Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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671 COUSINTOWN, Interlachen, Florida 32148 MLS 2138494

671 COUSINTOWN, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
19Picture(s)
1,620Sqft
Affordable opportunity in Interlachen! This home sits on a spacious beautiful, cleared lot! Perfect for a family or first-time homebuyer looking for space, privacy and room to grow. Enjoy peaceful surroundings with plenty of space for outdoor living.
$175,000

216 SUMMIT, Crescent City, Florida 32112 MLS 2139686

216 SUMMIT, Crescent City, Florida 32112

1Bedroom(s)
2Bathroom(s)
46Picture(s)
1,172Sqft
Opportunity meets location in the heart of Crescent City, Florida! Situated on a main road with great visibility, this 2-story wood-frame home sits on a spacious 0.32-acre lot and features valuable GC-1 commercial zoning–offering flexibility for residential, business, or mixed-use potential. With renovations already in progress, this property is ready for its next chapter.
$175,000

309 KEUKA LAKE, Interlachen, Florida 32148 MLS 2137126

309 KEUKA LAKE, Interlachen, Florida 32148

1Bedroom(s)
1Bathroom(s)
39Picture(s)
616Sqft
Charming historic log cabin on over half an acre being sold fully furnished at 309 Keuka Lake Trail in Interlachen, FL. This one-of-a-kind property beautifully blends old-world character with modern updates, creating a unique retreat with timeless appeal.
$175,000

221 5TH, Palatka, Florida 32177 MLS 2116199

221 5TH, Palatka, Florida 32177

4Bedroom(s)
2Bathroom(s)
46Picture(s)
2,126Sqft
Handyman special centrally located in the beautiful South Historic District of downtown Palatka! This charming house needs restoration but has 4 bedrooms, and 2.5 baths with over 2100 square feet.
$175,000

123 MILLER, Pomona Park, Florida 32181 MLS 2126939

123 MILLER, Pomona Park, Florida 32181

2Bedroom(s)
2Bathroom(s)
35Picture(s)
1,176Sqft
**NEW ROOF**NEW WELL**UPDATED** This well maintained mobile home offers peace of mind with a new roof, NEW HVAC, NEW WATER HATER, and a BRAND NEW WELL. The exterior features new skirting and a FULLY FENCED, HUGE LOT situated on a private street with very little traffic. Inside, the home is bright and inviting with NEW FLOORING throughout and large and spacious rooms.
$175,000

115 TROUPE, San Mateo, Florida 32187 MLS 2103613

115 TROUPE, San Mateo, Florida 32187

1Bathroom(s)
39Picture(s)
1,888Sqft
Wow!!! A wonderfully kept home with acreage!! This has original details left that most older homes do not have anymore. Like original flooring and Trim. It does need some TLC but it would not take much to make it the best home on the block. It has a park like setting for a yard with the St Johns River at the end of the road. This is definitely a jewel.
$175,000

1558 HIGHWAY 17, Pomona Park, Florida 32181 MLS 2102525

1558 HIGHWAY 17, Pomona Park, Florida 32181

4Picture(s)
0Sqft
Here is your chance to do whatever you want. A farm, A dream home, A get-a-way from the snow! 4.45 acres to Play with.
$175,000

148 LAKE SHORE, Hawthorne, Florida 32640 MLS 2084426

148 LAKE SHORE, Hawthorne, Florida 32640

11Picture(s)
0Sqft
Beautiful 10 plus acres zoned Ag is waiting for a NEW OWNER. Land is cleared. Needs a little TLC. Have the home of you dreams. Use your imagination, could be a farm, animal or vegetable. The choices are endless.
$175,000

TBD BANNERVILLE (12.49 ACRES), Palatka, Florida 32177 MLS 2078607

TBD BANNERVILLE (12.49 ACRES), Palatka, Florida 32177

1Picture(s)
0Sqft
Seize this incredible opportunity to own 12.49 acres of pristine, unimproved land in Palatka, FL! Nestled in a peaceful, rural setting, this expansive property offers endless potential – whether you're looking to build your dream home, establish a private retreat, or invest in land for future development. This blank canvas is ready for your vision.
$175,000

1814 LOCUST, Palatka, Florida 32177 MLS 2137264

1814 LOCUST, Palatka, Florida 32177

3Bedroom(s)
1Bathroom(s)
34Picture(s)
1,063Sqft
Fully renovated concrete block home offering peace of mind and modern updates throughout. This move-in ready property features a new roof, new kitchen cabinets, new countertops, and brand-new stainless steel appliances. The home has been updated with a completely remodeled bathroom, luxury vinyl plank flooring throughout, and fresh interior and exterior paint.
$174,900

117 BUMPY, Palatka, Florida 32177 MLS 2138731

117 BUMPY, Palatka, Florida 32177

2Bedroom(s)
2Bathroom(s)
26Picture(s)
1,296Sqft
Welcome to your private slice of country living! Built in 1993, this 2-bedroom, 2-bath offers comforts of living & is a fully fenced 1-acre lot, perfect for those seeking peace, privacy, and room to spread out. Enjoy quiet mornings and relaxing evenings on the new oversized covered front porch, ideal for coffee at sunrise or sunsets in the evening.
$170,000

307 LAKEWAY, Georgetown, Florida 32139 MLS 2120927

307 LAKEWAY, Georgetown, Florida 32139

6Picture(s)
0Sqft
Not one but two parcels with total of 9.98 acres, this listing includes 315 Lakeway parcel. Beautiful acreage with plenty of room for toys, family yet close to restaurants, shopping and the St Johns River!! Build your dream estate in paradise, this property offers mature trees and wildlife!! Do not miss this opportunity to own a piece of paradise.
$170,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.