Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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114 OSCEOLA, Florahome, Florida 32140 MLS 2105904

114 OSCEOLA, Florahome, Florida 32140

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Build your dream home on this beautiful 0.55-acre wooded parcel in peaceful Florahoma, just a short distance off paved Coral Farms Road. This quiet area offers plenty of privacy while remaining close to shopping and local amenities. Zoned for site-built homes only (no mobile homes). Electric nearby; no other utilities currently on site. A great opportunity to invest or build in a growing area.
$19,800

110 COWPEN, Hawthorne, Florida 32640 MLS 2109554

110 COWPEN, Hawthorne, Florida 32640

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This .53-acre parcel offers a rare opportunity to own vacant land on a small body of water, providing a quiet and peaceful setting tucked away on a private road. The natural surroundings create a serene atmosphere with endless possibilities for building your dream home, creating a weekend getaway, or simply enjoying the beauty of nature.
$19,500

102 TALLPINE, Satsuma, Florida 32189 MLS 2104102

102 TALLPINE, Satsuma, Florida 32189

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Almost 1/2 an acre! Two nice wooded lots totaling .46acres zoned R-2 for site built or mobile/modular homes. Quick access to local boat ramps on Dunns Creek and St. Johns River. Enjoy some of the best fishing Florida has to offer! Small town living with easy, short drive to beautiful beaches, St. Augustine, Flagler County and Daytona.
$19,500

215 NORTHEAST, Georgetown, Florida 32139 MLS 2009186

215 NORTHEAST, Georgetown, Florida 32139

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Cleared lot with road frontage fence and gate – ready for a new owner to make it their own! Build your dream home or weekend retreat in this peaceful part of Florida. The community boasts a boat ramp with access to Lake George and the St. John's River. Georgetown is a small community located 10 minutes outside of Crescent City and a 30 minute drive to Palatka.
$19,500

211 4TH, Georgetown, Florida 32139 MLS 2009178

211 4TH, Georgetown, Florida 32139

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Nice high and dry shady lot, freshly cleared! Enjoy the peaceful outdoors and build your dream home in Paradise Lakes! A small community with boat ramp access to Lake George and the Saint John's River. A true paradise for the nature lover.
$19,500

1903 STATE ROAD 19, Palatka, Florida 32177 MLS 2097480

1903 STATE ROAD 19, Palatka, Florida 32177

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Escape the noise and embrace nature on this spacious 0.59-acre parcel tucked in the heart of rural Palatka. Located along SR 19, this heavily wooded lot offers privacy, peaceful surroundings, and endless potential. Whether you're dreaming of building a cozy country retreat or investing in Florida land, this spot provides a blank canvas in a quiet, natural setting.
$19,444

171 NETTLES, Florahome, Florida 32140 MLS 2141976

171 NETTLES, Florahome, Florida 32140

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1.25 Acre Lot Near Etoniah Creek State Forest | 20 Min to Palatka FL Enjoy privacy and nature with this 1.25 acre wooded lot in Florahome, FL, located just minutes from Etoniah Creek State Forest and Palatka. This property offers a great opportunity to build a home, cabin, or weekend retreat while still being close enough to town for everyday conveniences.
$19,400

128 CEDAR, Crescent City, Florida 32112 MLS 2109336

128 CEDAR, Crescent City, Florida 32112

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Approximately 40×100 Lot located in downtown Crescent City, FL. Just minutes to multiple boat ramps and a short stroll to the downtown area.
$19,400

219 RABBIT TRACK, Satsuma, Florida 32189 MLS 2134265

219 RABBIT TRACK, Satsuma, Florida 32189

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LAND FOR SALE 219 RABBIT TRACK RD SATSUMA, Putnam County, Florida 32189 Parcel Id: 12-11-26-8240-0050-0130 .
$19,223

909 PARADISE, Georgetown, Florida 32139 MLS 2137931

909 PARADISE, Georgetown, Florida 32139

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Discover the potential of 909 Paradise Blvd in Georgetown, FL–an unimproved 0.23-acre parcel ready for your vision. This property offers a fantastic opportunity to build your dream home or investment property in a peaceful setting. Whether you're a builder, investor, or future homeowner, this lot provides a blank canvas to bring your plans to life.
$19,000

205 LONDON, Interlachen, Florida 32148 MLS 2133251

205 LONDON, Interlachen, Florida 32148

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Two oversized lots total almost an acre. Zoned for site-built homes or mobile homes. The seller has cleared part of the lot, had it surveyed, and added a power pole. Please check with Putnam County and the Health Dept for building information.
$19,000

165 GEORGETOWN DENVER, Georgetown, Florida 32139 MLS 2124480

165 GEORGETOWN DENVER, Georgetown, Florida 32139

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Three lots together as one large parcel. Located in Georgetown Cove community. Come enjoy the best of of the natural beauty of old Florida. Owners have access to 10 acre private waterfront park on lake George (St. Johns River,) through property owner's association. The park has a dock and boat ramp as well as picnic areas.
$19,000
1053 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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