Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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162 WHISPERING PINES, Georgetown, Florida 32139 MLS 1236840

162 WHISPERING PINES, Georgetown, Florida 32139

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AMAZING LOT!! PAVED ROAD!! Don't miss the opportunity to build your dream home or place a mobile home in this wonderful community of Whispering Pine. This community provides boat ramp access to Lake George/St Johns River. No impact fee in Putnam County. Less than an hour to Saint Augustine, Palm Coast, Flagler Beach, Gainesville and Green Cove Springs.
$34,500

1118 SELMA, Florahome, Florida 32140 MLS 2129913

1118 SELMA, Florahome, Florida 32140

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Own your little slice of Florida Sunshine! Improved lots had a large home removed around 2016, has power pole, well and septic on property not warranted by the seller. 4 lots in country setting zoned for site built or manufactured homes. Lightly wooded. Plenty of area lakes for recreation nearby. Around an hour to area beaches. Easy commute to Gainesville.
$33,900

106 BOWFIN, Palatka, Florida 32177 MLS 2077739

106 BOWFIN, Palatka, Florida 32177

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Canal front piece of paradise to settle down in for you to enjoy all the nature it provides. Canal leads to ST. Johns river, including a disconnected well on the property saving you money. Just imagine yourself in your newly build home enjoying your morning coffee, listening to song birds in this quite neighborhood.
$33,500

216 SAN CRISTOBAL, East Palatka, Florida 32131 MLS 2121838

216 SAN CRISTOBAL, East Palatka, Florida 32131

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Vacant Lot in Established neighborhood in East Palatka, Fl. Short Distance to Public Boat Launch. Near 207 and Shopping and Restaurants. City Water available in neighborhood to tap on call to verify tap on and usage charges. Obtain survey to establish boundaries and elevation.
$33,149

0 WAITES DR, Florahome, Florida 32140 MLS 2125596

0 WAITES DR, Florahome, Florida 32140

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1.23-acre High and Dry, flood zone X, nestled in the heart of natures' bounty. Situated near Etoniah Creek State Forest, this property offers an idyllic setting for your dream home or a peaceful retreat. Enjoy the tranquility of rural living while being conveniently close to local amenities. Zoned AG so no restrictions nor HOA's. Perfect for nature enthusiasts.
$32,500

000 ST JOHNS, Palatka, Florida 32177 MLS 2108293

000 ST JOHNS, Palatka, Florida 32177

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Enjoy your own private lake on one lot and build on the other. Property is close to St John River, Ravine Gardens and Hog Waller for all the nature, fishing and four wheeling enthusiasts The property is zoned agricultural, No HOA's and mobile homes are allowed.
$32,500

0 DON QUIXOTE, Palatka, Florida 32177 MLS 2108255

0 DON QUIXOTE, Palatka, Florida 32177

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Enjoy country living on to lots, one lot is a pond/small lake. Property is zone Agricultural, NO Hoa's and mobile homes allowed. Close to St Johns River, Ravine Gardens and Hog Waller for nature walks, four wheeling and fishing.
$32,500

119 COCONUT STREET, Pomona Park, Florida 32181 MLS 2133931

119 COCONUT STREET, Pomona Park, Florida 32181

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This 1.06 acre property is fully wooded and ready to build. Close to Palatka, St. Augustine, Jacksonville, and Daytona. New millings have been put on the dirt road by the county. Flat, high and dry and ready for your new home, chickens and goats.
$32,000

401 EDGEHILL, Satsuma, Florida 32189 MLS 2110857

401 EDGEHILL, Satsuma, Florida 32189

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Come get a slice of Florida Paradise on this 0.93- acre parcel located in Satsuma, FL. This undeveloped lot offers privacy and space with no HOA! The land has not been cleared, giving you the freedom to design your ideal setting. Conveniently located close to stores, shopping and I-95, this property provides a peaceful country feel while still being near amenities.
$32,000

1112 ANNETTE, Interlachen, Florida 32148 MLS 2106683

1112 ANNETTE, Interlachen, Florida 32148

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Beautifully wooded .35 acre lot with large majestic oak trees . Includes a 12'x16' outbuilding , power pole , well and pump . Buyers are advised to verify building requirements with Putnam County Building and Zoning Department .
$32,000

160 LEMON, Pomona Park, Florida 32181 MLS 2082712

160 LEMON, Pomona Park, Florida 32181

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BEAUTIFUL & AMAZING LOT!! THIS IS A CORNER & PAVE ROAD LOT!! LESS THAN A MILE FROM COUNTY RD 208B. THIS IS A DRY LOT! NO FLOOD, NO WETLAND. GREAT LOCATION! ABOUT 3 MILES FROM WELAKA AND ST JOHNS RIVER. MOBILE HOME ARE ALOUD THERE! Less than an hour from Saint Augustine, Palm Coast, Flagler Beach, Gainesville and Green Cove Springs.
$31,500

113 SEMINOLE, Satsuma, Florida 32189 MLS 2136899

113 SEMINOLE, Satsuma, Florida 32189

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Build your dream home or the perfect fishing retreat on this beautifully cleared 2.36 acre lot (including 119 Seminole), ready for your vision. Mature trees surrounding the property provide natural privacy and a peaceful setting. Located in the Bass Capital of the World and just down the road from the upcoming Bass Pro Resort, this property offers both lifestyle and future potential.
$30,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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