Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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135 & 137 COUNTRY LIVING, Melrose, Florida 32666 MLS 2140208

135 & 137 COUNTRY LIVING, Melrose, Florida 32666

2Bedroom(s)
2Bathroom(s)
21Picture(s)
1,074Sqft
Seeking space, privacy, and opportunities? This beautiful 2-acre property, shaded by mature trees, offers a serene country setting. One parcel features a 1985 single wide mobile home with a room addition (1072 sq ft) that requires repairs. There are multiple soft spots on the floor. The other parcel has a 1972 single wide mobile home with no value and likely needs removal.
$149,900

AAA CR 315, Interlachen, Florida 32148 MLS 1216036

AAA CR 315, Interlachen, Florida 32148

7Picture(s)
0Sqft
Outstanding location 2 acres on one of the busiest corners in the county at the intersection of CR315 and CR310. There is an estimated 360 feet of frontage on CR315 and 109 feet on CR310 only a survey can determine exactly. Currently zoned AG with future use as rural center. we recommend you check with the county that the property will be suitable for your plans.
$149,900

1221 STATE RD 19, Palatka, Florida 32177 MLS 2028902

1221 STATE RD 19, Palatka, Florida 32177

20Picture(s)
0Sqft
Build your dream home on Mud Lake! Mud Lake is a private lake & is approximately 38 acres. Are you craving a weekend escape from the hustle and bustle of city life? Or maybe you're an avid angler in search of the perfect fishing spot? Look no further! Mud Lake and its surrounding area offer an abundance of options to suit your needs.
$149,900

0 St. Johns, Palatka, Florida 32177 MLS 338136

0 St. Johns, Palatka, Florida 32177

1Picture(s)
0Sqft
2 +/- acres, zoned C-2, with frontage on both St. Johns Ave & Kay Larkin Dr. Additional land available. Located near the hospital.
$149,900

161 SMITH, Satsuma, Florida 32189 MLS 2142499

161 SMITH, Satsuma, Florida 32189

2Bedroom(s)
2Bathroom(s)
33Picture(s)
1,380Sqft
This is an excellent opportunity for those looking for a waterfront property situated on Dunns Creek, offering convenient access to either the St. Johns River or Crescent Lake. The mobile home requires repairs. The dock, bulkhead, and boathouse are in need of repair. The seller has never resided on the property and will not undertake any further repairs.
$149,000

145 DAWSON, Interlachen, Florida 32148 MLS 2141398

145 DAWSON, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
28Picture(s)
1,152Sqft
BRAND NEW HVAC!! Country living at its best! This charming 3-bedroom, 2-bath home offers comfort and space to enjoy the outdoors. Featuring a new HVAC system, freshly painted interior and exterior, new LVP flooring in the kitchen and bathrooms and luxurious carpet in the bedrooms and living room. The spacious glassed in back porch/Florida room is perfect for relaxing year round.
$149,000

110 SILVER LAKE, Hawthorne, Florida 32640 MLS 2131493

110 SILVER LAKE, Hawthorne, Florida 32640

4Bedroom(s)
2Bathroom(s)
35Picture(s)
1,440Sqft
110 SILVER LAKE DR AND 111 SILVER LAKE DR. 110 SILVER LAKE DR IS A 4BR 2BA HOME WITH GARAGE ON 1.01 ACRES ZONED AG, INCLUDED IS 111 SILVER LAKE DR , .84 ACRES ZONED AG ON BEAUTIFUL SILVER LAKE. Home is being renovated and is being sold ''AS IS''. 4BR-2BA home with 20ft by 20ft garage. Laminate flooring, galley kitchen with new dishwasher. Split floor plan. Nice 10ft X 32ft back porch.
$147,500

111 SILVER LAKE, Hawthorne, Florida 32640 MLS 2113637

111 SILVER LAKE, Hawthorne, Florida 32640

18Picture(s)
0Sqft
Beautiful .84 acres on Silver Lake. Included in this purchase is 110 SILVER LAKE DR. SEE MLS#2131493. HOME 4BE 2BA ON 1.01 ACRES ZONED AG. This lake is great for fishing, paddle boarding, or kayaking. Nice mature trees. Silver lake is a sand bottom lake.
$147,500

210 PINE, East Palatka, Florida 32131 MLS 2085048

210 PINE, East Palatka, Florida 32131

3Bedroom(s)
1Bathroom(s)
23Picture(s)
912Sqft
OWNER FINANCING AVAILABLE! Welcome to 210 Pine St. A well-maintained and tastefully updated 3-bedroom, 1-bathroom home nestled in the peaceful town of East Palatka. This inviting property features a beautifully renovated kitchen, a spacious walk-in shower, and two screened in porches that are perfect for morning coffee or evening relaxation.
$147,000

503 LAUREL, Palatka, Florida 32177 MLS 2140749

503 LAUREL, Palatka, Florida 32177

1Bedroom(s)
1Bathroom(s)
44Picture(s)
816Sqft
✨ Calling All Creative Visionaries! ✨ Step into the charm and potential of this adorable 1925 historic bungalow nestled in the heart of Palatka's sought-after South Historic District! This 1 bedroom, 1 bath home features an additional living area offering flexible bonus space–perfect for a home office, guest area, or creative studio.
$145,000

215 PINE TREE, Crescent City, Florida 32112 MLS 2123589

215 PINE TREE, Crescent City, Florida 32112

2Bedroom(s)
1Bathroom(s)
25Picture(s)
780Sqft
Paradise awaits in this turn-key 2/1 mobile home located at 215 Pine Tree Trail in Crescent City and situated on a .42-acre lot. This well-maintained home features new windows, new waterproof flooring, LED lighting, and an updated bathroom. The new kitchen includes new appliances, and climate control is enhanced with a new split A/C unit plus wall A/C units in the bedrooms.
$145,000

101 HUMMINGBIRD, Crescent City, Florida 32112 MLS 2118082

101 HUMMINGBIRD, Crescent City, Florida 32112

3Bedroom(s)
2Bathroom(s)
19Picture(s)
952Sqft
Welcome to this well maintained 3 bed 2 bath single wide mobile home. Inside you will find comfort and cozy nestled all around. Open floor plan with kitchen and dining room combo. Split master with own bathroom. Updated roof and electrical. Outside you have a work shed with its own electrical and water; what a great mancave that would make! Come take a look at this one of a kind property.
$145,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.