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Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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227 HIGHWAY 17, East Palatka, Florida 32131 MLS 1249436

227 HIGHWAY 17, East Palatka, Florida 32131

16Picture(s)
0Sqft
Riverfront! Over an acre of wooded property with 100 +/- ft of frontage on the beautiful St. Johns River. Zoned C-2 and AG. Located near the intersection of heavily traveled Highway 17 and State Rd 207, for an easy commute to St. Augustine. Public utilities area available, but are not connected. There is deeded access and parking agreement on state property.
$649,000

135 LAKE COMO, Pomona Park, Florida 32181 MLS 2126431

135 LAKE COMO, Pomona Park, Florida 32181

5Bedroom(s)
90Picture(s)
2,844Sqft
3 PARCELS SOLD AS A FAMILY COMPOUND!! Unique opportunity to own a family compound consisting of 3 separate parcels with a total of 5 bedrooms, 4 baths, being sold together for a total of 3.76 acres in Putnam County. The property features two manufactured homes. Main home is custom built with too many features to add. Several Garages & Outbuildings with power & Compressor.
$645,000

135 LAKE COMO, Pomona Park, Florida 32181 MLS 2111585

135 LAKE COMO, Pomona Park, Florida 32181

3Bedroom(s)
2Bathroom(s)
93Picture(s)
1,920Sqft
3 PARCELS SOLD AS A FAMILY COMPOUND!! Unique opportunity to own a family compound consisting of 3 separate parcels with a total of 5 bedrooms and 4 baths, being sold together for a total of 3.76 acres in Putnam County. The property features two manufactured homes. Main home is custom built with too many features to add. Several Garages & Outbuildings with power & Compressor.
$645,000

134 MAGNOLIA, Palatka, Florida 32177 MLS 2126870

134 MAGNOLIA, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
23Picture(s)
2,908Sqft
Enjoy an amazing view of the St. Johns river from the sunroom of this three bedroom, two bath home. The house features a living room, family / dining room combo, kitchen with a butler's pantry and a sunroom. The property includes a 560 sf summer kitchen, 960 sf detached garage, pump house, and storage buildings. The dock and bulkhead give you easy access to the river.
$639,000

103 BEACON, Interlachen, Florida 32148 MLS 2108231

103 BEACON, Interlachen, Florida 32148

10Bedroom(s)
6Bathroom(s)
30Picture(s)
5,150Sqft
Nestled on nearly 8 acres along the serene shores of Lake Lagonda, Blue Sky Manor is a captivating blend of historic charm and modern refinement. Built in the late 1800s, this stately residence radiates timeless elegance, with its original character lovingly preserved through thoughtful upgrades, including the electrical, HVAC, and plumbing systems.
$625,000

113 FEDERAL POINT, East Palatka, Florida 32131 MLS 2140681

113 FEDERAL POINT, East Palatka, Florida 32131

10Picture(s)
0Sqft
2.97 acres on the St. Johns River, positioned high on a bluff for elevated views and a truly unique homesite. Tucked away behind a long private driveway, this property offers exceptional privacy and is already improved with well, septic, and power. A rare opportunity to create a custom riverfront estate or peaceful getaway with expansive water views and room to spread out.
$600,000

1210 ST JOHNS, Palatka, Florida 32177 MLS 2129253

1210 ST JOHNS, Palatka, Florida 32177

39Picture(s)
7,742Sqft
Turnkey daycare facility on a prime corner lot. Exceptional opportunity to acquire a daycare facility in a proven, established location. Situated on .69-acre fully fenced corner lot, this property offers great visibility with approximately 206 ft of frontage on St. Johns Ave & 150 ft on North 13th St.
$599,900

0 OLD BUNDY LAKE, Melrose, Florida 32666 MLS 2115409

0 OLD BUNDY LAKE, Melrose, Florida 32666

13Picture(s)
0Sqft
Seller will consider all reasonable offers. Discover 102± acres of pristine Florida land spanning both Clay and Putnam Counties, offered together as one exceptional opportunity.
$599,000

115 SUNSET POINT, East Palatka, Florida 32131 MLS 2106771

115 SUNSET POINT, East Palatka, Florida 32131

3Bedroom(s)
2Bathroom(s)
53Picture(s)
1,596Sqft
Welcome to Sunset Point–a rare opportunity to own a private riverfront sanctuary where breathtaking views, peaceful surroundings, and unforgettable sunsets define everyday living. Tucked away along the majestic St. Johns River, this property offers the privacy you crave while remaining just a short drive from historic St. Augustine.
$599,000

110 PIONEER, Palatka, Florida 32043 MLS 2141548

110 PIONEER, Palatka, Florida 32043

3Bedroom(s)
2Bathroom(s)
45Picture(s)
1,492Sqft
Welcome to your slice of Old Florida waterfront living! This move-in ready 3-bedroom, 2-bath home offers the perfect blend of comfort, space, and riverfront lifestyle-located in the secluded neighborhood of Eagle Creek in Palatka, Florida with no HOA. Step inside through the impressive double door entrance and enjoy a fully tiled interior-ideal for easy maintenance and Florida living.
$589,000

117 PEGGY, Crescent City, Florida 32112 MLS 2137898

117 PEGGY, Crescent City, Florida 32112

5Bedroom(s)
2Bathroom(s)
14Picture(s)
2,064Sqft
THE ''BLUE HERON'' – A BEAUTIFUL 5/2 TWO STORY HOME WITH CANAL FRONTAGE ON TWO SIDES AND JUST A SHORT DISTANCE TO THE ST JOHN'S RIVER (NAVIGABLE WATER.) NEW DOCK, BOAT LIFT, METAL ROOF, UPDATED KITCHEN APPLIANCES, A WELL DESIGNED OUTDOOR BREEZWAY – GREAT FOR ENTERTAINING! THE HOME IS USED AS A VACATION RENTAL WITH A SOUND RENTAL HISTORY.
$579,000

126 PALMETTO, Interlachen, Florida 32148 MLS 2125898

126 PALMETTO, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
66Picture(s)
0Sqft
Dream lakefront estate with unmatched views. expansive privacy. Serene lakefront living. The home is in the Key West style surrounding an expansive water to sky vista from every major room and outdoor porches. Direct lake access on Lake Rocky perfect for boating, paddleboarding ,swimming or simple soaking in the sunset. Modern updated interior with new countertops and appliances.
$575,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.

 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle

 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value

 

🌅 Lakefront Homes

Popular lakes include:

• Crescent Lake
• Lake George
• Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views

 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases

 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.

 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

• Palatka – Riverfront homes & historic areas
• Welaka – Known as the “Bass Capital”
• Satsuma – Canal homes with river access
• Crescent City – Lakefront living on Crescent Lake
• Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.

 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.

 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.

 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida

 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.

📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

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🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale
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Picture of Mike Schwiebert

Mike Schwiebert

Mike Schwiebert is a two-time Best of Clay Realtor Winner, multiple-time Best of Jax top 5, a home selling expert, former general, building and remodeling contractor, Investor, and girl dad. 20+ years of construction experience and 18+ years of local real estate experience.