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Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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228 YELVINGTON, East Palatka, Florida 32131 MLS 2119366

228 YELVINGTON, East Palatka, Florida 32131

32Picture(s)
1,740Sqft
ENDLESS POSSIBILITIES! RURAL CHURCH ON CORNER LOT-READY FOR RESTORATION OR CREATIVE CONVERSION. Discover the charm and potential of this former country church situated on an AG zoned .61 acre corner lot in a quiet rural setting.
$170,000

228 YELVINGTON, East Palatka, Florida 32131 MLS 2119521

228 YELVINGTON, East Palatka, Florida 32131

32Picture(s)
1,740Sqft
ENDLESS POSSIBILITIES! RURAL CHURCH ON CORNER LOT-READY FOR RESTORATION OR CREATIVE CONVERSION. Discover the charm and potential of this former country church situated on an AG zoned .61 acre corner lot in a quiet rural setting.
$170,000

215 SARATOGA, Satsuma, Florida 32189 MLS 2139100

215 SARATOGA, Satsuma, Florida 32189

2Bedroom(s)
2Bathroom(s)
23Picture(s)
1,344Sqft
Imagine waking up to the serene beauty of a lakefront mobile home, complete with an enclosed porch and deck that opens up to a picturesque fishing lake. Whether you're dreaming of a tranquil haven for retirement or a cozy winter retreat, this home is completely furnished! Nestled along a peaceful, non-motorized lake in Saratoga Harbor with approximately 100' of lakefront.
$169,500

101 RIDGEWOOD, Edgewater, Florida 32132 MLS 2126209

101 RIDGEWOOD, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
25Picture(s)
1,200Sqft
Beautiful 3 bed 2 bath home in quiet neighborhood that appeals to those looking for a slower, more tranquil pace of life. Located in Putnam County between Gainesville and Palatka. More than 32 lakes within town limits and the public boat ramp to Lake Ida is within a 1/4 mile from the property.
$165,000

125 PIONEER, Palatka, Florida 32177 MLS 2112982

125 PIONEER, Palatka, Florida 32177

1Picture(s)
0Sqft
Escape to the peaceful beauty of Putnam County with this stunning vacant parcel located at 125 Pioneer Trail in Palatka, Florida. Perfectly positioned across the street from the majestic St. Johns River, this property offers a unique combination of country charm, development flexibility, and water-view living.
$165,000

250 OLD HWY 17, Pomona Park, Florida 32181 MLS 2070720

250 OLD HWY 17, Pomona Park, Florida 32181

3Bedroom(s)
2Bathroom(s)
63Picture(s)
1,344Sqft
Price Improvement – $2,000 Reduction! Discover the potential of this unique Pomona Park property offering flexibility, income opportunity, and prime visibility. Located directly across from the popular Hideaway Bar & Grill, this R-2 zoned parcel with a history of commercial use opens the door to multiple possibilities.
$163,000

213 MILTON, Interlachen, Florida 32148 MLS 2137300

213 MILTON, Interlachen, Florida 32148

2Bedroom(s)
2Bathroom(s)
29Picture(s)
960Sqft
This charming 2-bedroom, 2-bathroom home, built in 2026, sits on a generous .22-acre lot, offering plenty of space for your RV, Boat, or any other hobbies you may have. Whether you're into outdoor adventures or simply appreciate extra room to spread out, this property provides the perfect blend of versatility and comfort.
$162,500

100 MAHOGANY, Interlachen, Florida 32148 MLS 2142457

100 MAHOGANY, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
3Picture(s)
1,296Sqft
Spacious 3-bedroom, 2-bath manufactured home built in 2003, situated on a fully fenced corner lot of over one acre. This property offers a 2021 metal roof, a large front porch, and plenty of room to spread out both inside and out. A standout feature is the impressive 24×40 detached workshop, complete with its own access from Puerto Rico Street–ideal for storage, hobbies, or workspace needs.
$160,000

120 BARRACUDA, Palatka, Florida 32177 MLS 2139847

120 BARRACUDA, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
37Picture(s)
1,440Sqft
BEAUTIFULLY REMODELED HOME, WAITING FOR A NEW OWNER. New well house and holding tank. open floor plan with Beautiful laminate flooring, nice dining room and a bar if needed. Large bedrooms and very large closets. Two full bathrooms. Spice pantry and nice laundry room INSIDE. Chain link fenced back yard with a nice concrete patio to enjoy the sunrise. Beautiful landscaping around the home.
$160,000

131 SPRING LAKE, Interlachen, Florida 32148 MLS 2127131

131 SPRING LAKE, Interlachen, Florida 32148

5Picture(s)
0Sqft
Rare opportunity to own over 10 acres of AG-zoned land near S County Road 315 in the Interlachen area of Putnam County, Florida. This property features a desirable mix of small open areas, light tree cover, and sections of heavier vegetation, offering flexibility for a homesite, agricultural use, or recreational purposes.
$160,000

130 LAKEVIEW, Interlachen, Florida 32148 MLS 2122256

130 LAKEVIEW, Interlachen, Florida 32148

4Bedroom(s)
2Bathroom(s)
29Picture(s)
2,322Sqft
Discover this spacious brick-and-mortar 3-bedroom, 2-bath home offering 2,322 sq. ft. of opportunity, situated on a corner lot in a peaceful rural neighborhood. Built in 1974, this solidly constructed home is being sold as-is, making it an excellent option for investors or homeowners looking to customize and add value.
$160,000

133 SPORTSMAN, Satsuma, Florida 32189 MLS 2127109

133 SPORTSMAN, Satsuma, Florida 32189

2Bedroom(s)
2Bathroom(s)
49Picture(s)
784Sqft
Waterfront Living on Dunns Creek – Fish, Boat & Relax! Wake up to peaceful water views in this 2 bed, 2 bath home nestled on Dunns Creek in Satsuma. This waterfront property features a dock and boat lift with direct boat access to the St. Johns River—a dream setup for anglers and boating enthusiasts.
$159,900
1053 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.

 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle

 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value

 

🌅 Lakefront Homes

Popular lakes include:

• Crescent Lake
• Lake George
• Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views

 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases

 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.

 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

• Palatka – Riverfront homes & historic areas
• Welaka – Known as the “Bass Capital”
• Satsuma – Canal homes with river access
• Crescent City – Lakefront living on Crescent Lake
• Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.

 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.

 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.

 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida

 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.

📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

Call Mike Now

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale
Send Mike a Message

I have experience that other agents simply do not have. 

Picture of Mike Schwiebert

Mike Schwiebert

Mike Schwiebert is a two-time Best of Clay Realtor Winner, multiple-time Best of Jax top 5, a home selling expert, former general, building and remodeling contractor, Investor, and girl dad. 20+ years of construction experience and 18+ years of local real estate experience.