Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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817 RANDOLPH, Crescent City, Florida 32112 MLS 2141615

817 RANDOLPH, Crescent City, Florida 32112

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Lakeside Living On Beautiful Lake Argenta! Escape to serenity with this .74 +/- acre mostly cleared property, nestled in a quiet residential neighborhood on peaceful Lake Argenta. Surrounded by lush, mature trees that provide shade and privacy, this lot offers the perfect blend of nature and convenience.
$27,900

106 FLORA, Florahome, Florida 32140 MLS 2095900

106 FLORA, Florahome, Florida 32140

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Build your dream home on this residential lot just one lot across from 800 Acre George's Lake! Great breeezes from across the lake for this Canal front lot in homes only area. Canal is not navigable at this time & needs cleaned out. Existing well & survey on property. Seller is a licensed real estate agent.
$27,900

234 MALTAS, Interlachen, Florida 32148 MLS 2132336

234 MALTAS, Interlachen, Florida 32148

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Investor special . For sale as is . Property has well , septic and power pole .
$27,000

210 MORNINGSIDE, Florahome, Florida 32140 MLS 2126534

210 MORNINGSIDE, Florahome, Florida 32140

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1-acre vacant lot located in the Lake George area of Florahome. Zoned AG (Agricultural). According to the Putnam County GIS map, a portion of the property is identified as wetlands. Buyers are advised to complete their own due diligence to verify buildability, land use, environmental requirements, and intended use with Putnam County and any appropriate agencies. No HOA.
$27,000

00 ST JOHNS, Palatka, Florida 32177 MLS 2108280

00 ST JOHNS, Palatka, Florida 32177

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Rural Lot zoned agricultural, No Hoa's and Mobile Homes allowed. Close to St Johns River, Ravine Gardens and Hog Waller for nature walks, fishing and four wheeling enthusiasts.
$26,500

104 HOWARD, Interlachen, Florida 32148 MLS 2129975

104 HOWARD, Interlachen, Florida 32148

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Build your dream on this newly cleared R-2 zoned lot on Howard Lake in Interlachen, where quiet lake living meets everyday convenience. Perfectly located just 25 minutes from Palatka and 40 minutes from Gainesville, this property offers the best of small-town charm with city access.
$26,000

140 HAZEL, Georgetown, Florida 32139 MLS 2138523

140 HAZEL, Georgetown, Florida 32139

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.59 acres double lot ready to clear for site built of manufactured home. Near paved road for easy access and short drive to community recreational area which has RV hookups, picnic pavilion, fire pit, long walking pier with covered end for pier fishing and boat ramp to enjoy Florida's 2nd largest lake Lake George.
$25,000

0 SIOUX, Interlachen, Florida 32148 MLS 2134062

0 SIOUX, Interlachen, Florida 32148

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Cleared double lot totaling approximately 0.46 acres located in the Interlachen area of Putnam County. Property is situated just off a paved road, offering convenient access while maintaining a quiet, rural setting. The lot provides flexibility for a future homesite or investment opportunity.
$25,000

124 SCHOOL, East Palatka, Florida 32131 MLS 2131690

124 SCHOOL, East Palatka, Florida 32131

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Build or invest on this .34 acre residential lot in East Palatka. Zoned for residential use, this parcel offers over a third of an acre with flexibility for future construction or personal use. Property will require clearing, providing a blank canvas to design your vision from the ground up.
$25,000

ZZZ NETTLES, Florahome, Florida 32140 MLS 2128763

ZZZ NETTLES, Florahome, Florida 32140

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Approximately 1.89 acres of vacant land in a quiet, rural area of Florahome. Property includes wetland areas and offers abundant wildlife in a great hunting area. Located just minutes from George's Lake. Ideal for recreational use or long-term investment. Buyer to verify with county for land use, building requirements, and environmental considerations.
$25,000

147 NETTLES, Florahome, Florida 32140 MLS 2128756

147 NETTLES, Florahome, Florida 32140

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Over 2 acres of vacant land in a quiet, rural area of Florahome. Located in a great hunting area and just minutes from George's Lake. Property includes wetland areas and is ideal for recreational use or long-term investment. Enjoy privacy, abundant wildlife, and natural surroundings. Buyer to verify with county for land use, building requirements, and environmental considerations.
$25,000

BLK11LOT11 CROSBY RD, Florahome, Florida 32140 MLS 2126136

BLK11LOT11 CROSBY, Florahome, Florida 32140

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1.39 acres of vacant land in Florahome zoned agricultural, Florida with no known wetlands. A blank canvas ready for your vision—whether you're looking to build, place a manufactured home, or hold for future use. Enjoy a quiet, rural setting with room to spread out while still being within reasonable distance to Palatka, Keystone Heights, and Gainesville.
$25,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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