Don’t miss this property- located in Zone X NOT IN FLOOD ZONE- this is a RARE FIND! Situated on an expansive 4.35-acre lot, along the scenic St. Johns River, that can be subdivided into 3 different lots, each with their own river frontage. You could have a 2 acre parcel and another 2+ acres to subdivide. Or keep the house and pool on 1.26 acres and divide off the rest of the land. Many possibilities! Discover the potential of this 3-bedroom, 2-bathroom riverfront home. Where else can you find waterfront property does not require flood insurance? Priced with renovation in mind, you’ll appreciate the care this home has received over the years. The kitchen is spacious and connected to the living area. A charming brick fireplace and cathedral ceilings await a makeover that blends classic charm with contemporary comfort. The generous sunroom presents an opportunity to create a serene oasis looking over the pool and grounds. Outside, the property’s potential is evident. Direct access to the St. Johns River is a priceless asset for boating & relaxation, while the artisan well awaits your green thumb to transform the garden into your personal paradise. The carport with an attached workshop/storage area provides practical space for projects and hobbies. A gravel driveway simplifies access, and there’s ample room for RVs and boats. Metal Roof. The 16kw propane generator with a full 500-gallon LP tank ensures peace of mind during power outages. Property has an old dock structure and approx 300ft of river frontage for direct access to the navigable St Johns River. Old dock can be completely repaired with a repair permit, saving you lots of money and hassle. Remaining old pilings eliminate need for new dock permits and streamline repair process. Please see docs section for additional info. Also cross listed as MLS #1248841 (house and smaller acreage).