Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

Sort by:
  • Price Descending
  • Newest
  • Bedrooms
  • Featured
Grid
List
Map

0 MARION, Interlachen, Florida 32148 MLS 2049666

0 MARION, Interlachen, Florida 32148

2Picture(s)
0Sqft
Nice, wooded lot just off the paved road. Quiet and peaceful. high & dry with no HOA's and no restrictions.
$10,000

109 DADE, Florahome, Florida 32140 MLS 2049657

109 DADE, Florahome, Florida 32140

1Picture(s)
0Sqft
High and dry wooded lot with a quiet and peaceful setting. Located in an upcoming area with no HOA's and restrictions. Zoned for mobile homes and homes.
$10,000

0 DUNHAM, Interlachen, Florida 32148 MLS 2049630

0 DUNHAM, Interlachen, Florida 32148

3Picture(s)
0Sqft
Beautiful high and dry lot to build her home or mobile home near Hubbard Lake. Quiet area in upcoming Putnam County. No HOA fees and no impact fees. Electric near and close to town. Seller motivated and will entertain all reasonable offers.
$10,000

0 MORSE, Interlachen, Florida 32148 MLS 2049145

0 MORSE, Interlachen, Florida 32148

4Picture(s)
0Sqft
Beautiful Wooded lot ready for your new home to be built. Water view of Violet Lake and Zoned R-2 so Manufactured home or site built allowed. Only a survey will determine exact boundary lot lines. buyer should consult with Building and Zong for intended use and all building questions. This property is centrally located between Palatka and Gainesville. NO HOA.
$10,000

141-143 HAWAII, Hawthorne, Florida 32640 MLS 1244903

141-143 HAWAII, Hawthorne, Florida 32640

1Picture(s)
0Sqft
Two adjacent lots in a nice area. Total 0.20 acres.
$10,000

00 ELLEN, Florahome, Florida 32140 MLS 2089857

00 ELLEN, Florahome, Florida 32140

17Picture(s)
0Sqft
Nice double lot set back in the woods. Zoned for site built or manufactured homes. Several area lakes in the neighborhood with public access for fishing and boating. Easy commutes to Gainesville, Palatka or Orange Park.
$9,995

0060 MALTAS AVE, Interlachen, Florida 32148 MLS 2141455

0060 MALTAS, Interlachen, Florida 32148

3Picture(s)
0Sqft
Nice lot with some clearing. Beautiful large Oak. This property is close to many lakes for fishing skiing or any water sport. Close to emergency personnel and medical facilities.
$9,950

LOT 34- 35 MALTAS, Interlachen, Florida 32148 MLS 2141449

LOT 34- 35 MALTAS, Interlachen, Florida 32148

4Picture(s)
0Sqft
Nice almost half acre lot. Wooded. Close the GRANDIN LAKE – for the fisherman. Close to medical facilities and emergency facilities. Perfect place for the home of your dreams.
$9,950

0 BRETT, Interlachen, Florida 32148 MLS 2122657

0 BRETT, Interlachen, Florida 32148

3Picture(s)
0Sqft
Vacant 0.22-acre residential lot located in Interlachen, Florida. Zoned R-2, allowing new residential construction, including single-family homes or duplexes. Manufactured homes, modular homes, or container homes may be permitted subject to county approval. Situated on a quiet dirt road with neighboring homes nearby, indicating close proximity to electrical service.
$9,950

0 MAY, Interlachen, Florida 32148 MLS 2138294

0 MAY, Interlachen, Florida 32148

1Picture(s)
0Sqft
Three adjoining lots, totaling 0.30 acres, zoned R-2, allowing for single-family homes or mobile homes. Buyers are advised to verify building requirements with the county and consult the health department regarding well and septic options.
$9,900

224 KANSAS, Hawthorne, Florida 32640 MLS 2118891

224 KANSAS, Hawthorne, Florida 32640

8Picture(s)
0Sqft
High and dry lot zoned for site built or manufactured home. Rural location but convenient to Gainesville and Palatka. Approximately 1 hour drive to beach, and easy drive to St. Johns River and area lakes for recreation. Seller will consider owner terms with $1,000 and terms negotiable. Happy to consider cash offers.
$9,900

713 BRETT, Interlachen, Florida 32148 MLS 2107661

713 BRETT, Interlachen, Florida 32148

5Picture(s)
0Sqft
Build your Dream Home on 0.22 Acre Lot set in a nice country setting. Enjoy peace and quiet in this private rural setting on a nice, wooded lot. This property is zoned for a Mobile Home or site-built home. Well, septic, and electric will need to be put on property. Survey recommended to know exact property lines.
$9,900
1045 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.