This charming, partially renovated cottage offers an unbeatable combination of historic charm and modern convenience, all just a block and a half from vibrant Centre Street! One of the standout features of this property is its flexible zoning. The C-3 designation means this home can be used for both commercial and residential purposes, providing endless possibilities. Whether you envision a charming residence, bustling office, duplex, retail store, or a combination of both, this property can accommodate your vision. Ample off-street parking and storage shed offers additional space for storage or space to build an accessory dwelling. Step inside to find a beautifully preserved piece of history, where the original heart of pine flooring, windows, and hardware seamlessly blend with contemporary updates. The staircase balustrade adds a touch of timeless elegance, making each step a journey through the past. Kitchen and bath have been updated to include new plumbing and electrical. Property has a new water heater and updated lower level air conditioning duct work. Roof replaced in 2020. The primary bedroom on the ground floor offers a serene retreat, while two additional rooms upstairs provide a versatile space. There’s more potential to remodel the attic adding further value and convenience; options for additional bathroom and kitchenette. Don’t miss out on this rare gem in Fernandina’s historic downtown. This property offers a lifestyle rich in history, convenience, and modern comforts. Schedule a viewing today and step into your future at this beautiful, versatile property. Your dreams await!