Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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215 CONNECTICUT, Hawthorne, Florida 32640 MLS 2133964

215 CONNECTICUT, Hawthorne, Florida 32640

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High and Dry lot zoned for site built or manufactured home. Tiny Homes allowed per building codes. Easy commute to Gainesville and Palatka. Plenty of area lakes and parks nearby for recreation and small towns to explore. A little over an hour to the beach. Florida Sunshine at a reasonable price.
$9,000

121 BOXWOOD, Florahome, Florida 32140 MLS 2133773

121 BOXWOOD, Florahome, Florida 32140

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Country Rural Living in the Florida Sunshine! Not in flood zone or wetlands. 800 Acres George's Lake with public ramp is minutes away for waterfront recreation. My ex-husband caught 23 Crappie there last week, but don't let that get out! The Etoniah Creek State Forest is there with lots of trails and the Palatka to Lake Butler bike trail is not too far. Plenty of outdoor fun to enjoy.
$9,000

102 CONGO, Palatka, Florida 32177 MLS 2127808

102 CONGO, Palatka, Florida 32177

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Large agricultural lot zoned for site built or manufactured home. Country setting with great price to enjoy the beautiful Florida Sunshine. Please check with appropriate county office that the lots is suitable for your intended use. Easy commute to St. Augustine and the beach .
$9,000

0 13TH, Interlachen, Florida 32148 MLS 2126568

0 13TH, Interlachen, Florida 32148

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Buildable 0.34-acre corner lot located in Interlachen Lakes Estates, one of Putnam County's most established residential communities. The property offers road access via 13th Street with nearby homes and electric service available in the area. Zoned R-2 residential, allowing site-built or mobile homes (buyer to verify with Putnam County).
$9,000

20 DONOVAN, Interlachen, Florida 32148 MLS 2092777

20 DONOVAN, Interlachen, Florida 32148

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Opportunity awaits with this .26-acre lot in Interlachen, FL! Tucked away in a quiet, natural setting, this unimproved parcel offers a blank canvas for your vision—whether you're planning a future homesite, weekend getaway, or long-term investment.
$9,000

0 VIRGINIA, Interlachen, Florida 32148 MLS 2049625

0 VIRGINIA, Interlachen, Florida 32148

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Great opportunity to invest or build a home near Grandin Lake. Great for a builder or first-time home buyer. Come take a look at this .33 of an acre lot in a growing community. Electric near and close to town.
$9,000

329 CHIPOLA, Georgetown, Florida 32139 MLS 2138137

329 CHIPOLA, Georgetown, Florida 32139

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Wooded residential lot in Georgetown with lots of access points nearby for Lake George and St. Johns River. This area was a secret gem for many years but the word is out.
$8,995

0 17TH, Interlachen, Florida 32148 MLS 1225131

0 17TH, Interlachen, Florida 32148

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Four lots combining .40 acres ready to clear and add improvements for manufactured, site built or small home. Additional lot parcel #'s 08-10-24-6782-0050-0300, 08-10-24-6782-0050-0310, 08-10-24-6782-0050-0320. Within BMAP boundaries.
$8,995

110 CARR, Satsuma, Florida 32189 MLS 2111708

110 CARR, Satsuma, Florida 32189

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$8,800

130 ROEBUCK, Georgetown, Florida 32139 MLS 2141108

130 ROEBUCK, Georgetown, Florida 32139

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Vacant lot in the Lake George Manor subdivision of Georgetown, FL. Approximately 0.23 acres, cleared and ready to build. Situated in a quiet residential area just minutes from Lake George and the St. Johns River — one of the most sought-after natural water corridors in Northeast Florida. Zoned R-2, compatible with mobile and site-built homes. No HOA.
$8,600

430 CHERRY, Interlachen, Florida 32148 MLS 2127718

430 CHERRY, Interlachen, Florida 32148

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Almost half acre, LOTS 17 18, 19 &20. 430, 432, 434 and 436 CHERRY ST. Nice quiet area waiting for YOUR new home. These lots are high and dry. Not heavily wooded. Very close to a paved road. These lots are unimproved. Close to Gainesville, Ocala, Palatka, St Augustine. Enjoy fishing, lots or rivers and the famous Rodman Damn area. Famous HOG WALLER.
$8,600

0 MILTON, Interlachen, Florida 32148 MLS 2142344

0 MILTON, Interlachen, Florida 32148

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Discover the potential of this vacant parcel located on Milton Ave, offering a great opportunity to build your dream home or invest in land in a growing area. This property provides a blank canvas for your vision, whether you're looking to create a private retreat or hold for future development.
$8,500
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.