Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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519 CARTERET, Georgetown, Florida 32139 MLS 2127903

519 CARTERET, Georgetown, Florida 32139

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Great opportunity to own two lots totaling .46 acre in Georgetown Cove. Enjoy gated access to the stunning Lake George and St. Johns River. Residents can enjoy amenities like a pavilion, outdoor grill, boat ramp, dock, and fire pit. Located in a quiet section that offers peace and relaxation.
$24,000

107 MOSSWOOD, Georgetown, Florida 32139 MLS 2059838

107 MOSSWOOD, Georgetown, Florida 32139

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$24,000

136 HELEN, Georgetown, Florida 32139 MLS 2055841

136 HELEN, Georgetown, Florida 32139

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Georgetown Cove…step back into time to a quieter pace in this rural neighborhood on Lake George. Private Lake Access with HOA fee of only $60 per year per lot, gives you access to ramp, dock and has RV sites on first come first serve basis. Double lots are getting hard to find and prices are increasing.
$23,900

0 ESCAMBIA, Palatka, Florida 32177 MLS 2108266

0 ESCAMBIA, Palatka, Florida 32177

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Rural property zoned Agricultural, No HOA's, mobile homes allowed. Close to the St Johns River, Ravine Gardens, Golf Course and Hog Waller for fishing, nature and four wheeling enthuiasts.
$23,500

153 LIVE OAK, Crescent City, Florida 32112 MLS 2139406

153 LIVE OAK, Crescent City, Florida 32112

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Build Your Dream Home! Beautiful lot in the growing Live Oak Golf & Country Club Estates community. Enjoy peaceful Old Florida scenery with views of trees and the golf course beyond. Just minutes from the St. Johns River and Lake George, with several nearby boat ramps for fishing and kayaking. Convenient to local favorites like The Oaks Golf Course Restaurant, Renegades, and Idle Awhile.
$22,500

105 PALMER, Interlachen, Florida 32148 MLS 2058124

105 PALMER, Interlachen, Florida 32148

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Discover this stunning wooded property situated along the shores of beautiful Lake Bonnie . Just minutes from the south end of the Carl Duval State Forest . This lot offers a serene location with access to nature and recreation . Don't miss this opportunity to enjoy lakeside living near the great outdoors .
$22,500

000 DRAYTON, Interlachen, Florida 32148 MLS 2114630

000 DRAYTON, Interlachen, Florida 32148

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Beautifully wooded , 1.16 acre parcel . This property is secluded and offers an exceptionally private setting , ideal for those who value peace and quiet . Surrounded by natural beauty and set back from neighbors , it provides a tranquil retreat where you can relax and enjoy the privacy of your own space .
$22,500

233 MARIE, Georgetown, Florida 32139 MLS 2128335

233 MARIE, Georgetown, Florida 32139

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Corner property, two lots total 0.54 acre. Wooded property with deeded access to Lake George via Georgetown Cove Property Owners Association. Access provides a boat launch, dock, pavilion, fire pit and temporary RV hook-ups. Lake George provides direct access to the St. Johns River. Owner has 2 adjoining properties on Marie Avenue and will sell all 3 together for a reduced price.
$22,000

216 BREWSTER, Satsuma, Florida 32189 MLS 2123366

216 BREWSTER, Satsuma, Florida 32189

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Spacious 1.17-acre vacant lot located on Brewster Street in the quiet community of Satsuma, Florida. This property offers plenty of room to build your custom home while still enjoying privacy and the natural Florida landscape. The lot is mostly high and dry with only a small portion of wetlands, allowing flexibility for building placement and design.
$22,000

0 GLOVER, Interlachen, Florida 32148 MLS 2122038

0 GLOVER, Interlachen, Florida 32148

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Discover the perfect spot to build your future getaway or home! This .19-acre parcel offers the best of both worlds, peaceful rural living surrounded by the natural beauty of multiple nearby lakes, while still being just minutes from town, shopping, and everyday conveniences. With no HOA, you'll enjoy the freedom to make the property your own.
$22,000

1815 RUTLAND, Palatka, Florida 32177 MLS 2119393

1815 RUTLAND, Palatka, Florida 32177

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This beautiful 1.1-acre vacant lot offers the perfect blend of peaceful, rural living and exciting future growth. You'll enjoy a serene escape from the hustle and bustle.
$22,000

118 SPANISH, Georgetown, Florida 32139 MLS 2032532

118 SPANISH, Georgetown, Florida 32139

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PRICE IMPROVEMENTNOW ON A PAVED ROAD THIS GREAT ONE+ ACRE LOT WAITING FOR YOUR NEW MANUFACTURED, SITE BUILT OR MOBULAR HOME. Located near the St. Johns River and Lake George. Perfect location for your special place. Within driving distance to Disney, Beaches, Sprigs and all of Florida's wonderful attractions. HOA is no longer functional.
$22,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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