Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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201 PINEWAY WEST, Satsuma, Florida 32189 MLS 2117376

201 PINEWAY WEST, Satsuma, Florida 32189

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Nice high and dry .78 acres of a lot. Very close to Dunn Creek but not close enough to flood. 61ft of road frontage 75 ft across the backside 135ft deep on eastside and 145ft deep on westside. Survey available. Well and septic needed. 7 min to Palatka, 45 min. to St Augustine or the beaches. Come build your dream home close to Dunns Creek and the St Johns River.
$30,000

113 DOBY, Florahome, Florida 32140 MLS 2128774

113 DOBY, Florahome, Florida 32140

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1.24 acres of vacant land in a quiet, rural area of Florahome. Zoned AG, offering potential for agriculture, homesite, or recreational use. Property provides privacy and natural surroundings. Buyer to verify with county for building requirements, land use, and utilities.
$30,000

331 QUAIL HOLLOW, Satsuma, Florida 32189 MLS 2122468

331 QUAIL HOLLOW, Satsuma, Florida 32189

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**.23 ACRES**NEW SEPTIC**NEW WELL** Discover rural living with endless possibilities! This .23 acre lot provides plenty of trees for coverage. This piece of land is conveniently located right off of US 17, perfect for easy travel to the areas of Palatka and Saint Augustine.
$30,000

126 RAMSEY, Grandin, Florida 32138 MLS 2121869

126 RAMSEY, Grandin, Florida 32138

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Discover the serenity of country living at 126 Ramsey Dr in Melrose. Situated on a .63-acre lot, this property offers a quiet setting with room to enjoy the outdoors, garden, or simply unwind. Located on a peaceful street just minutes from downtown Melrose, local lakes, and nature trails, the home is well suited for a primary residence, weekend escape, or investment.
$30,000

118 RAMSEY, Grandin, Florida 32138 MLS 2121852

118 RAMSEY, Grandin, Florida 32138

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Welcome to peaceful Melrose living! This property at 118 Ramsey Dr sits on a .61-acre lot, offering privacy and a relaxed North Florida lifestyle just minutes from downtown Melrose, local lakes, and outdoor recreation. Located on a quiet street, the home is well suited for full-time living, a weekend retreat, or an investment property.
$30,000

118 CORBINA, Florahome, Florida 32140 MLS 2113370

118 CORBINA, Florahome, Florida 32140

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Beautifully wooded , 1.06 acre parcel . This property is secluded and offers an exceptionally private setting , ideal for those who value peace and quiet . Surrounded by natural beauty and set back from neighbors , it provides a tranquil retreat where you can relax and enjoy the privacy of your own space .
$30,000

104 FLORADANDY, Hawthorne, Florida 32640 MLS 2115327

104 FLORADANDY, Hawthorne, Florida 32640

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Bundle of two adjacent parcels totaling ˜1.94 acres on a paved, corner lot with power at the road. Enjoy quiet country living near Hawthorne's lakes with easy access to Gainesville and Palatka. Future possibilities could include an income-earning accessory dwelling or in-law suite as well along with the primary home. The ˜1.
$30,000

109 WHITE PINE, Georgetown, Florida 32139 MLS 2088345

109 WHITE PINE, Georgetown, Florida 32139

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Build Your Dream Home Near Lake George with Water Access Discover the perfect place to plant roots with this spacious 1-acre lot in a welcoming and up-and-coming neighborhood near Lake George. With direct access to water activities like swimming and kayaking, and surrounded by nature trails and family-friendly attractions, it's the ideal spot for creating lifelong memories.
$30,000

107 WHITE PINE, Georgetown, Florida 32139 MLS 2088341

107 WHITE PINE, Georgetown, Florida 32139

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Scenic lot in a growing Lake George Community Nestled in a rapidly developing neighborhood near the pristine shores of Lake George, this beautiful 1-acre parcel offers the perfect blend of natural beauty and recreational convenience. Enjoy exclusive water access just minutes away, ideal for boating, swimming, and lakeside relaxation.
$30,000

211-215 MISSOURI, Hawthorne, Florida 32640 MLS 1244906

211-215 MISSOURI, Hawthorne, Florida 32640

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Three residential lots, total 0.27 acres in a nice area. 211, 213 and 213 Missouri Ave. Only half an hour from Gainesville.
$30,000

00000 CITRUS, Interlachen, Florida 32148 MLS 2133686

00000 CITRUS, Interlachen, Florida 32148

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Country living in rural Florida. Five small lots will make two possible building sites zoned for site built or manufactured homes on very small lake. Plenty of area parks, lakes and river nearby for recreation year round.
$29,900

104 MARINA, Satsuma, Florida 32189 MLS 2122412

104 MARINA, Satsuma, Florida 32189

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Build your dream home on this .33 acre R-1 zoned lot, offering the ideal balance of privacy and convenience. Approximately 75% cleared and fully enclosed with a 6-foot chain link fence. The property is clean, well maintained, and features mature trees for shade and privacy. A clean, flowing well is already in place.
$29,900
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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