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Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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128 CAROLINA, Satsuma, Florida 32189 MLS 2110318

128 CAROLINA, Satsuma, Florida 32189

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Discover this charming vacant lot in the peaceful community of Satsuma, FL. With over 10,000 sq ft of land, this property offers the perfect canvas to create your ideal home, garden, or personal retreat. Enjoy the tranquility of small-town living while staying close to local amenities, schools, and easy access to I-95 for commuting.
$10,500

0260 WILSON, Interlachen, Florida 32148 MLS 1180789

0260 WILSON, Interlachen, Florida 32148

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Nice large lot, zoned for homes or mobile homes. Not far off of pavement. Notice the power is right next to lot. Easy access for electric service. Enjoy the wildlife and quiet surroundings.
$10,000

203 ARIZONA, Satsuma, Florida 32189 MLS 2136422

203 ARIZONA, Satsuma, Florida 32189

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Opportunity awaits with this 0.23-acre wooded lot in Satsuma's St. Johns Riverside Estates area. A great option for investors, builders, or anyone looking to create their own Florida getaway. With no HOA restrictions, you have the flexibility to build a single-family home or place a manufactured home (buyer to verify with county).
$10,000

127 ROEBUCK, Georgetown, Florida 32139 MLS 2132236

127 ROEBUCK, Georgetown, Florida 32139

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Vacant Residential Lot – 10,019 Sq Ft in Lake George Manor Build your dream home or invest in this 10,019 sq ft residential lot located on Roebuck Street in Georgetown, FL. Situated in the Lake George Manor subdivision, this parcel offers a peaceful, rural setting close to scenic Lake George and the St. Johns River.
$10,000

416 MOURNING DOVE, Satsuma, Florida 32189 MLS 2132239

416 MOURNING DOVE, Satsuma, Florida 32189

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Vacant Residential Lot in St Johns Riverside Estates – 0.23 Acres Great opportunity to build your dream home on this residential lot located in St Johns Riverside Estates – Hoot Owl Ridge Section in Satsuma, FL. The 0.23-acre parcel (10,019 sq ft) offers plenty of room for a custom home in a quiet, established area with easy access to US-17, nearby Crescent City, and the St. Johns River.
$10,000

143 FLORIDA, Satsuma, Florida 32189 MLS 2132237

143 FLORIDA, Satsuma, Florida 32189

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Vacant Residential Lot on Florida Blvd – 0.24 Acres Build your Florida home on this 0.24-acre residential lot in the heart of Satsuma, FL. With a generous 10,019 sq ft parcel, this property offers space for your future home in a peaceful, established community close to U.S.-17, neighboring Crescent Lake, and the St. Johns River.
$10,000

302 TANGERINE, Satsuma, Florida 32189 MLS 2132238

302 TANGERINE, Satsuma, Florida 32189

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Residential Lot in Quiet Satsuma Setting – 10,019 Sq Ft Build your Florida retreat on this 10,019 sq ft residential lot located on Tangerine Trail in Satsuma, FL. Zoned for residential use, this property offers a great opportunity for a site-built or manufactured home (buyer to verify county requirements).
$10,000

0 OAK, Interlachen, Florida 32148 MLS 2128953

0 OAK, Interlachen, Florida 32148

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Lovely parcel of wooded land just ajacent to one of the main sandy streets of the subdivision. It is R-2 zoned, allowing for site-built or mobile and manufactured residences. This property is 50% LARGER than the typical lot in this neighborhood. Behind the property is an undeveloped area with no homes or other streets at this time. Have a look at the aerial map view.
$10,000

0 CHERRY, Hawthorne, Florida 32640 MLS 2128642

0 CHERRY, Hawthorne, Florida 32640

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Opportunity to acquire a 0.20-acre undeveloped parcel in Hawthorne, Florida, offering potential for a manufactured/mobile home or single-family residence, subject to county zoning and approvals. The lot size supports a practical residential footprint with room for parking and outdoor use, making it suitable for buy-and-hold, development, or resale strategies.
$10,000

128 CARTERET, Georgetown, Florida 32139 MLS 2124439

128 CARTERET, Georgetown, Florida 32139

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Secluded wooded lot in Paradise Lakes….a little bit of 'paradise' in the beautiful Georgetown area. No improvements so new owner will have a clean slate to make this parcel their own. HOA dues give access to Lake George and all the fun water activities, close to area restaurants, local meat market and entertainment.
$10,000

110 LAKEVIEW, Interlachen, Florida 32148 MLS 2118828

110 LAKEVIEW, Interlachen, Florida 32148

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Discover the potential of this .37-acre parcel in Interlachen, Florida, perfectly situated in a peaceful rural setting. Zoned R-2 in Putnam County with a Rural Residential future land use designation, this property offers outstanding flexibility for your future plans. Whether you're ready to build your family home or looking for a solid investment property, this lot is a valuable opportunity.
$10,000

00 GARCIA, Interlachen, Florida 32148 MLS 2110484

00 GARCIA, Interlachen, Florida 32148

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Welcome to this charming lot in the serene Interlachen Lakes Estates. Surrounded by lush trees and a peaceful rural setting, this property is perfect for your dream home, cabin, or weekend getaway. Enjoy the quiet lifestyle while still being conveniently located near Palatka, Gainesville, and local lakes for fishing, boating, and outdoor fun.
$10,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.

 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle

 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value

 

🌅 Lakefront Homes

Popular lakes include:

• Crescent Lake
• Lake George
• Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views

 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases

 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.

 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

• Palatka – Riverfront homes & historic areas
• Welaka – Known as the “Bass Capital”
• Satsuma – Canal homes with river access
• Crescent City – Lakefront living on Crescent Lake
• Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.

 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.

 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.

 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida

 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.

📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

Call Mike Now

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale
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I have experience that other agents simply do not have. 

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Mike Schwiebert

Mike Schwiebert is a two-time Best of Clay Realtor Winner, multiple-time Best of Jax top 5, a home selling expert, former general, building and remodeling contractor, Investor, and girl dad. 20+ years of construction experience and 18+ years of local real estate experience.