Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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0 LAKE LUCY, Interlachen, Florida 32148 MLS 2131432

TBD LAKE LUCY, Interlachen, Florida 32148

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Buildable 0.25-acre residential lot located in Interlachen Lakes Estates, Putnam County, Florida. The property offers frontage on a maintained dirt road with nearby homes in the area. Zoned residential, allowing site-built or manufactured homes (buyer to verify with the county). Quiet neighborhood setting with a wooded landscape providing privacy. No HOA. Low annual property taxes.
$7,200

0 11TH, Interlachen, Florida 32148 MLS 2127800

0 11TH, Interlachen, Florida 32148

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High and dry building lot suitable for site built or manufactured home. Country setting with great price to enjoy the beautiful Florida Sunshine. Please check with appropriate county office that the lots is suitable for your intended use. Easy commute to Gainesville or Palatka and only about an hour to St. Augustine and the beach.
$7,000

215 WARD, Crescent City, Florida 32112 MLS 2092345

215 WARD, Crescent City, Florida 32112

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Nice wooded lot near Crescent City and beautiful Crescent Lake for recreation year round. Zoned for site built or manufactured homes. No wetlands per county mapping. Easy access just off Highway 17.
$7,000

112 & 114 TENNESSEE, Hawthorne, Florida 32640 MLS 2104761

112 & 114 TENNESSEE, Hawthorne, Florida 32640

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Two parcels are included in this sale,~ 112 & 114 Tennessee Drive, offering a combined total of .20 acres of land. Tucked away off a quiet dirt road, this undeveloped property is full of potential for its next owners. Whether you're looking to invest for the future, or bring your vision to life, this blank canvas provides the opportunity to make it your own.
$7,000

323 INTERLACHEN, Interlachen, Florida 32148 MLS 2102951

323 INTERLACHEN, Interlachen, Florida 32148

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Close to downtown Interlachen and public access to Lake Lagonda. Located 45 minutes from Gainesville to the west and an hour to the Beaches to the East.
$7,000

0 SCOTT, Florahome, Florida 32140 MLS 2084136

0 SCOTT, Florahome, Florida 32140

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.29 ACRE LOT. CONTACT PUTNAM COUNTY PLANNING & ZONING FOR MORE INFORMATION. A SURVEYOR WOULD HAVE TO LOCATE EXACT LOT LINES. MOTIVATED SELLER. BRING ALL OFFERS.
$7,000

206 MARION, Interlachen, Florida 32148 MLS 2138121

206 MARION, Interlachen, Florida 32148

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Lot zoned R-2 for site built or manufactured home. Country setting with great price to enjoy the beautiful Florida Sunshine. Please check with appropriate county office that the lots is suitable for your intended use. Easy commute to Gainesville or Palatka and only about an hour to St. Augustine and the beach.
$6,995

188 KAY, Interlachen, Florida 32148 MLS 2137656

188 KAY, Interlachen, Florida 32148

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Lots zoned R-2 for site built or manufactured home. Country setting with great price to enjoy the beautiful Florida Sunshine. Please check with appropriate county office that the lots is suitable for your intended use. Easy commute to Gainesville or Palatka and only about an hour to St. Augustine and the beach.
$6,995

352 MAY, Interlachen, Florida 32148 MLS 2127818

352 MAY, Interlachen, Florida 32148

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Lots zoned R-2 for site built or manufactured home. Country setting with great price to enjoy the beautiful Florida Sunshine. Please check with appropriate county office that the lots is suitable for your intended use. Easy commute to Gainesville or Palatka and only about an hour to St. Augustine and the beach.
$6,995

0 KAY, Interlachen, Florida 32148 MLS 2092649

0 KAY, Interlachen, Florida 32148

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Discover the potential of this spacious vacant lot located on Kay St in Interlachen, FL. This property offers a blank canvas for you to create your dream home or invest in future development. Surrounded by natural beauty, the location provides a peaceful escape while still being conveniently accessible to local amenities. Don't miss the opportunity to own a piece of this charming area.
$6,900

111 BRASS, Interlachen, Florida 32148 MLS 2137983

111 BRASS, Interlachen, Florida 32148

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Looking for peace and quiet with room to create your own vision? Welcome to 111 Brass St in Interlachen–a perfect blank canvas for your future home. Nestled in rural Putnam County, this .23-acre lot offers the serenity of country living while still keeping you conveniently connected.
$6,800

LOT 27 BRETT, Interlachen, Florida 32148 MLS 1258608

LOT 27 BRETT, Interlachen, Florida 32148

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Enjoy peace and quiet in this private rural setting on a nice, wooded lot. Close to Palatka for shopping, fishing, golf & dining! Also easy commute to Gainesville. Zoned for homes or mobiles homes. Buyer responsible for survey, due diligence re: Florida's new septic law and verifying intended use with Putnam Planning & Zoning.
$6,500
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.