED SELLERS''….this meticulously and beautifully transformed home with features that are those of a modern day designer home.
$235,000

203 PALMETTO, Georgetown, Florida 32139 MLS 2123134

203 PALMETTO, Georgetown, Florida 32139

4Bedroom(s)
2Bathroom(s)
59Picture(s)
2,280Sqft
BRING YOUR OFFERS! Discover this expansive 2,280 sq. ft. home situated on 1.36 acres of cleared land, offering plenty of space both inside and out. This well-designed split floor plan provides privacy and comfort, with the primary suite tucked away on one side of the home.
$234,000

1408 CARR, Palatka, Florida 32177 MLS 2137974

1408 CARR, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
2Picture(s)
1,155Sqft
Discover Your Dream Home in the The Collection at Palatka Community! The exceptional Briscoe Plan is a stylish one-story ranch designed for modern living. This beautifully crafted home features an open-concept kitchen that will inspire your inner chef.
$232,990

202 AZALEA, Palatka, Florida 32177 MLS 2136430

202 AZALEA, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
29Picture(s)
1,617Sqft
Freshly updated and beautifully staged, this 3-bedroom, 2-bath home in Palatka offers a welcoming blend of style, space, and everyday comfort. Situated on a corner lot, the home features a bright, open layout with new luxury flooring, fresh interior paint, and thoughtfully updated finishes throughout.
$230,000

140 KEYSTONE, Palatka, Florida 32177 MLS 2133966

140 KEYSTONE, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
19Picture(s)
1,579Sqft
CALLING CASH BUYERS AND INVESTORS!!!! On over 2 serene acres is this FULLY remodeled 3 bed/2 bath property. The open concept living, and large windows flood the home with natural light. Step into the sunroom towards the covered patio into the in-ground pool perfect for summers.
$230,000

1407 ST JOHNS, Palatka, Florida 32177 MLS 2119205

1407 ST JOHNS, Palatka, Florida 32177

23Picture(s)
1,528Sqft
Excellent opportunity! 1930 home zoned C1 Commercial Light with 3 bedrooms, 2 baths, and unfinished spaces. Much of the restoration is complete— just needs your finishing touches.
$230,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.