Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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0 RODEO, Interlachen, Florida 32148 MLS 2089862

0 RODEO, Interlachen, Florida 32148

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Great location corner lot on paved street with several new homes in the area. Zoned for site built or manufactured homes. Several area lakes in the neighborhood with public access for fishing and boating. Easy commutes to Gainesville, Palatka or Orange Park.
$12,900

0010 CORDELL & BOUNDARY, Interlachen, Florida 32148 MLS 2108847

0010 CORDELL & BOUNDARY, Interlachen, Florida 32148

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Looking for a nice corner lot with paved road frontage – this is it!! Has almost 71 feet on Cordell Ave. This wooded lot is on the North side of Boundary. Great location! Just minutes from Lake Ida and many lakes in the area. Enjoy the country and yet close to medical care, shopping and the beaches.
$12,700

315 3RD, Interlachen, Florida 32148 MLS 2109823

315 3RD, Interlachen, Florida 32148

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Attractive nicely wooded lot on a paved street. The zoning allows mobile and manufactured homes as well as site-built homes. The street has well-kept residences and on a school bus route too. Seller does not have a survey and is not offering to pay for one. Buyers should exercise due diligence as to the suitability of this land for their planned use. Septic and well will be needed.
$12,500

166 CARR, Satsuma, Florida 32189 MLS 2119221

166 CARR, Satsuma, Florida 32189

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Enjoy the space, privacy, and freedom that come with owning over an acre in peaceful Satsuma, FL. This generous parcel offers plenty of room to build your custom home, add a workshop, store your toys, or create the quiet country retreat you've always wanted. Located in a growing area known for its natural beauty and proximity to the St.
$12,000

214 1ST, Interlachen, Florida 32148 MLS 2109821

214 1ST, Interlachen, Florida 32148

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This is a nicely wooded building lot in a section zoned R1. Single family homes, site built. There are lovely well-kept homes on this street No mobile homes allowed on this street per zoning . There are other lots in the subdivision allowing mobile homes. Desirable asphalt pavement. Please perform due diligence in considering the purchase of this lot.
$12,000

243 INDIANA, Hawthorne, Florida 32640 MLS 2105295

243 INDIANA, Hawthorne, Florida 32640

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Beautifully wooded and secluded .6 acre lot . Buyers are advised to verify building requirements with the county and consult the health department regarding well and septic options .
$12,000

323 CARTERET, Georgetown, Florida 32139 MLS 2091779

323 CARTERET, Georgetown, Florida 32139

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**MOTIVATED SELLERS ** Buildable lot ready for your project! '0.23 Acre Lot Georgetown Cove – Build or Place Your Mobile Home' High & dry buildable lot in Georgetown Cove with deeded access to Lake George – For a mobile home or new construction Outside flood zone, electricity nearby, ready for a quick close. Enjoy lake access with private boat ramp, picnic area and BBQ grills.
$12,000

233 PARADISE, Georgetown, Florida 32139 MLS 2088555

233 PARADISE, Georgetown, Florida 32139

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Outstanding value of Georgetown Cove lot on PAVED ROAD! This growing community offers a gated private access to the boat launch, long dock, picnic tables, and pavilion. If you haven't seen a sunset over Lake George, you are missing out! Come see what we have to offer. Discover the perfect opportunity to build your dream home or investment property on this .
$12,000

000 DOROTHY, Interlachen, Florida 32148 MLS 2084494

000 DOROTHY, Interlachen, Florida 32148

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Beautiful wooded lot , .53 acre parcel . Very private location . Buyers are advised to verify building requirements with the county and consult the health department regarding well and septic options .
$12,000

607 DEEDA, Florahome, Florida 32140 MLS 2078604

607 DEEDA, Florahome, Florida 32140

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Discover this prime 0.34 acre vacant lot, a perfect opportunity to build your dream home or invest in land in the peaceful community of Florahome, FL! This property offers a serene setting surrounded by natural beauty, mature trees, and a relaxed country atmosphere. Enjoy the freedom of no HOA or deed restrictions, giving you the flexibility to create the space you envision.
$12,000

000 UNASSIGNED, Interlachen, Florida 32148 MLS 2059839

000 UNASSIGNED, Interlachen, Florida 32148

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$12,000

218 & 220 DUVAL, Florahome, Florida 32140 MLS 2123802

218 & 220 DUVAL, Florahome, Florida 32140

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What are you waiting for. The price is right.This is the perfect opportunity for you to build your dream home. These vacant lots on Duval Ave are near George's Lake. There are great areas for hiking, boating and fishing. Etoniah Creek State Forest is an 8,679 acre state park that is only a 14 minute drive.
$11,999
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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