Rare financing opportunity with assumable FHA loan available! Seller has obtained the assumption packet, making this a seamless option for qualified buyers . Move-in ready in prime Jax location with no HOA. This beautifully maintained 3BR 2BATH home built in 2018 offers the perfect blend of modern style, quality construction, and everyday convenience. With hardy plank siding for lasting durability and easy insurability, this home is a smart choice in today’s Florida market. Step inside the fresh interior paint and luxury vinyl plank flooring that flows throughout the main living areas. The spacious open layout features a true two-car garage, a large primary suite, and a bright, welcoming kitchen, perfect for both relaxing and entertaining. A built-in security system provides peace of mind, and with no HOA, you have the freedom to enjoy your property your way. All of this in an ideal location!