Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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118 PARKIN, Pomona Park, Florida 32181 MLS 2135651

118 PARKIN, Pomona Park, Florida 32181

4Bedroom(s)
4Bathroom(s)
37Picture(s)
3,278Sqft
Listed BELOW appraisal value! Lakefront living in Pomona Park, Florida — this spacious 4 bedroom, 4 bathroom home brings serious space and flexibility, featuring a large loft or oversized office perfect for whatever you need. Step into full Florida mode with a screened-in pool, a finished Florida-room style front porch, plus a carport and detached one-car garage with workshop.
$425,000

145 FINNIGAN, Satsuma, Florida 32189 MLS 2113958

145 FINNIGAN, Satsuma, Florida 32189

4Bedroom(s)
3Bathroom(s)
33Picture(s)
1,832Sqft
Fishermans paradise! Bring your boat and fishing rods.Experience the best of Florida waterfront living in this beautiful two story home on a deep water lot just minutes from the St Johns River. Featuring four spacious bedrooms and three full bathrooms, this home offers a perfect blend of modern comfort and coastal charm.
$425,000

150 INDIAN LAKES, Hawthorne, Florida 32640 MLS 2141969

150 INDIAN LAKES, Hawthorne, Florida 32640

3Bedroom(s)
2Bathroom(s)
39Picture(s)
1,550Sqft
Gillis Pond in Hawthorne, Florida! Your own peaceful, happy place on 3.17 scenic acres. Built in 1997 and beautifully maintained, this home feels like new with a bright, open living area that flows to a deep, covered lakeside deck with modern metal railing, perfect for morning coffee or unwinding by the water.
$424,000

244 PROSPECT, Crescent City, Florida 32112 MLS 2128110

244 PROSPECT, Crescent City, Florida 32112

3Bedroom(s)
2Bathroom(s)
33Picture(s)
1,776Sqft
Step into a piece of history with this enchanting 1910 two-story home, where timeless charm meets everyday living. Featuring 3 bedrooms and 2 baths, this gem sits just minutes from Crescent Lake and Lake Stella – perfect for morning strolls, sunset views, and soaking in the neighborhood's warm, welcoming vibe.
$416,880

231 STATE ROAD 100, San Mateo, Florida 32187 MLS 2139256

231 STATE ROAD 100, San Mateo, Florida 32187

3Bedroom(s)
2Bathroom(s)
45Picture(s)
1,545Sqft
Modern Luxury Meets Country Charm 3 Bed | 2 Bath | 1.3 Acres Welcome to your private sanctuary! This brand-new construction masterfully blends high-end modern finishes with the peaceful serenity of a sprawling 1.3-acre lot.
$409,000

110 ASHLEY LAKE, Melrose, Florida 32666 MLS 2133439

110 ASHLEY LAKE, Melrose, Florida 32666

3Bedroom(s)
2Bathroom(s)
16Picture(s)
1,946Sqft
Welcome to this beautifully designed new construction home in the heart of Melrose, FL. This to-be-built 3-bedroom, 2 bath residence is underway with site work in progress, offering buyers the opportunity to select finishes depending on the stage of construction. The home will feature approximately 1,947 SF of conditioned living space and 3,331 SF total under roof including garage and porches.
$405,000

334 PARADISE, Satsuma, Florida 32189 MLS 2136708

334 PARADISE, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
40Picture(s)
1,923Sqft
A true haven for fishing enthusiasts and nature lovers alike, this exceptional 3-bedroom, 2-bath home offers 100 feet of frontage on the meandering, deep waters of Dunns Creek.
$400,000

MLS 2136612

113 STOCK, Interlachen, Florida 32148

3Bedroom(s)
3Bathroom(s)
50Picture(s)
1,195Sqft
Welcome to your private slice of Florida paradise, at 113 Stock Ave in Interlachen, where modern upgrades meet peaceful lakefront living! With amazing lake views from 95% of the inside. No matter what room you are in, the landscape is there to enjoy.
$400,000

0 DUNNS CREEK RD, Satsuma, Florida 32189 MLS 2124856

0 DUNNS CREEK, Satsuma, Florida 32189

1Picture(s)
0Sqft
Enjoy the natural beauty of Northeast Florida with this peaceful land opportunity at 0 Dunns Creek Rd, Satsuma, FL 32189, just minutes from the St. Johns River. This wooded parcel offers a quiet, rural setting ideal for a custom home, weekend retreat, or long-term investment.
$400,000

222 RIVER BEND, Welaka, Florida 32193 MLS 2096012

222 RIVER BEND, Welaka, Florida 32193

2Bedroom(s)
1Bathroom(s)
49Picture(s)
1,184Sqft
Talk about location! Putnam County is known as the Bass Capital of the World, located on the beautiful St. Johns River. Enjoy a scenic boat ride to nearby Salt Springs, Silver Glen Springs, or the Oklawaha River. This 2 bedroom/1.5 bath end unit townhouse has amazing views of both the beautiful St. Johns River & Little Lake George.
$399,900

232 MAIN, Crescent City, Florida 32112 MLS 2090635

232 MAIN, Crescent City, Florida 32112

3Bedroom(s)
1Bathroom(s)
27Picture(s)
1,260Sqft
Home on Lake Stella in Crescent City. that has been Remodeled. Lake Stella is a Beautiful Recreational Clear Water Lake great for swimming , Fishing , skiing and Jet Skis . This Lake has a Public Boat Ramp. The Home is close to Shopping and also Lake Crescent which also has a Public Boat Ramp.. Also not far to the St. Johns River and Lake George.
$399,000

942 STATE RD 20, Interlachen, Florida 32148 MLS 2108156

942 STATE RD 20, Interlachen, Florida 32148

2Bedroom(s)
1Bathroom(s)
73Picture(s)
1,172Sqft
Lake Ida waterfront cottage on 2.23 acres! With approx. 200 ft of shoreline, this beautifully remodeled home features luxury vinyl flooring, gorgeous counters and cabinetry, and stylish furnishings that convey. Updates include metal roof (permit 4/2021) and HVAC. Extras: laundry shed, large garage/workshop, RV hookup, and screened porch.
$399,000
1047 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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