Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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149 KINGFISH, Palatka, Florida 32177 MLS 2125640

149 KINGFISH, Palatka, Florida 32177

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Looking for your own slice of waterfront paradise in Putnam County? Take a look at 149 Kingfish! This canal-front lot is fisherman-friendly and leads straight to the St. Johns River, making it perfect for boating, fishing, and laid-back river living. 0.
$50,000

000 NETTLES, Florahome, Florida 32140 MLS 2128730

000 NETTLES, Florahome, Florida 32140

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Vacant Florida land offering excellent potential for hunting, recreation, or long-term investment. This parcel features natural terrain with wetland areas, providing ideal habitat for wildlife and making it well-suited for outdoor enthusiasts. Property is being sold as raw land with no improvements.
$50,000

111 CHICKADEE, Interlachen, Florida 32148 MLS 2124226

111 CHICKADEE, Interlachen, Florida 32148

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Build your vision on this 1.01-acre cleared lot located at 111 Chickadee St in Interlachen, FL. Previous platted for 4 lots, this spacious property offers a blank slate with plenty of room for a custom home, manufactured home, or weekend retreat. Enjoy the freedom of country living with the convenience of nearby lakes, outdoor recreation, and small-town amenities.
$50,000

118 OLD SAN MATEO, East Palatka, Florida 32131 MLS 1258191

118 OLD SAN MATEO, East Palatka, Florida 32131

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Almost 3/4 of an Acre in E Palatka near intersection of 207 and 17 Highway. Less than 1 mile from Pico Rd Boat Launch to St. Johns River.
$49,999

120 CLINE, Interlachen, Florida 32148 MLS 2142149

120 CLINE, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
9Picture(s)
1,152Sqft
Investor special on a generously sized lot with tons of potential. This property needs some TLC but offers a great opportunity for renovation, rental income, or resale. Located in a quiet rural setting with no HOA, it's perfect for investors or buyers looking to add value. Sold as-is.
$49,900

910 PARADISE, Georgetown, Florida 32139 MLS 2141764

910 PARADISE, Georgetown, Florida 32139

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Discover the perfect opportunity to build your dream home or invest in land with essential utilities already in place. This vacant parcel offers the convenience of existing electric and water connections, it also has a 30 Amp RV hookup. The seller a has a active septic permit and recent survey.
$49,900

124 MARIE, Georgetown, Florida 32139 MLS 2135538

124 MARIE, Georgetown, Florida 32139

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.23 acre cleared lot with well and septic and driveway culvert. Secured community recreation area with RV hookups, picnic pavilion, fire pit, pier and boat ramp. Community $60 annual fee per lot.
$49,900

XXX LEISURE, Interlachen, Florida 32148 MLS 2142266

XXX LEISURE, Interlachen, Florida 32148

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Nearly 2 acres in the city limits of Interlachen–ready for your vision! This 1.99-acre parcel offers a great blend of privacy and potential. The seller is enhancing the property with fresh forestry mulching to clear underbrush while preserving the natural landscape, creating a more usable and inviting homesite. A newly installed limestone driveway will provide convenient access onto the property.
$49,000

PARCEL 6A HILLSBOROUGH, Florahome, Florida 32140 MLS 2111699

PARCEL 6A HILLSBOROUGH, Florahome, Florida 32140

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1.02+/- acre lot in peaceful and tranquil setting of Florahome, with 150 +/- ft frontage on Hillsborough Ave. Known for its small-town charm, Florahome is one of the best kept secrets. This would be a perfect place to build yoru dream home or that weekend getaway you've always wanted. If you love boating, you'll be less than a mile away from George's Lake public boat ramp.
$49,000

00 KEUKA LAKE, Interlachen, Florida 32148 MLS 2078782

00 KEUKA LAKE, Interlachen, Florida 32148

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1.21 acres zoned AG, consisting of six wooded lots. This property is occasionally waterfront when Keuka Lake's water level is exceptionally high—but currently, it is not.
$49,000

211 WALKER, Interlachen, Florida 32148 MLS 2125723

211 WALKER, Interlachen, Florida 32148

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Just reduced below appraised value!!! Beautiful lakefront lot with peaceful water views and incredible sunsets. Tucked away for privacy but with a public boat ramp just down the road for easy access to the lake. Great spot to build your dream home or a weekend getaway.
$48,999

235 OAKCREST, Interlachen, Florida 32148 MLS 2139635

235 OAKCREST, Interlachen, Florida 32148

2Bedroom(s)
1Bathroom(s)
25Picture(s)
672Sqft
This fixer-upper is nestled on a paved road in a quiet neighborhood, offering great potential for the right buyer. If you're skilled in home renovations, this property is a perfect project. The floors are plywood, and the roof is metal, with solid structural bones, buyer to verify, though it will require a full remodel. Instead of renting, take the opportunity to own your own home.
$47,500
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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