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Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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0230-0040 INDIAN LAKES, Hawthorne, Florida 32640 MLS 2068695

0230-0040 INDIAN LAKES, Hawthorne, Florida 32640

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Beautiful 1.21 acre lot. Views of the lake without the taxes of the lake. Great location to call home.
$46,500

000 EDGEMOOR, Palatka, Florida 32177 MLS 2081906

000 EDGEMOOR, Palatka, Florida 32177

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Vacant lot , great building site for your new home! Mostly wooded, convenient to shopping and schools, also located not far from the St.
$45,900

100 LINDA, Interlachen, Florida 32148 MLS 2142500

100 LINDA, Interlachen, Florida 32148

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RARE 1-ACRE CORNER ASSEMBLAGE in Mariners Lake Estates, Interlachen. 10 contiguous buildable lots sold together as 1.00-acre corner at Linda Ln/Logan Dr. Block 8 Lots 21-30, MB4 P77. CLEAN TITLE. WARRANTY DEED at closing. ALTA Policy. NOT tax deed or quit claim. No back taxes. Build your dream home, family compound, or mobile/manufactured residence. Power nearby. Flat, high, dry land.
$45,738

124 PLEASANT, Crescent City, Florida 32112 MLS 2041835

124 PLEASANT, Crescent City, Florida 32112

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Where the water shimmers, the trees whisper, and one acre lot on Diamond Lake is yours to claim. This lakefront lot offers pure tranquility surrounded by Florida's natural beauty. Zoned agricultural, it's a blank canvas—build a cozy cabin, plant a garden oasis, or create a wildlife‑friendly homestead.
$45,500

118 BASIN, Palatka, Florida 32177 MLS 2135111

118 BASIN, Palatka, Florida 32177

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Looking for a peaceful place to get away? This cleared, high and dry lot is located near the end of a canal that leads to the St. Johns River and is known for great fishing in the area. The property is ready for your plans with private water already installed and an existing septic system.
$45,000

110 BASIN, Palatka, Florida 32177 MLS 2130797

110 BASIN, Palatka, Florida 32177

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Build your dream home on this exceptional canal-front lot offering the perfect blend of waterfront living and custom design opportunity.
$45,000

106 BASIN, Palatka, Florida 32177 MLS 2130794

106 BASIN, Palatka, Florida 32177

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Build your dream home on this exceptional canal-front lot offering the perfect blend of waterfront living and custom design opportunity. This homesite could include a proposed 1,800 sq. ft. custom residence thoughtfully designed to maximize views and embrace the waterfront lifestyle. Enjoy direct canal access ideal for boating, kayaking, paddleboarding, or simply relaxing by the water's edge.
$45,000

143 OAK, Interlachen, Florida 32148 MLS 2127836

143 OAK, Interlachen, Florida 32148

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Nice 1.78-acre vacant lot with beautiful old-growth trees offering a natural, private setting and a potential homesite. The rear of the property borders a small canal, creating a peaceful backdrop; neighboring owner indicates the canal offers good fishing. Seller states there is an old well and a power pole located on the property; all utilities and improvements are to be verified by the buyer.
$45,000

511 LILY, Interlachen, Florida 32148 MLS 2124232

511 LILY, Interlachen, Florida 32148

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Escape to 2.5 high-and-dry acres on the desirable west side of Putnam County. This level residential lot is partially cleared, offering a ready-to-build homesite while preserving a natural border of mature trees for added privacy.
$45,000

1020 ELM, Welaka, Florida 32193 MLS 2114798

1020 ELM, Welaka, Florida 32193

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Prime location in Welaka! Commerical lot available in the quaint town of Welaka.
$45,000

PARCEL 3B HILLSBOROUGH, Florahome, Florida 32140 MLS 2111700

PARCEL 3B HILLSBOROUGH, Florahome, Florida 32140

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1.05+/- acre lot in peaceful and tranquil setting of Florahome, with 150 +/- ft frontage on Hillsborough Ave. Known for its small-town charm, Florahome is one of the best kept secrets. This would be a perfect place to build yoru dream home or that weekend getaway you've always wanted. If you love boating, you'll be less than a mile away from George's Lake public boat ramp.
$45,000

PARCEL 6B HILLSBOROUGH, Florahome, Florida 32140 MLS 2111696

PARCEL 6B HILLSBOROUGH, Florahome, Florida 32140

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1.03+/- acre lot in peaceful and tranquil setting of Florahome, with 150 +/- ft frontage on Hillsborough Ave. Known for its small-town charm, Florahome is one of the best kept secrets. This would be a perfect place to build yoru dream home or that weekend getaway you've always wanted. If you love boating, you'll be less than a mile away from George's Lake public boat ramp.
$45,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.

 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle

 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value

 

🌅 Lakefront Homes

Popular lakes include:

• Crescent Lake
• Lake George
• Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views

 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases

 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.

 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

• Palatka – Riverfront homes & historic areas
• Welaka – Known as the “Bass Capital”
• Satsuma – Canal homes with river access
• Crescent City – Lakefront living on Crescent Lake
• Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.

 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.

 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.

 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida

 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.

📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

Call Mike Now

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale
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Mike Schwiebert

Mike Schwiebert is a two-time Best of Clay Realtor Winner, multiple-time Best of Jax top 5, a home selling expert, former general, building and remodeling contractor, Investor, and girl dad. 20+ years of construction experience and 18+ years of local real estate experience.