Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

Sort by:
  • Price Descending
  • Newest
  • Bedrooms
  • Featured
Grid
List
Map

121 STELLA, Georgetown, Florida 32139 MLS 2122941

121 STELLA, Georgetown, Florida 32139

33Picture(s)
0Sqft
.52 acre cleared double lot with culvert entrance. Nice level lot ready to build either site built or manufactured home. Lot not in flood zone, wetlands or BMAP as per official websites. Property amenities include access to Georgetown Cove community recreational area along Lake George with boat ramp, long walking pier, fire pit, covered picnic area and 4 RV hookups available per reservations.
$39,900

0000 GLORIA, Florahome, Florida 32140 MLS 2089858

0000 GLORIA, Florahome, Florida 32140

11Picture(s)
0Sqft
Four adjoining wooded lots. Zoned for site built or manufactured homes. Several area lakes in the neighborhood with public access for fishing and boating. Easy commutes to Gainesville, Palatka or Orange Park.
$39,900

XXX COUNTY ROAD 315, Interlachen, Florida 32148 MLS 2142316

XXX COUNTY ROAD 315, Interlachen, Florida 32148

4Picture(s)
0Sqft
Build your dream home on this beautiful 1.49-acre parcel in the heart of Interlachen! Located on a paved road and zoned for site-built homes, this property offers space, flexibility, and convenience all in one. Enjoy small-town charm with room to spread out. Check with the Town of Interlachen for building and zoning details.
$39,000

112 WOODLAND, Hawthorne, Florida 32640 MLS 2142269

112 WOODLAND, Hawthorne, Florida 32640

3Bedroom(s)
1Bathroom(s)
25Picture(s)
960Sqft
Handyman fixer upper . !984 Royal , three bedroom , one and a half bath , 960 sq. feet mobile home . Situated on a nicely wooded .88 acre lot .
$39,000

302 KENNEDY, Interlachen, Florida 32148 MLS 2136373

302 KENNEDY, Interlachen, Florida 32148

9Picture(s)
0Sqft
Build-ready lot in Interlachen, FL! This R-2 zoned vacant lot already has permanent electric service installed with underground conduit, saving you thousands in setup costs and months of permitting. Ready for your new project — build your dream home or bring your manufactured home.
$38,900

209 MANGROVE, Pomona Park, Florida 32181 MLS 2085651

209 MANGROVE, Pomona Park, Florida 32181

5Picture(s)
0Sqft
Design your own Florida Homestead NOW! Lots do not come available often and when they do, prices are rapidly rising. Take your opportunity to buy now while the lots are still affordable. New construction and new mobile homes are popping up all around. This neighborhood is rural yet close to Welaka and Pomona Park. Also, about an hour from Deland and St. Augustine. The St.
$38,900

113 GROVE, Welaka, Florida 32112 MLS 2133935

113 GROVE, Welaka, Florida 32112

9Picture(s)
0Sqft
This property is on a corner just one block off of paved road. High and dry not in a flood zone and ready for your new home. Close to Palatka, Jacksonville, St. Augustine and Daytona Beach.
$38,000

114 DESOTO, Florahome, Florida 32140 MLS 2123424

114 DESOTO, Florahome, Florida 32140

1Picture(s)
0Sqft
Discover the perfect opportunity to own six spacious lots that are combined for an ideal blend of room for building your dream home. 2.04 acres nestled in a rural setting, these lots provide plenty of room for building your new home and possibly more. Enjoy the country living. Utilities available.
$38,000

140 CHEROKEE DR, Interlachen, Florida 32148 MLS 2097804

140 CHEROKEE DR, Interlachen, Florida 32148

6Picture(s)
0Sqft
STUNNING VACANT LOT at the End of a Quiet Dead-End Road! Imagine your future Florida retreat on this beautifully priced vacant lot. From the moment you arrive, you'll appreciate the rare streetlight gracing the lot's entrance, offering nighttime visibility and a welcoming glow.
$38,000

113 3RD, Melrose, Florida 32666 MLS 2115649

113 3RD, Melrose, Florida 32666

4Picture(s)
0Sqft
Nice piece of property, Great area! Had an older mobile home that was removed. Possibly well, septic and electric on site. NO GUARANTEE on improvements. Buyer is responsible to verify.
$37,900

141 CROSBY, Florahome, Florida 32140 MLS 1244985

141 CROSBY, Florahome, Florida 32140

23Picture(s)
0Sqft
Vacant lot located in rural area, zoned agriculture and quiet area. Wooded property, lots of trees and nature. Also located close to Etoniah State Forest, and located not far from a paved road.
$37,000

100 RAMSEY, Melrose, Florida 32666 MLS 2113102

100 RAMSEY, Melrose, Florida 32666

11Picture(s)
0Sqft
Are you looking to build? This is a double corner lot in a community called Paran Lake Hills. With a combined acreage of 1.46 and high and dry, it makes for a great place to build your dream home. Lot is located on a dead-end street. Sellers were going to build but something came up. Their loss is your gain.
$36,900
1034 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.