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Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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534 PALM, Georgetown, Florida 32139 MLS 2009158

534 PALM, Georgetown, Florida 32139

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Beautiful lot partially cleared! 0.46 acres to build your dream home or weekend getaway! Located in the Paradise Lakes subdivision with access to the community boat ramp to Lake George and the Saint John's River. Georgetown is a small community located just outside of Crescent City. Mobile homes allowed on this high and dry nearly half acre buildable lot.
$29,900

217 HANSELMAN, Crescent City, Florida 32112 MLS 2130522

217 HANSELMAN, Crescent City, Florida 32112

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Land has direct waterviews of a natural body of water in the rear of the parcel.
$29,700

209 SOUTHERN, Crescent City, Florida 32112 MLS 2074397

209 SOUTHERN, Crescent City, Florida 32112

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Two wooded 0.23-acre lots for a total of .46 acres in a peaceful natural setting near beautiful Crescent Lake in Crescent City, Florida! These combined parcels offer nearly half an acre of potential, complete with an old septic system and well already on the property. A great opportunity for development, whether you're looking to build a home, a weekend retreat, or an investment property.
$29,689

203 SOUTHERN, Crescent City, Florida 32112 MLS 2074367

203 SOUTHERN, Crescent City, Florida 32112

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Own 3 Wooded Lots Near Crescent Lake — Florida's Bass Capital! Three beautifully wooded 0.23-acre lots, totaling 0.69 acres, located near stunning Crescent Lake in Crescent City, Florida. Nestled in a peaceful, natural setting, these parcels offer an excellent opportunity for development–whether you're looking to build a private getaway, vacation retreat, or investment property.
$29,689

304 LAKESHORE, Georgetown, Florida 32139 MLS 2128358

304 LAKESHORE, Georgetown, Florida 32139

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RARE FIND! This property adjoins Lake George Wildlife Management Area! Imagine your backyard overlooking thousands of acres of protected land. Two lots total 0.54 acre. Wooded property also includes deeded access to Lake George via Georgetown Cove Property Owners Association. Access provides a boat launch, dock, pavilion, fire pit and temporary RV hook-ups.
$29,000

0 DAVID, Interlachen, Florida 32148 MLS 2131272

0 DAVID, Interlachen, Florida 32148

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Two side-by-side lots on David Ave–Lots 28 & 29–just off the paved road for easy access with a little breathing room from the main traffic. Each parcel is .22 acres, giving you a total of .44 acres. High and dry with power close by, they're a strong foundation for whatever direction you want to take–build now, place a new manufactured home, or hold for the future.
$28,900

0 ST JOHNS, Palatka, Florida 32177 MLS 2108275

0 ST JOHNS, Palatka, Florida 32177

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Rural land zoned agricultural, No HOA's, mobile homes allowed. Not in a flood zone. Close to St Johns River, Ravine Gardens and Hog Waller for fishing, nature and 4 wheeling.
$28,500

0 SAN JOSE, Palatka, Florida 32177 MLS 2108147

0 SAN JOSE, Palatka, Florida 32177

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Located in a Rural community, zoned agricultural and MH's allowed. Close to shopping, St Johns River and Ravine Gardens.
$28,500

XXX NETTLES, Florahome, Florida 32140 MLS 2110230

XXX NETTLES, Florahome, Florida 32140

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Discover the perfect getaway with this 1.01-acre property, featuring 4 individual buildable lots, each with its own parcel ID, being sold together as one unique opportunity. Nestled in a quiet, peaceful setting surrounded by beautiful trees, this land offers privacy, serenity, and connection to nature.
$28,000

117 GLISSON, Interlachen, Florida 32148 MLS 2122580

117 GLISSON, Interlachen, Florida 32148

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.44-acre lot located in Interlachen, FL at 117 Glisson Street. The property is partially cleared and features a recent 4-corner survey, making it easy to identify boundaries and plan future use. A small trailer is currently on the property and may be included or removed at the buyer's discretion.
$28,000

136 LEMON, Pomona Park, Florida 32181 MLS 2112771

136 LEMON, Pomona Park, Florida 32181

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This 1 acre piece of property is ready and waiting for you to put your new home on. Stick built, manufactured or MOD no problem. Not much clearing to be done and the property is high and dry and has easy access to paved road only a couple blocks away.
$28,000

9-13 SCOTT, Interlachen, Florida 32148 MLS 2130521

9-13 SCOTT, Interlachen, Florida 32148

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ATTENTION Investors, builders and snowbirds! Multiple Florida Lots Available in Putnam County Florida Own land in Putnam County, Florida and enjoy a quieter side of the state lakes, rivers, warm weather, and wide-open space. This area is popular with buyers who want Florida living without traffic, HOAs, or coastal prices. A great place to relax, build later, or simply hold land in a growing state.
$27,950
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.

 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle

 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value

 

🌅 Lakefront Homes

Popular lakes include:

• Crescent Lake
• Lake George
• Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views

 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases

 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.

 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

• Palatka – Riverfront homes & historic areas
• Welaka – Known as the “Bass Capital”
• Satsuma – Canal homes with river access
• Crescent City – Lakefront living on Crescent Lake
• Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.

 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.

 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.

 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida

 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.

📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

Call Mike Now

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale
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I have experience that other agents simply do not have. 

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Mike Schwiebert

Mike Schwiebert is a two-time Best of Clay Realtor Winner, multiple-time Best of Jax top 5, a home selling expert, former general, building and remodeling contractor, Investor, and girl dad. 20+ years of construction experience and 18+ years of local real estate experience.