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Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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108 SIESTA, Welaka, Florida 32193 MLS 2032523

108 SIESTA, Welaka, Florida 32193

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Vacant Lot .29+/- acres in Welaka Village ready for your new home. City sewer and water available, launch your watercraft nearby onto the St John's River, The quaint town of Welaka has so much to offer; fish camps, bait shops, mud springs, Welaka National Forest, parks, abundant wildlife, restaurants, and live entertainment.
$25,000

333 2ND, Interlachen, Florida 32148 MLS 2091197

333 2ND, Interlachen, Florida 32148

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Improved Land with RV, Well & Utilities – Ready for Your Vision! This partially improved property is ready for your next adventure or build! The site boundaries are clearly marked, and a water well has already been dug. A temporary 275-gallon water tank is buried next to a 27-foot RV camper (with slide-out), which stays with the property.
$25,000

211 1ST, Interlachen, Florida 32148 MLS 2115308

211 1ST, Interlachen, Florida 32148

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BEAUTIFUL 3 LOTS CLEARED AND PARTIALLY FENCED WAITING ON YOUR NEW HOME!! Chain link fenced on the front and back. Paved road frontage.
$25,000

209 OCALA, Georgetown, Florida 32139 MLS 2047113

209 OCALA, Georgetown, Florida 32139

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ALMOST 1 ACRE IN WHISPERIG PINES Zoned R-2 which allows site built or mobile homes. Buyer will need a survey, well, septic system, and electricity. Buyer advised to contact Putnam County Planning and Zoning to verify if their intended use is allowed and Putnam County Health Department or DEP to confirm this lot is effected by new FL septic law. Cash sale only. Close to St.
$25,000

201 MOCKING BIRD, Satsuma, Florida 32189 MLS 2108108

201 MOCKING BIRD, Satsuma, Florida 32189

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Beautiful Cleared Lot! Discover the perfect setting to build your dream home on this peaceful, picturesque lot surrounded by mature trees creating extra privacy. Just minutes from Dunns Creek and the St. Johns River, you'll enjoy the best of nature while still being close to it all. Utilities will be well water and septic. Located at the corner of Pheasant Rd and Mocking Bird Dr.
$25,000

105 PINE CONE, Georgetown, Florida 32139 MLS 2054012

105 PINE CONE, Georgetown, Florida 32139

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Discover over 1 acre of land in Putnam County, a perfect blank canvas to bring your dream to life. This expansive, property offers endless possibilities for creating a custom retreat, peaceful getaway, or a homestead surrounded by nature. With its natural beauty and tranquil surroundings, this parcel is an opportunity to build the sanctuary you've always envisioned.
$25,000

106 LAR, Crescent City, Florida 32112 MLS 2122082

106 LAR, Crescent City, Florida 32112

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This 0.40-acre lot at 106 Lar Ln in Crescent City, FL offers level, usable ground in the Char-Lar Estates subdivision with R-2 residential zoning. The property allows site-built homes, manufactured homes, and tiny homes over 400 sq ft, with dirt/gravel road access, nearby electric service, and no city utilities—well and ATU septic required.
$24,997

113 CORBINA, Florahome, Florida 32140 MLS 2141115

113 CORBINA, Florahome, Florida 32140

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Over an acre of vacant land in the Interlachen Lakes Estates subdivision in Florahome, FL. This 1.04-acre lot offers more space than the typical subdivision parcel, giving buyers real flexibility — whether building a primary home, placing a mobile home, or holding as an investment in a growing area of Putnam County. Zoned R-2. No HOA.
$24,900

126 HOLLISTER SCHOOL, Hollister, Florida 32147 MLS 2094880

126 HOLLISTER SCHOOL, Hollister, Florida 32147

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Time to secure your home site in this rural setting. Small HOA Fee of $10 per month. Site built home community nestled in a quaint setting. Great location, minutes from Palatka and with completion of the widening for State Road 20 it is now easy commute to Gainesville.
$24,900

000 GEORGETOWN DENVER, Georgetown, Florida 32139 MLS 2075248

000 GEORGETOWN DENVER, Georgetown, Florida 32139

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Wonderful double lot corner at the intersection of Georgetown Denver Rd and Magnolia Blvd. Approximately .47 of an acre and there are no wetlands on the property. The property will need to be surveyed, and have a well and septic put on the property by the buyer. Great community with a POA that is only $60 a year per lot and gives you access to their private Marine Park on the St.
$24,900

127 CHEROKEE, Interlachen, Florida 32148 MLS 2070083

127 CHEROKEE, Interlachen, Florida 32148

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Discover the perfect opportunity to build your dream home on this beautiful mostly-cleared lot so you have NO IMPACT FEES! The lot has power pole and septic already on the property. Nestled in a desirable neighborhood, this property offers the best of both worlds—a private, country feel while being just minutes from shopping, dining, and all the outdoor recreation you could ask for.
$24,800

217 LAKE LUCY CRESCENT, Interlachen, Florida 32148 MLS 2069674

217 LAKE LUCY CRESCENT, Interlachen, Florida 32148

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Discover the perfect opportunity to build your dream home or place a mobile home on this beautiful vacant lot just across the street from Lake Lucy! Spanning 26 acres, this serene lake is ideal for boating, fishing, and relaxing waterfront views – all just steps from our future doorstep.
$24,800
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.

 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle

 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value

 

🌅 Lakefront Homes

Popular lakes include:

• Crescent Lake
• Lake George
• Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views

 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases

 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.

 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

• Palatka – Riverfront homes & historic areas
• Welaka – Known as the “Bass Capital”
• Satsuma – Canal homes with river access
• Crescent City – Lakefront living on Crescent Lake
• Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.

 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.

 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.

 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida

 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.

📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

Call Mike Now

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale
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Mike Schwiebert

Mike Schwiebert is a two-time Best of Clay Realtor Winner, multiple-time Best of Jax top 5, a home selling expert, former general, building and remodeling contractor, Investor, and girl dad. 20+ years of construction experience and 18+ years of local real estate experience.