Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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0 VIOLET, Interlachen, Florida 32148 MLS 2131205

0 VIOLET, Interlachen, Florida 32148

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Own your land and live your way with total freedom! This beautiful, wooded lot on Violet Ave is the perfect Florida homestead property for anyone looking to live off grid. This high and dry land is in a proven area for self sufficient living. Because there is NO HOA, you have the privacy you've been searching for.
$7,900

0 TROUT LAKE, Interlachen, Florida 32148 MLS 2119300

0 TROUT LAKE, Interlachen, Florida 32148

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Owner will finance. Terms 65% financing at 8.5% interest, 10 year amortization, 5 year balloon.
$7,900

188 HIGHLAND, Hawthorne, Florida 32640 MLS 2090206

188 HIGHLAND, Hawthorne, Florida 32640

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Listing Price is Cash only. Owner Financing may be available with 50% down!!! owner financing terms would be $4450 down and $155/month for 3 years. Welcome to 188 Highland Drive in charming Hawthorne, FL — where opportunity meets affordability! This .23 -acre parcel is zoned AG, giving you the freedom to build, grow, camp, or create your dream getaway with very few limitations.
$7,900

143 DAWSON, Interlachen, Florida 32148 MLS 2089866

143 DAWSON, Interlachen, Florida 32148

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Zoned for site built or manufactured homes. Several area lakes in the neighborhood with public access for fishing and boating. Large acreage tracts at the back for privacy. Easy commutes to Gainesville, Palatka or Orange Park. You can be at the beach in about and hour! These lots do not appear to in the Basin Management area which should save you money on septic system.
$7,900

131 ORANGE, Florahome, Florida 32140 MLS 2132659

131 ORANGE, Florahome, Florida 32140

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Peaceful building lot near George's Lake in Florahome. Enjoy the tranquility of lake living just a hop, skip, and a jump away — only one block from the water, with a short ride to the public boat ramp. The protected land behind the property adds a sense of privacy and natural surroundings, ideal for those seeking quiet outdoor living.
$7,750

0 BAY, Hawthorne, Florida 32640 MLS 2064521

0 BAY, Hawthorne, Florida 32640

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Pretty wooded lot available in Lak-A-Wana Lake Gardens! Build your dream home or 2nd home retreat in this lake community. Enjoy access to 34 acre Lak-A-Wana Lake or visit Cowpen Lake just down the road.
$7,750

XXX KENNEDY, Interlachen, Florida 32148 MLS 2141302

XXX KENNEDY, Interlachen, Florida 32148

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Beautifully wooded .22 acre lot . Buyers are advised to verify building requirements with the county and consult the health department regarding well and septic options .
$7,500

318 SIESTA, Georgetown, Florida 32139 MLS 2139499

318 SIESTA, Georgetown, Florida 32139

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Vacant Residential Lot – Georgetown, FL Build your future home or hold as an investment in the quiet rural community of Georgetown, Florida. This approximately 0.23-acre wooded lot offers a peaceful setting surrounded by nature and small-town charm, just minutes from the St. Johns River and Lake George access points. Lot Size: ~0.23 acres (approx.
$7,500

226 RIDGE, Satsuma, Florida 32189 MLS 2128793

226 RIDGE, Satsuma, Florida 32189

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Build your future in a peaceful Florida setting. This 0.24 acre cleared lot is nestled on a quiet road in the charming community of Satsuma, Florida, offering the perfect canvas to create your ideal home, garden, or private retreat. Enjoy the serenity of small town living surrounded by nature, wildlife, and privacy, while still being just minutes from convenient access to the St Johns River.
$7,500

320 PALM, Georgetown, Florida 32139 MLS 2124223

320 PALM, Georgetown, Florida 32139

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Located in the peaceful Georgetown area of Putnam County, this approximately 0.23-acre vacant lot at 320 Palm Way offers a great opportunity to build your ideal home, weekend getaway, or investment property. The parcel provides a blank canvas in a quiet residential setting, surrounded by Florida's natural beauty and outdoor recreation options such as nearby lakes, fishing, and boating.
$7,500

105 NEVADA, Satsuma, Florida 32189 MLS 2119122

105 NEVADA, Satsuma, Florida 32189

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Charming vacant lot in the peaceful community of Satsuma, Fl. This property offers the perfect canvas to create your ideal home, garden or personal retreat. Enjoy small town living while staying close to local amenities. Boating and fishing enthusiasts bring your boats and enjoy popular nearby lakes known for great bass fishing.
$7,500

XXX USINA, Interlachen, Florida 32148 MLS 2079632

XXX USINA, Interlachen, Florida 32148

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Secluded location Just off the paved road. Nature abounds. Drive by and check it out. It is recommended to check with the various county agencies to determine if this property is suitable for your plans.
$7,500
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.