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Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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117 ST JOHNS FISHING LODGE, Crescent City, Florida 32112 MLS 2142115

117 ST JOHNS FISHING LODGE, Crescent City, Florida 32112

3Bedroom(s)
3Bathroom(s)
19Picture(s)
1,771Sqft
Classic St. Johns Riverfront retreat on 1.5+ acres. Tucked beneath mature oaks and palms, this 3BR/3BA home captures the charm of Old Florida with modern updates throughout. Step outside to your private, protected boat basin and dock–ideal for keeping your boat safe and ready for a day on the river.
$675,000

903 MOODY, Palatka, Florida 32177 MLS 2136384

903 MOODY, Palatka, Florida 32177

3Picture(s)
0Sqft
Prime 2.22-Acre Commercial Opportunity in High-Growth Area Excellent opportunity to acquire 2.22 acres in a rapidly developing area experiencing significant residential and commercial growth. Located directly in front of a newly constructed townhome community, this property is ideally positioned to benefit from increased population density and traffic.
$675,000

900 ST JOHNS, Palatka, Florida 32177 MLS 2135407

900 ST JOHNS, Palatka, Florida 32177

27Picture(s)
5,796Sqft
Located in the heart of Palatka's vibrant and growing downtown district, this highly visible commercial building sits at the corner of the busiest intersection downtown, with approximately 20,000 vehicles passing daily — offering exceptional exposure and branding potential.
$665,000

188 PALM, Georgetown, Florida 32139 MLS 2121802

188 PALM, Georgetown, Florida 32139

3Bedroom(s)
2Bathroom(s)
47Picture(s)
1,536Sqft
Welcome to your dream St. Johns Riverfront retreat! This beautifully updated 3-bedroom, 2-bathroom CCB home boasts 1536 sq. ft. of living space on a large 1.22 acre lot with approximately 111 ft. along the stunning river. Reinforced dock with boathouse with 2 boat slips.
$665,000

102 SANDRA, Crescent City, Florida 32112 MLS 2141883

102 SANDRA, Crescent City, Florida 32112

3Bedroom(s)
2Bathroom(s)
30Picture(s)
1,850Sqft
YOUR FOREVER LAKE FRONT HOME AWAITS YOU – Look no further for the perfect blend of comfort, beauty, and tranquility. Nestled directly on the picturesque shores of Crescent Lake, this immaculate three-bedroom, two-bathroom site-built home offers a serene retreat on a private road where exquisite sunrises greet each morning.
$650,000

689 S HIGHWAY17, San Mateo, Florida 32187 MLS 2128941

689 S HIGHWAY17, San Mateo, Florida 32187

3Bedroom(s)
2Bathroom(s)
31Picture(s)
1,668Sqft
Back on the market due to no fault of its own. Open House 4/18/2026 from 12-2. Have you been waiting to finally say, ''This is it''? Welcome to the country way of life. Situated on 7.
$650,000

0 CARTER CRABTREE, East Palatka, Florida 32131 MLS 2132052

0 CARTER CRABTREE, East Palatka, Florida 32131

17Picture(s)
0Sqft
Prime 20-acre opportunity in East Palatka just off Highway 207, offering excellent access and strong future growth potential. This unique property consists of four separate lots, providing flexibility for investors, developers, or end users. Develop all 20 acres, build on the individual parcels, utilize for agricultural purposes, or hold as a long-term investment.
$650,000

118 DARBY, Palatka, Florida 32177 MLS 2125164

118 DARBY, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
59Picture(s)
1,456Sqft
An exceptional opportunity in Putnam County near Hollister to own 24+ acres of usable, fully fenced land currently enjoyed as a farm and homestead lifestyle property–ideal for those seeking space, privacy, and the freedom to create a true country retreat.
$650,000

218 SLAUGHTER, Palatka, Florida 32177 MLS 2125245

218 SLAUGHTER, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
43Picture(s)
2,598Sqft
Step into rustic elegance with this energy-efficient, all-electric home defined by rare Pecky Cypress wood and soaring 22-ft ceilings. Cozy up by the wood-burning fireplace while enjoying architectural grandeur with modern peace of mind. Worry-Free Upgrades: Roof: Metal (10yrs) with lifetime warranty. HVAC: Just 5 years old. Windows: Brand new & energy efficient.
$650,000

240 SISCO, Pomona Park, Florida 32181 MLS 2090225

240 SISCO, Pomona Park, Florida 32181

3Bedroom(s)
2Bathroom(s)
43Picture(s)
2,969Sqft
THE ERWIN-LINKE-SHIRLEY HOME aka: THE PINK HOUSE. STEP BACK IN TIME AND DISCOVER THE TIMELESS ELEGANCE OF THIS STUNNING TWO STORY VICTORIAN HOME BUILT IN C. 1886. THIS HOME IS BRIMMING WITH CHARACTER, EXQUISITE CRAFTMANSHIP, MULTIPLE EXPANSIVE PORCHES, TALL WINDOWS, MULTIPLE FIREPLACES WITH DETAILED MANTELS WHICH ADD BEAUTY AND AMBIANCE TO THE LIVING SPACES.
$650,000

166 MOUNT ROYAL, Crescent City, Florida 32112 MLS 2089419

166 MOUNT ROYAL, Crescent City, Florida 32112

3Bedroom(s)
4Bathroom(s)
67Picture(s)
2,559Sqft
Welcome to Mount Royal Estates, where country living meets luxury in this exclusive gated hideaway! Picture yourself in a sprawling 3-bedroom, 4-bath dream home, the kind that makes you go, ''Wow, I live here?'' Step outside to your own slice of paradise, with a manicured yard leading to a private dock on Beecher Run Creek (sorry, boats, this creek's just for fishing!).
$650,000

227 HIGHWAY 17, East Palatka, Florida 32131 MLS 1249430

227 HIGHWAY 17, East Palatka, Florida 32131

16Picture(s)
0Sqft
Riverfront! Over an acre of wooded property with 100 +/- ft of frontage on the beautiful St. Johns River. Zoned C-2 and AG. Located near the intersection of heavily traveled Highway 17 and State Rd 207, for an easy commute to St. Augustine. Public utilities are availalbe, but are not connected. There is deeded access and parking agreement on state property.
$649,000
1026 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.

 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle

 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value

 

🌅 Lakefront Homes

Popular lakes include:

• Crescent Lake
• Lake George
• Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views

 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases

 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.

 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

• Palatka – Riverfront homes & historic areas
• Welaka – Known as the “Bass Capital”
• Satsuma – Canal homes with river access
• Crescent City – Lakefront living on Crescent Lake
• Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.

 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.

 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.

 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida

 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.

📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

Call Mike Now

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale
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I have experience that other agents simply do not have. 

Picture of Mike Schwiebert

Mike Schwiebert

Mike Schwiebert is a two-time Best of Clay Realtor Winner, multiple-time Best of Jax top 5, a home selling expert, former general, building and remodeling contractor, Investor, and girl dad. 20+ years of construction experience and 18+ years of local real estate experience.