Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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99 BROAD RIVER, Welaka, Florida 32193 MLS 2135168

99 BROAD RIVER, Welaka, Florida 32193

3Bedroom(s)
2Bathroom(s)
50Picture(s)
1,328Sqft
The MOST desirable Location in the Complex. In the Original Waterfront Building. This 3/2 corner , north end condo has the BEST waterfront view in the complex. End unit in the Original Building on the 3rd floor, with 3rd floor only vaulted ceilings, a screened porch, and views up and down the St. Johns River. Your private boat slip is underneath your balcony.
$459,500

730 STATE ROAD 26, Melrose, Florida 32666 MLS 2120326

730 STATE ROAD 26, Melrose, Florida 32666

3Bedroom(s)
2Bathroom(s)
80Picture(s)
2,158Sqft
Welcome to this touch of paradise hidden from the road. Approximately 600 ft from the road, this spacious 3 bedroom/ 2 bath brick home is situated on two parcels totaling 4.47 acres. Wood burning fireplace with built in benches on each side. Garage has been converted into a master bedroom with 2 built in closets, a bathroom, and a laundry room.
$457,500

265 CRESTVIEW, Palatka, Florida 32177 MLS 2135810

265 CRESTVIEW, Palatka, Florida 32177

4Bedroom(s)
3Bathroom(s)
31Picture(s)
2,272Sqft
Don't miss this opportunity own your dream home on a generous lot with room to grow! Nestled on a beautiful lot just over an acre, this move in ready, new construction home offers 4 bedrooms, 3 bathrooms, an office and a 2-car garage, providing ample space for your family and lifestyle. In addition to the primary bathroom, there is an additional bedroom with an ensuite bath.
$455,000

101 RIVERVIEW, East Palatka, Florida 32131 MLS 2112870

101 RIVERVIEW, East Palatka, Florida 32131

4Bedroom(s)
2Bathroom(s)
33Picture(s)
2,400Sqft
**Seller incentives available for buyer's closing costs or prepaid expenses with acceptable offer.
$455,000

1682 HIGHWAY 17, Pomona Park, Florida 32181 MLS 2119842

1682 HIGHWAY 17, Pomona Park, Florida 32181

3Picture(s)
0Sqft
PRIME PROPERTY! approximately 7.3 acres with OVER 400FT OF ROAD FRONTAGE ON HWY 17 Possible future commercial use or develop now. HWY 17 is the main artery thru this area of Putnam County, joining Putnam, Volusia and St. Johns Counties. Presently Hwy 17 is being widened to four lanes and APPROXIMATELY 6 miles away. Please see listing #2120336, adjacent to this parcel an additional 4.
$450,000

96 BRIDLE, Interlachen, Florida 32148 MLS 2116554

96 BRIDLE, Interlachen, Florida 32148

22Picture(s)
0Sqft
COUNTRY LIVING AT IT'S BEST! BRING YOUR HORSES &/OR CATTLE! 30 ACRES ZONED AG FENCED & CROSS FENCED. Part shaded under mature canopy oaks & part pasture. Acreage is currently under greenbelt with yearly taxes only $257/yr. Build your dream home, barndominium, modular or mobile home & experience peaceful country living! Owner will split the 30 Acres.
$450,000

118 HICKS, Crescent City, Florida 32112 MLS 2116460

118 HICKS, Crescent City, Florida 32112

3Bedroom(s)
2Bathroom(s)
52Picture(s)
1,680Sqft
Start making family memories with this gorgeous 160' canal frontage on St. Johns River just north of Big Lake George. Peace and quiet abound, leave the hustle and bustle behind. Plenty of boating, fishing, and a great area for any kind of water sport activity. This property has 2 boat slips, one with boathouse and 3 ton lift.
$449,900

986 STATE ROAD 20, Interlachen, Florida 32148 MLS 2134128

986 STATE ROAD 20, Interlachen, Florida 32148

1Bedroom(s)
1Bathroom(s)
53Picture(s)
960Sqft
Rare opportunity to own acres of private, spring-fed lakefront in Interlachen. Featuring 380 feet of shoreline, this property is ideal for those seeking space, privacy, and lifestyle–whether for a personal retreat, mini-farm, or future expansion. Enjoy boating, fishing, and paddleboarding right from your backyard.
$449,000

120 COUNTY ROAD 309C, Palatka, Florida 32177 MLS 2133876

120 COUNTY ROAD 309C, Palatka, Florida 32177

18Picture(s)
0Sqft
Opportunities like this don't come around often in Palatka. This 7.44-acre property offers the kind of space and privacy many people are searching for but rarely find this close to town. Tucked away in a peaceful setting, it's the perfect place to build your dream home, start a homestead, or simply enjoy the quiet and freedom that comes with owning land.
$449,000

6120 CRILL, Palatka, Florida 32177 MLS 1139187

6120 CRILL, Palatka, Florida 32177

15Picture(s)
1,339Sqft
Great location with high visibility, on a heavily traveled 4-lane highway. Currently being used as a hair salon. Also includes the 3BR/1BA concrete block home next door, located at 6126 Crill Ave. Property has multiple curb guts. Located near the hospital. Across the highway from a proposed apartment complex.
$449,000

00 PENIEL, Palatka, Florida 32177 MLS 2116037

00 PENIEL, Palatka, Florida 32177

40Picture(s)
0Sqft
PRIME 11.46 FENCED ACRES ZONED AG WITH IMPROVED PASTURE & MAJESTIC LIVE OAKS! Parcel has 777' +/- paved road frontage on W Peniel Rd & 620' +/- on the north & south boundary lines. Many possibilities with this parcel!your Potential for lot split, family S/D or residential development. 50' paved esmt on south boundary lined with beautiful mature sycamore trees.
$448,500

200 MOCKINGBIRD, Georgetown, Florida 32139 MLS 2133851

200 MOCKINGBIRD, Georgetown, Florida 32139

4Bedroom(s)
3Bathroom(s)
32Picture(s)
2,178Sqft
ATTENTION! A BEAUTIFUL LUXURIOUS HOME IS WAITING FOR YOU! YES! IT'S NEAR BIG LAKE GEORGE & THE SAINT JOHNS RIVER ! This QUALITY custom built country home has 2,163 Living square ft with 4 bedrooms. This home is on 1.06 acres! The home is located in a quiet rural country area of Whispering Pines II subdivision, Georgetown, FL.
$445,900
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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