Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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176 LAKE, Florahome, Florida 32140 MLS 2135664

176 LAKE, Florahome, Florida 32140

2Bedroom(s)
2Bathroom(s)
92Picture(s)
1,307Sqft
Fantastic retirement retreat or weekend getaway on desirable Georges Lake! Set on a beautiful double lot with plenty of room to build, this property offers one of the most breathtaking lake views around. Enjoy peaceful mornings and stunning sunsets over the sparkling spring-fed water.
$499,000

114 TIMBER, Palatka, Florida 32177 MLS 2123879

114 TIMBER, Palatka, Florida 32177

4Bedroom(s)
2Bathroom(s)
24Picture(s)
2,402Sqft
The Timber Escape Tennis Court/ Pickleball court for the neighborhood! Searching for more space, less stress, and a lifestyle upgrade? This beautifully improved home is tucked away on a quiet Palatka street and offers the peace and functionality many out-of-town buyers are looking for.
$498,000

440 DUMBARTON, Crescent City, Florida 32112 MLS 2138484

440 DUMBARTON, Crescent City, Florida 32112

2Bedroom(s)
2Bathroom(s)
33Picture(s)
879Sqft
Ready to Trade Traffic for Tranquility? Welcome to your own slice of peaceful country living on 29.21 beautiful acres, zoned agricultural for added tax benefits and perfectly suited for bringing all your animals. Whether you're dreaming of a homestead, family compound, or private retreat, this property offers the space and freedom to make it your own.
$490,000

99 BROAD RIVER, Welaka, Florida 32193 MLS 2040278

99 BROAD RIVER, Welaka, Florida 32193

3Bedroom(s)
2Bathroom(s)
26Picture(s)
1,568Sqft
Spacious 3 bedroom/2 bathroom riverfront condo in Sportsmans Lodge. Located in Building 3, which is equipped with an elevator. Worry free Florida living! Swimming, boating, fishing – all at your fingertips.
$489,900

1322 STATE 100, Melrose, Florida 32666 MLS 2141051

1326 FL-100, Melrose, Florida 32666

34Picture(s)
2,624Sqft
This is an open, active, and vibrant family medical practice for sale, looking for a new owner to service this community located less than 30 minutes from Gainesville. With over 2,000 patients and a twenty-year history of both family practice and obstetric care this established primary care practice is a turnkey operation.
$480,000

249 SIMPSON, Interlachen, Florida 32148 MLS 2001032

249 SIMPSON, Interlachen, Florida 32148

34Picture(s)
0Sqft
RARE FIND WATERFRONT! 14.15 ACRES ZONED AG on BIG LAKE HEWITT with 459' +/- of Lake Frontage (exact measurements & price to be determined by a survey).
$480,000

238 + 256 COUNTY ROAD 315, Interlachen, Florida 32148 MLS 2142135

238 + 256 COUNTY ROAD 315, Interlachen, Florida 32148

13Picture(s)
0Sqft
CALLING ALL INVESTORS!! 38.36 acres directly across from JENKINS ELEMENTARY SCHOOL. This property fronts CR 315,the south boundary is River St, the north boundary is Paseo Way and the east boundary is Del Ave. There is PUBLIC WATER available along CR 315. This property has a lot of cleared area. This would make a GREAT housing development and could be a nice area in eastern part for a park.
$479,500

141 KITTY, Interlachen, Florida 32148 MLS 2141473

141 KITTY, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
65Picture(s)
3,160Sqft
IMAGINE THE PERFECT HOME ON JEWEL LAKE. This home sits on a concrete foundation – installed by BYRD'S MOBILE HOMES. This three bedroom two bath is IT!! This home has REAL WOOD FLOORING, PLUSH CARPETS. Split floor plan, open concept. BEAUTIFUL BACK PORCH -PARTIALLY SCREENED TO ENJOY THE EARLY MONRINGS AND LATE AFTERNOONS. Completely fenced with electric gate and concrete drive.
$474,900

247 ESTATES, Palatka, Florida 32177 MLS 2135809

247 ESTATES, Palatka, Florida 32177

4Bedroom(s)
3Bathroom(s)
27Picture(s)
2,315Sqft
Don't miss your opportunity to own this move in ready, new construction home, perfectly situated on a picturesque 1.21 acre corner lot. Designed for both comfort and functionality, this home features a 3-car garage with front and rear entry, offering over 600 square feet of garage space, perfect for lawn equipment or extra storage.
$473,500

567 HILLSBOROUGH, Florahome, Florida 32140 MLS 2125573

567 HILLSBOROUGH, Florahome, Florida 32140

3Bedroom(s)
2Bathroom(s)
25Picture(s)
1,610Sqft
Welcome to your dream lakefront retreat on beautiful Georges Lake! This recently renovated home offers exceptional water views, great fishing right from your own backyard, and outstanding outdoor living. Enjoy a premium boat dock with two lifts and a fun water slide perfect for all ages. Inside, the bright, open layout has been thoughtfully updated with modern finishes throughout.
$469,900

117 DIXIE, Palatka, Florida 32177 MLS 2105602

117 DIXIE, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
36Picture(s)
1,918Sqft
New to market this quality built home has so much offer. Quiet country setting zoned agricultural in rural setting minutes from the growing city of Palatka and plenty of opportunities for recreation on the St. Johns River or Rodman Reservoir. Short drive to beaches or Ocala National Forest. This home shows the love that only an owner / contractor can give.
$469,900

180 PIONEER, Green Cove Springs, Florida 32043 MLS 2122028

180 PIONEER, Green Cove Springs, Florida 32043

3Bedroom(s)
2Bathroom(s)
35Picture(s)
1,751Sqft
Price Improvement! Discover your private Florida oasis on 6.73 acres with this beautifully maintained 3-bedroom, 2.5-bath home offering the perfect blend of comfort, space, and outdoor living. Seller estimates a little over half of the property is wetlands, buyer to verify.
$465,000
1047 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.