Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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114 KEYSTONE, Florahome, Florida 32140 MLS 2126178

114 KEYSTONE, Florahome, Florida 32140

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Escape the congestion and create your own space in the heart of Putnam County. This vacant land offering in Florahome provides a balance of privacy, nature, and accessibility. Surrounded by preserved lands and mature Florida landscape, the area offers a quiet setting ideal for a future homesite, weekend retreat, or recreational use.
$15,000

0 MILLER, Interlachen, Florida 32148 MLS 2118824

0 MILLER, Interlachen, Florida 32148

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Discover this beautiful .34 acre lot in Interlachen, Florida. The property is currently zoned R-1A with a future land use designation of Rural Residential, giving you flexibility for long-term potential. Whether you're planning your future home or looking for an investment opportunity in a growing area, this parcel offers a quiet setting with plenty of space and privacy.
$15,000

000 HILLSBOROUGH, Florahome, Florida 32140 MLS 2117513

000 HILLSBOROUGH, Florahome, Florida 32140

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Unimproved corner lot near George's Lake ready for your new home! Located minutes from Palatka, Ocala, St Augustine, Gainesville and Jacksonville. Not far from Etoniah Creek State Forest, Ravines State Park and the Ocala National Forest.
$15,000

207 MILLER, Crescent City, Florida 32112 MLS 2114929

207 MILLER, Crescent City, Florida 32112

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Buildable lot of .52 of an acre just outside of Crescent City. Waiting for your new home. Undeveloped area so you need to be a survey, septic, well and electric. Not far from Lake Crescent and centrally located in the state of Florida for all their wonderful attractions.
$15,000

430 10TH, Interlachen, Florida 32148 MLS 2100793

430 10TH, Interlachen, Florida 32148

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Discover your slice of Florida freedom with this .65-acre lot in Interlachen! This unimproved parcel offers a blank canvas with no HOA or deed restrictions—perfect for building a home, placing a mobile/manufactured home, or simply investing for the future. Enjoy peace and quiet with plenty of space to spread out, garden, or bring your toys.
$15,000

417 HILLSBOROUGH, Florahome, Florida 32140 MLS 2092329

417 HILLSBOROUGH, Florahome, Florida 32140

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Listing Price is Cash only! Don't miss this fantastic opportunity to own a vacant lot in a peaceful and growing area! Whether you're looking to build your dream home, place a modular or invest in land, this property offers endless potential.
$15,000

235 MICHIGAN, Hawthorne, Florida 32640 MLS 2069620

235 MICHIGAN, Hawthorne, Florida 32640

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Looking for the perfect spot to bring your vision to life? This spacious 0.4-acre lot in Hawthorne is ready for your dreams to become reality. With minimal clearing needed and sitting high and dry, this property offers a hassle-free start to your build, manufactured or modular home. Take advantage of NO IMPACT FEES in beautiful Putnam County.
$15,000

135 4TH, Palatka, Florida 32177 MLS 2067356

135 4TH, Palatka, Florida 32177

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Lot dimensions are approximate. Land is vacant and uncleared. Walk the lot at your own risk.
$15,000

00 BREAM, Satsuma, Florida 32189 MLS 2142290

00 BREAM, Satsuma, Florida 32189

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Come build your dream home, this property is the perfect mix of comfortable country living while minutes to Palatka.
$14,900

222 GARRISON, Georgetown, Florida 32139 MLS 2140894

222 GARRISON, Georgetown, Florida 32139

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Great opportunity in the peaceful lake-area community of Georgetown! This property offers a quiet setting surrounded by natural beauty, just minutes from Lake George and the St. Johns River. Whether you're looking for a primary residence, weekend getaway, or investment opportunity, this location provides the perfect balance of privacy and accessibility.
$14,900

1904 HUSSON, Palatka, Florida 32177 MLS 2057791

1904 HUSSON, Palatka, Florida 32177

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Putnam County Lot (55' x 130') with central water & gas available! Located in close proximity to schools, shopping and medical facilities. There is no existing survey. Septic required. All information to be verified by Buyer during their due diligence.
$14,900

X9X TASBY, Interlachen, Florida 32148 MLS 1215968

X9X TASBY, Interlachen, Florida 32148

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Level building site close to SR20. Located in the town limits of Interlachen two parcels zoned R2. As Always you should check with the county that this property is suitable for your plans.
$14,900
1049 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.