Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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141 FISHERMANS, Interlachen, Florida 32148 MLS 2141592

141 FISHERMANS, Interlachen, Florida 32148

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Residential lot waiting to be improved with a single family site built, mobile or modular home. Located minutes from Gainesville, Jacksonville, Ocala and St Augustine. Survey in documents.
$14,500

251 GEORGETOWN DENVER, Georgetown, Florida 32139 MLS 2136402

251 GEORGETOWN DENVER, Georgetown, Florida 32139

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Two adjoining 0.23-acre lots totaling 0.46 acres, located on a paved road in the peaceful rural community of Georgetown in Putnam County. Zoned R-2 Residential, this property offers excellent flexibility–allowing for site-built, modular, or manufactured homes . Enjoy the quiet country setting with plenty of space to build your dream home or invest for the future.
$14,000

0109 PINEWAY, Satsuma, Florida 32189 MLS 2131050

0109 PINEWAY, Satsuma, Florida 32189

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New for sale is almost a quarter acre lot less than a mile from the St. johns River. This lot is high and dry with large oak, pine, and loblolly bay trees. With paved road frontage on Pineway Ave, this property is less than a quarter mile from US17 and an hour from Jacksonville. It would make a perfect starter home location with old Florida undergrowth.
$14,000

LOTS 6 & 7 GLADYS, Interlachen, Florida 32148 MLS 2008979

LOTS 6 & 7 GLADYS, Interlachen, Florida 32148

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Rural, wooded .44+/- acre lot (2 parcels) on a dirt road. Zoned R2 which allows manufactured or site built homes, Survey, clearing, well, septic and electric needed to build. Buyer is advised to contact Putnam County Planning and Zoning to verify their intended use. Buyer is advised to do their due diligence regarding Florida's ne Septic law – July 2023.
$14,000

696 RIVER, Palatka, Florida 32177 MLS 2119738

696 RIVER, Palatka, Florida 32177

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Beautiful 0.58-Acre Lot in Rio De St. John – Build, Invest, or Escape! Looking for a peaceful spot to build your dream home, place a mobile, or invest in Florida land? This 0.58- acre parcel in the Rio De St. John Unit offers privacy, natural beauty, and long-term potential at a great price. Property Highlights: • Size: 0.58 acres (25,265 sq ft) • Location: Rio De St.
$13,500

104 CAROLYN, Interlachen, Florida 32148 MLS 2095279

104 CAROLYN, Interlachen, Florida 32148

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Own your slice of Florida paradise in Interlachen Lakes Estates! Putnam County! Enjoy lake life, wide-open spaces & total freedom'' no HOA, low taxes & endless options to build, place a mobile home or invest for the future. Close to sparkling lakes & outdoor adventure, this is affordable land with real upside.
$13,500

122 GARDENIA, Georgetown, Florida 32139 MLS 2070384

122 GARDENIA, Georgetown, Florida 32139

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Beautiful Lot in Paradise Lakes, Georgetown, FL. This 0.24-acre vacant lot offers flexibility with R-2 zoning, perfect for a single-family home or Manufactured home. Nestled in a peaceful, unincorporated area near Lake George, enjoy nature, privacy, and nearby boating or fishing spots. Key : Rural Residential Located off CR-309 near marinas and outdoor recreation.
$13,500

0 SUMMIT, Satsuma, Florida 32189 MLS 2050975

0 SUMMIT, Satsuma, Florida 32189

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Beautiful wooded lots in Hoot Owl Ridge! Two lots totaling .46 +/- acres. Only minutes away from public boat ramps on Dunn's Creek with access to the historic St. Johns River. Dunn's Creek State Park is just a few miles away where you can enjoy viewing wildlife, picnics, hiking, canoeing and bike trails. Centrally located to St.
$13,500

0 OLD WOODS, Interlachen, Florida 32148 MLS 2076806

0 OLD WOODS, Interlachen, Florida 32148

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This 0.26-acre wooded lot offers a tranquil setting with a partial view of the beautiful Twin Lakes.
$13,213

409 EDGEHILL, Satsuma, Florida 32189 MLS 2124774

409 EDGEHILL, Satsuma, Florida 32189

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Beautiful Cleared LOT .23-acre. Perfectly suited for your dream home! Located in a peaceful residential area zoned R1A, this lot is ideal for single-family construction or Modular home, offering both privacy and a welcoming neighborhood feel.
$13,000

131 GRANADA, East Palatka, Florida 32131 MLS 2140785

131 GRANADA, East Palatka, Florida 32131

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SELLER FINANCING AVAILABLE! Build your vision on this 0.22-acre parcel located in East Palatka. This property offers a convenient location just minutes from the St. Johns River, providing access to outdoor recreation, boating, and fishing opportunities. The lot is situated in an area with no HOA, allowing flexibility for future plans.
$12,900

00 O'FARRELL, Interlachen, Florida 32148 MLS 2124511

00 O'FARRELL, Interlachen, Florida 32148

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Time is now to purchase lots at low prices as this area grows! Centrally located with easy commutes to Gainesville, Orange Park or Palatka. Located less than an hour to St. Augustine and the beach. Plenty of area lakes and the St.Johns River nearby for recreation. The small rural town of Interlachen provides small rural town lifestyle with beautiful Florida Sunshine.
$12,900
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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