Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

Sort by:
  • Price Descending
  • Newest
  • Bedrooms
  • Featured
Grid
List
Map

713 BRETT, Interlachen, Florida 32148 MLS 2107661

713 BRETT, Interlachen, Florida 32148

5Picture(s)
0Sqft
Build your Dream Home on 0.22 Acre Lot set in a nice country setting. Enjoy peace and quiet in this private rural setting on a nice, wooded lot. This property is zoned for a Mobile Home or site-built home. Well, septic, and electric will need to be put on property. Survey recommended to know exact property lines.
$9,900

00 USINA, Interlachen, Florida 32148 MLS 2089863

00 USINA, Interlachen, Florida 32148

14Picture(s)
0Sqft
Double lot zoned for site built or manufactured homes. Several area lakes in the neighborhood with public access for fishing and boating. Easy commutes to Gainesville, Palatka or Orange Park. You can be at the beach in about and hour! Florida living at an affordable price! We suggest you always check with local building and zoning to be sure the property is suitable for your intended use.
$9,900

LOT 25 WALKER, Interlachen, Florida 32148 MLS 2087662

LOT 25 WALKER, Interlachen, Florida 32148

4Picture(s)
0Sqft
BEATIFUL GRAND OLE OAKS front this lot. It is heavily wooded but this is YOUR chance to clear your homesite just as you like. This raw land, nothing on it. Not far the boat ramp on GRANDIN LAKE,(one of our finest lakes). Enjoy fishing, swimming or just a sunset cruise around the lake.
$9,800

125 SADDLE, Interlachen, Florida 32148 MLS 2141836

125 SADDLE, Interlachen, Florida 32148

13Picture(s)
0Sqft
Welcome to Historic Interlachen in the Lake Region of North Central Florida. Just a few miles from town is this very affordable 0.24-acre lot in the growing community of Interlachen Lake Estates. With power lines nearby and ready for your future build. The R-2 Zoning allows for site-built homes, manufactured homes, mobile homes, tiny homes, barndominiums and more.
$9,500

001 SALEM, Interlachen, Florida 32148 MLS 2139501

001 SALEM, Interlachen, Florida 32148

3Picture(s)
0Sqft
Vacant lot for sale on Salem Street (Trail) Interlachen, FL 32148. It is a wooded residential parcel with dirt road access and nearby homes. Electricity is available in the general area, but the lot would typically require a well and septic system for future development.
$9,500

0 PARKWOOD RD, Florahome, Florida 32140 MLS 2133185

0 PARKWOOD, Florahome, Florida 32140

2Picture(s)
0Sqft
Nice, beautifully wooded, Level, High & Dry corner building lot with elec on site. No HOA. OK for Mobile home, Tiny Home, Container Home! Camping allowed. Excellent road access with 183 ft of road frontage. Less than 5 minutes to beautiful 850 acre George's Lake for swimming, fishing, kayaking, jet-skiing, etc. Property located between St Augustine & University of Florida at Gainesville.
$9,500

0 JERNIGAN, Interlachen, Florida 32148 MLS 2121650

0 JERNIGAN, Interlachen, Florida 32148

3Picture(s)
0Sqft
Come build your dream home on this ready to be improved lot on a quiet street in Interlachen Lakes Estates. The lot is only one mile from the community boat ramp and dock on the beautiful Grandin Lake! Buyer to verify all relevant information for building. Mobile homes and SFR are both allowed.
$9,500

411 INCLINE, Satsuma, Florida 32189 MLS 2120614

411 INCLINE, Satsuma, Florida 32189

1Picture(s)
0Sqft
$9,500

409 INCLINE, Satsuma, Florida 32189 MLS 2120613

409 INCLINE, Satsuma, Florida 32189

1Picture(s)
0Sqft
Nice lot to put your new manufactured home on.
$9,500

513 HICKORY NUT, Satsuma, Florida 32189 MLS 2119518

513 HICKORY NUT, Satsuma, Florida 32189

1Picture(s)
0Sqft
Ready to build your own little piece of heaven. Quiet area, great location. In the country but still close to shopping, restaurants and more.
$9,500

303 HICKORY NUT TRAIL, Satsuma, Florida 32189 MLS 2084356

303 HICKORY NUT TRAIL, Satsuma, Florida 32189

3Picture(s)
0Sqft
Nice affordable vacant lot on a paved road. Located in Satsuma this would be a great place to call home. At this affordable price this will not last long. Seller is willing to owner finance.
$9,500

00 FERN, Interlachen, Florida 32148 MLS 2110494

00 FERN, Interlachen, Florida 32148

4Picture(s)
0Sqft
Build Your Florida Retreat on Fern Avenue! Discover this charming lot on Fern Avenue in the peaceful Interlachen Lakes Estates. Surrounded by nature and quiet country roads, it's the perfect spot to create your dream home, a weekend getaway, or a private retreat.
$9,500
1046 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.