Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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0 PINE, Interlachen, Florida 32148 MLS 2110556

0 PINE, Interlachen, Florida 32148

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Your Florida Retreat Awaits on Pine Drive! Escape to the peaceful charm of Interlachen Lakes Estates with this lovely lot on Pine Drive. Surrounded by nature and quiet, tree-lined streets, it's the perfect location to build your dream home, a cozy cabin, or a weekend getaway.
$10,000

00 SELMA, Interlachen, Florida 32148 MLS 2110298

00 SELMA, Interlachen, Florida 32148

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Discover the charm of small-town Florida living with this .22-acre residential lot on Selma Avenue in Interlachen. Nestled on a quiet street, this property offers the perfect canvas for your dream home, mobile home, or future investment. Enjoy the peaceful surroundings while still being close to shopping, dining, and schools in Interlachen.
$10,000

0 LAKE SHORE LOT 417, Interlachen, Florida 32148 MLS 2107200

0 LAKE SHORE LOT 417, Interlachen, Florida 32148

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Nestled in a quiet, natural setting, this 0.42-acre vacant homesite offers a perfect blend of open space and mature trees. The partially wooded lot provides both privacy and versatility—ideal for those seeking a balance of nature and buildable land. With approximately 18,295 square feet, there's ample room for a single-family residence, garden, and outdoor living area.
$10,000

0 LAKE SHORE LOTS 413 414, Interlachen, Florida 32148 MLS 2107210

0 LAKE SHORE LOTS 413 414, Interlachen, Florida 32148

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Nestled in a quiet, natural setting, this 0.46-acre vacant homesite offers a perfect blend of open space and mature trees. The partially wooded lot provides both privacy and versatilityâ€'ideal for those seeking a balance of nature and buildable land. With approximately 20,037 square feet, there's ample room for a single-family residence, garden, and outdoor living area.
$10,000

119 LYNNWOOD, Interlachen, Florida 32148 MLS 2105634

119 LYNNWOOD, Interlachen, Florida 32148

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Wooded .23 acre parcel close to hard road . Buyers are advised to verify building requirements with the county and consult the health department regarding well and septic options .
$10,000

0 WEBSTER, Interlachen, Florida 32148 MLS 2100133

0 WEBSTER, Interlachen, Florida 32148

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Paved road! Zoned for residential housing. Mobile homes and modular homes are allowed. Survey recommended to know exact property lines. Well, septic, and electric will need to be put on property.
$10,000

0 ELFORD, Interlachen, Florida 32148 MLS 2100062

0 ELFORD, Interlachen, Florida 32148

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Located on one of the paved roads! Zoned for residential housing. Mobile homes and modular homes are allowed. Well, septic, and electric will need to be put on property. Survey recommended to know exact property lines.
$10,000

116 HARTFORD, Hawthorne, Florida 32640 MLS 2103392

116 HARTFORD, Hawthorne, Florida 32640

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Located in the heart of Hawthorne, this parcel offers an excellent opportunity to build your ideal residence. The lot is situated in a peaceful, serene setting with easy access to local amenities, schools, parks, and major transportation routes. Whether you're looking for a quiet retreat, don't miss out on this exceptional opportunity.
$10,000

114 HARTFORD, Hawthorne, Florida 32640 MLS 2103386

114 HARTFORD, Hawthorne, Florida 32640

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Located in the heart of Hawthorne, this parcel offers an excellent opportunity to build your ideal residence. The lot is situated in a peaceful, serene setting with easy access to local amenities, schools, parks, and major transportation routes. Whether you're looking for a quiet retreat, don't miss out on this exceptional opportunity.
$10,000

506 ROWELL, Interlachen, Florida 32148 MLS 2087019

506 ROWELL, Interlachen, Florida 32148

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Looking for a peaceful getaway and a beautiful high and dry lot? Take a look at this lot and come enjoy the rural peaceful living in Interlachen Florida. Close to Grassy Lakes.
$10,000

0 BRITT, Interlachen, Florida 32148 MLS 2049722

0 BRITT, Interlachen, Florida 32148

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Nice, wooded lot in peaceful quiet area. High and Dry with electric at road. No restrictions nor HOA's. Build your dream home and enjoy life! Suitable for mobile homes as well. no sign on property. Seller will entertain all offers.
$10,000

0 MICHAEL, Interlachen, Florida 32148 MLS 2049719

0 MICHAEL, Interlachen, Florida 32148

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Beautiful high and dry wood lot in a quiet location. Electric near! No HOA's nor restrictions of any kind. Seller motivated so bring all offers.
$10,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.