Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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127 RAINBOW, Florahome, Florida 32140 MLS 2135042

127 RAINBOW, Florahome, Florida 32140

4Bedroom(s)
2Bathroom(s)
37Picture(s)
1,824Sqft
Move-in ready on a beautiful corner lot! This home features a brand-new HVAC system, fresh interior paint, new flooring, updated kitchen, and remodeled bathrooms. The property also boasts a new well and a septic system that recently passed inspection, giving peace of mind for years to come.
$249,900

509 BRONSON, Palatka, Florida 32177 MLS 2130808

509 BRONSON, Palatka, Florida 32177

4Bedroom(s)
2Bathroom(s)
22Picture(s)
1,260Sqft
All the charm in Historic Downtown Palatka with modern updates. Perfect location blocks away from the St. John's River and all the perks of downtown with parks, marina, restaurants and shops minutes from your doorstep. Home was restored circa 2024 with new metal roof, LVP flooring, cabinetry etc. The current owener added beautiful plantation shutters.
$249,900

115 CRESTWOOD, Interlachen, Florida 32148 MLS 2123442

115 CRESTWOOD, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
29Picture(s)
1,707Sqft
Huge price improvement! This cozy 3-bedroom, 2-bath home sits on a spacious .53 acre lot in a quiet, friendly neighborhood and features an attached garage and a fenced yard, perfect for pets or privacy. Enjoy outdoor living with an above-ground swimming pool and a wonderful screened patio that features a tranquil koi pond, creating a peaceful space to relax or entertain.
$249,900

191 COUNTY LANDFILL, Palatka, Florida 32177 MLS 2123040

191 COUNTY LANDFILL, Palatka, Florida 32177

37Picture(s)
0Sqft
Secluded Off-Grid Paradise: 9.61 Acres Surrounded by Timberland Escape to total privacy. This unique 9.61-acre tract is a rare 'hole in the donut,' completely surrounded by thousands of acres of managed timberland. If you are looking for true off-grid living with zero neighbors and absolute silence, this is it.
$249,900

7351 -7353 CRILL, Palatka, Florida 32177 MLS 2006583

7351 -7353 CRILL, Palatka, Florida 32177

6Picture(s)
756Sqft
Two buildings presently used for residential, but are zoned C-2 in the City of Palatka. Ideal for offices or small retail shops on .72 acres total with 160 ft. frontage on 4-Lane Crill Avenue/ State Rd. 20. Listing also includes 7353 Crill Ave which has a 441 sq ft house used as residential but zoned C2. 7355 Crill Avenue (the adjoining parcel) is also available for sale.
$249,900

124 PARK, Satsuma, Florida 32187 MLS 2136960

124 PARK, Satsuma, Florida 32187

3Bedroom(s)
2Bathroom(s)
35Picture(s)
1,315Sqft
This 3-bedroom, 2-bathroom new construction home sits on a high bluff. Built for durability and low maintenance, the home features metal siding and a metal roof. Key Interior Features Kitchen: White shaker soft-close cabinets, quartz countertops, and stainless steel appliances. Master Suite: Vaulted ceilings, large walk-in closet, double vanity, and a tiled walk-in shower.
$249,500

435 RIVER, Palatka, Florida 32177 MLS 2135212

435 RIVER, Palatka, Florida 32177

2Bedroom(s)
1Bathroom(s)
10Picture(s)
2,213Sqft
Rare WATERFRONT Commercial Opportunity! This unique property offers dual Commercial & Residential zoning w/ 70ft+ Water frontage on Deek Creek Canal w/ direct access to St.
$249,000

226 RIVER, East Palatka, Florida 32131 MLS 2134386

226 RIVER, East Palatka, Florida 32131

4Bedroom(s)
2Bathroom(s)
53Picture(s)
1,835Sqft
Well maintained home with scenic St. Johns River views in a quiet, safe neighborhood. Major updates include a new HVAC air handler (2022) with annual servicing, new hot water tank (Nov 2022), and septic pumped approx. 3 years ago with no issues. Interior and exterior freshly painted (Feb 2026) along with new door hardware and sliding door lock.
$249,000

2003 LAUREL, Palatka, Florida 32177 MLS 2133431

2003 LAUREL, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
26Picture(s)
1,452Sqft
This beautifully updated home on .23 acres offers a fresh, modern feel with recent renovations throughout. Featuring refinished hardwood floors, fresh ceilings and drywall, and brand-new bathrooms, every detail has been thoughtfully updated. Enjoy peace of mind with updated plumbing and electrical systems, a newer HVAC system (estimated 3 years old), and brand-new stainless steel appliances.
$249,000

2127 DIANA, Palatka, Florida 32177 MLS 2128441

2127 DIANA, Palatka, Florida 32177

4Bedroom(s)
2Bathroom(s)
12Picture(s)
1,788Sqft
STOP THE SCROLL — This One Has Everything Buyers Are Looking For! This stunning 4-bedroom, 2-bathroom home delivers! Vaulted ceilings. Cypress wood accents. Skylights. A fireplace. TWO spacious living areas — a spacious great room and living room perfect for a home office, media space, or quiet retreat.
$249,000

210 RIVER BEND, Welaka, Florida 32193 MLS 2112476

210 RIVER BEND, Welaka, Florida 32193

1Bedroom(s)
1Bathroom(s)
41Picture(s)
825Sqft
ST. JOHNS RIVER APPEAL Nestled on the picturesque St. Johns River, this charming riverside retreat offers an idyllic lifestyle for those yearning for tranquility & the thrill of waterfront living. This beautifully furnished 2nd-story unit is impeccably maintained & ready for immediate occupancy.
$249,000

112 RIVER RD, Palatka, Florida 32177 MLS 2098819

112 RIVER RD, Palatka, Florida 32177

3Bedroom(s)
1Bathroom(s)
37Picture(s)
975Sqft
Welcome to 112 River Road, a recently updated 3 bedroom, 1 bath home with a 1 car garage, tucked away on a peaceful street in Bostwick. Backing up to a serene canal (depth and navigability unknown), this property offers privacy and a natural backdrop. Inside, you'll find modern finishes, a fresh interior, and a functional layout that feels warm and inviting.
$249,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.