Thinking About Leaving New York for Jacksonville? Here’s What to Expect

If you are thinking about leaving New York and heading to Florida, check out Jacksonville. Every year, thousands of New Yorkers make the move to Northeast Florida — and Jacksonville tops the chart. Lower taxes, more space, sunshine, better weather, and a lifestyle upgrade are just the beginning.

Here are the 12 most important things you should know before you head south.

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✅ 1. Your money goes MUCH further here

New Yorkers are always surprised by what they can afford in Jacksonville-area communities like Fleming Island, Lake Asbury, Middleburg, Ponte Vedra, and St. Johns.

• Larger lots

• Newer construction

• More square footage

• Family-friendly neighborhoods

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✅ 2. No state income tax — bigger paycheck immediately

Florida’s no-income-tax advantage is real. Many families report instantly saving thousands per year.

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✅ 3. Weather: more sunshine, less snow

Say goodbye to shoveling snow, icy roads, and freezing temps. Jacksonville winters are mild and short.

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✅ 4. Slower pace of life — in a good way

People take life slower in Northeast Florida. Coming from NYC pace, it might feel strange at first — but most families love it.

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✅ 5. Insurance varies by county

While Florida doesn’t have state income tax, insurance differs by location. Clay County and St. Johns County often have manageable rates depending on home age and construction type.

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✅ 6. Outdoor living becomes your lifestyle

Fishing, boating, golf, beaches, sandbars — outdoor culture dominates here.

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✅ 7. Schools are strong (especially St. Johns County)

St. Johns County is rated one of the best school districts in Florida.

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✅ 8. Jacksonville is spread out — commuting is easier than you think

NYC traffic is brutal. Jacksonville’s road system (I-295, I-95, SR-23) makes travel manageable.

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✅ 9. New construction is everywhere — but not all builders are equal

As a former builder, I help relocating buyers:

• Avoid shortcuts

• Use third-party inspectors

• Compare builder quality

• Understand warranties

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✅ 10. Friendly people, community-first culture

Jacksonville is known for a welcoming vibe and small-town feel, even in big city areas.

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✅ 11. Waterfront living is accessible

Unlike New York, waterfront here is actually affordable. Black Creek, Doctors Lake, and St. Johns River all offer beautiful options.

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✅ 12. Lifestyle & personal freedom

Many families move to Florida for lifestyle freedom — space, personal choice, and lower taxes.

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📞 Ready to relocate?

I help families find the right community, protect their investment, and settle smoothly.
Call or text Mike Schwiebert: 904-562-9345
INI Realty | 904HomeStore.com

Check out my Moving to Jacksonville Home Buyers guide.