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Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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234 LAISY, Georgetown, Florida 32139 MLS 2118990

234 LAISY, Georgetown, Florida 32139

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Welcome to Georgetown Cove, a quiet and scenic community offering the perfect blend of Florida outdoor living and peaceful privacy. This property includes exclusive association access to a private dock and waterfront park, giving you direct, navigable access to Lake George and the St. Johns River, a paradise for boating, fishing, kayaking, and nature lovers.
$8,000

BLK21LOT11 NORMAN, Interlachen, Florida 32148 MLS 2094265

BLK21LOT11 NORMAN, Interlachen, Florida 32148

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Opportunity is knocking louder than ever in Interlachen, Florida—five neighboring lots are now available. These side-by-side parcels are each being offered individually, but together they create a rare chance to develop multiple homesites in one stretch.
$8,000

BLK21LOT12 NORMAN, Interlachen, Florida 32148 MLS 2094264

BLK21LOT12 NORMAN, Interlachen, Florida 32148

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Opportunity is knocking louder than ever in Interlachen, Florida—five neighboring lots are now available. These side-by-side parcels are each being offered individually, but together they create a rare chance to develop multiple homesites in one stretch.
$8,000

BLK21LOT13 NORMAN, Interlachen, Florida 32148 MLS 2094262

BLK21LOT13 NORMAN, Interlachen, Florida 32148

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Opportunity is knocking louder than ever in Interlachen, Florida—five neighboring lots are now available. These side-by-side parcels are each being offered individually, but together they create a rare chance to develop multiple homesites in one stretch.
$8,000

BLK21LOT25 CREAGER, Interlachen, Florida 32148 MLS 2094263

BLK21LOT25 CREAGER, Interlachen, Florida 32148

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Opportunity is knocking louder than ever in Interlachen, Florida—five neighboring lots are now available. These side-by-side parcels are each being offered individually, but together they create a rare chance to develop multiple homesites in one stretch.
$8,000

BLK21LOT24 CREAGER, Interlachen, Florida 32148 MLS 2094260

BLK21LOT24 CREAGER, Interlachen, Florida 32148

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*OWNER FINANCING AVAILABLE* Opportunity is knocking louder than ever in Interlachen, Florida—five neighboring lots are now available. These side-by-side parcels are each being offered individually, but together they create a rare chance to develop multiple homesites in one stretch.
$8,000

900 OAK, Interlachen, Florida 32148 MLS 2090063

900 OAK, Interlachen, Florida 32148

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Build your dream home or invest in the future with this .23-acre unimproved lot in the quiet, rural community of Interlachen, Florida. Surrounded by nature and offering plenty of privacy, this property provides a peaceful setting while still being conveniently located near local lakes, parks, and everyday essentials.
$8,000

00 HOLIDAY, Interlachen, Florida 32148 MLS 2116537

00 HOLIDAY, Interlachen, Florida 32148

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Nestled on a generous 0.33-acre parcel, this land offers a rare opportunity to create your ideal retreat or home. With no encumbrance from flood zone constraints, it provides peace of mind and greater design flexibility. The lot's modest size strikes a sweet balance — large enough to enjoy privacy, outdoor amenities, or landscaping, yet compact enough to require less maintenance.
$7,999

522 JANET, Interlachen, Florida 32148 MLS 2138135

522 JANET, Interlachen, Florida 32148

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Lots zoned R-2 for site built or manufactured home. Country setting with great price to enjoy the beautiful Florida Sunshine. Please check with appropriate county office that the lots is suitable for your intended use. Easy commute to Gainesville or Palatka and only about an hour to St. Augustine and the beach.
$7,995

00 BANKS, Interlachen, Florida 32148 MLS 2129910

00 BANKS, Interlachen, Florida 32148

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Own your little slice of Florida Sunshine! Corner lot in country setting zoned for site built or manufactured homes. Lightly wooded. Plenty of area lakes for recreation nearby. Around an hour to area beaches. Easy commute to Gainesville. Small town of Interlachen is growing has several restaurants and essential services.
$7,995

102 BOWFIN, Satsuma, Florida 32189 MLS 1251944

102 BOWFIN, Satsuma, Florida 32189

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Great lot in country setting just off paved street in growing area. Minutes from Palakta and the St. Johns River and less than an hour to area beaches for recreation. Seller will provide copy of recent survey. Suitable for site built or manufactured home. Within BMAP boundaries.
$7,995

121 AKRON, Interlachen, Florida 32148 MLS 2134508

121 AKRON, Interlachen, Florida 32148

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Exceptional 0.33-acre property featuring three combined parcels in the heart of Interlachen, FL. This rare find provides endless possibilities for development, investment, or creating your dream home with plenty of space and privacy. Located in a desirable neighborhood with convenient access to local amenities, parks, and natural attractions.
$7,900
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.

 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle

 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value

 

🌅 Lakefront Homes

Popular lakes include:

• Crescent Lake
• Lake George
• Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views

 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases

 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.

 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

• Palatka – Riverfront homes & historic areas
• Welaka – Known as the “Bass Capital”
• Satsuma – Canal homes with river access
• Crescent City – Lakefront living on Crescent Lake
• Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.

 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.

 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.

 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida

 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.

📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

Call Mike Now

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale
Send Mike a Message

I have experience that other agents simply do not have. 

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Mike Schwiebert

Mike Schwiebert is a two-time Best of Clay Realtor Winner, multiple-time Best of Jax top 5, a home selling expert, former general, building and remodeling contractor, Investor, and girl dad. 20+ years of construction experience and 18+ years of local real estate experience.