Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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151 HERNANDO, Florahome, Florida 32140 MLS 2100866

151 HERNANDO, Florahome, Florida 32140

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Take advantage of a wonderful lot in Florahome! If you've been looking for a quiet community where you can get out and enjoy nature, this is the place for you. This 0.34-acre lot is a quick two-minute drive to Longleaf Pine Trail where you can enjoy a 4+ mile hike on a well-maintained path.
$20,000

143 NEW JERSEY, Hawthorne, Florida 32640 MLS 2098302

143 NEW JERSEY, Hawthorne, Florida 32640

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Six combined lots totaling approximately 0.82 acres, zoned for site-built or mobile homes. Located in a quiet rural setting between Interlachen and Hawthorne—an ideal spot for commuters to Gainesville, Palatka, or Ocala.
$20,000

120 LAKE LUCY, Interlachen, Florida 32148 MLS 2094266

120 LAKE LUCY, Interlachen, Florida 32148

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Welcome to 120 Lake Lucy Crescent—a rare opportunity to own nearly a full acre (.97) of serene lakefront property in Interlachen, FL. Whether you're dreaming of building your forever home, a cozy weekend getaway, or an investment for the future, this peaceful, wooded lot offers the perfect canvas.
$20,000

103 GEORGE, Interlachen, Florida 32148 MLS 2089573

103 GEORGE, Interlachen, Florida 32148

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This large double lot with mature Oak trees is just waiting for your manufactured or site-built home. Relax on your porch, soak in the Florida sunshine and enjoy the deer and wild turkeys as they wonder through your back yard.
$20,000

269 ALABAMA, Hawthorne, Florida 32640 MLS 2087235

269 ALABAMA, Hawthorne, Florida 32640

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If you're looking to immerse yourself in nature, this is the perfect spot. Tucked away with plenty of privacy, this spacious high and dry lot is ready for your vision—whether it's a mobile home or a single-family residence. Enjoy peace, seclusion, and natural beauty all in one place.
$20,000

512 DOGWOOD, Georgetown, Florida 32139 MLS 2137370

512 DOGWOOD, Georgetown, Florida 32139

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Under $20K • Cleared Lot • Water Access Lifestyle Cleared and high-and-dry, this homesite in Georgetown is ready for immediate use, no prep, no delays A rare opportunity for buyers seeking affordability, flexibility, and lifestyle value in one package.
$19,990

210 DUVAL, Interlachen, Florida 32148 MLS 2142448

210 DUVAL, Interlachen, Florida 32148

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Just over 1/2 acre, a good size lot. Raw land. High and Dry. Quiet area. Zoned for horses/Agricultural or residential/mobile homes. Current address is only temporary. Buyer will need to apply for a permanent address after closing with the county. Listing office can assist you with instructions on how to do this. Buyer to do their due diligence. Lots 40,41,42,43,44 & 45.
$19,900

LOTS 19-21 SELMA, Interlachen, Florida 32148 MLS 2141461

LOTS 19-21 SELMA, Interlachen, Florida 32148

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BEAUTIFUL cleared .62 acres that fronts Selma Ave at the corner of Schaffer St. The .22 acres fronts Creager Ave and is not cleared. You have a buffer to Creager. Enjoy almost an acre at a great price. Lots of wildlife and close to many lakes, Gainesville, Palatka.
$19,900

000 HUNTER, Crescent City, Florida 32112 MLS 2071123

000 HUNTER, Crescent City, Florida 32112

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Country living on 1.15 Acres of wooded vacant land. Just inside city limits of Crescent City. Back part of the property does have wetlands.
$19,900

213 BREEZEWAY, Satsuma, Florida 32189 MLS 2121564

213 BREEZEWAY, Satsuma, Florida 32189

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Cleared lot in a beautiful part of Putnam County. Mobile homes are ok, Financing for land/home package may be available for those who qualify, New homes are coming in fast. Buy while prices are still affordable. Putnam County is about 40 minutes to the beaches, an hour or so to Daytona , Jacksonville or Orlando. There are rural homesites and city homesites too.
$19,900

601 CITRON, Crescent City, Florida 32112 MLS 2113891

601 CITRON, Crescent City, Florida 32112

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Centrally located and near Winn Dixie this .41 acre corner Lot is within a half mile of Crescent Lake and nearby shops and restaurants in Crescent City, FL. The Lot could potentially have 2 entrances for convenience and is near Hwy 17.
$19,900

121 ISTANBUL, Interlachen, Florida 32148 MLS 2093769

121 ISTANBUL, Interlachen, Florida 32148

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Paved road frontage on this vacant lot. Close to SR20 making for an easy commute to anywhere. Enjoy the benefits of the country. Call today.
$19,900
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.