Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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147 2ND, Interlachen, Florida 32148 MLS 2131163

147 2ND, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
17Picture(s)
1,248Sqft
Investment opportunity in Interlachen, FL. Property located at 147 2nd Way features a lot with an existing mobile home on site. The mobile home requires repairs and improvements. Property is being sold as-is. Owner financing available with $10,000 down payment and $800 montly. Additional terms to be negotiated with seller.
$60,000

419 STATE ROAD 207, East Palatka, Florida 32131 MLS 1154350

419 STATE ROAD 207, East Palatka, Florida 32131

2Picture(s)
0Sqft
.17 acre vacant lot. Has been cleared in past and had structure on it. buyer to check with county and health department regarding old well and septic system. Also Check with Zoning to obtain future use zoning classification.
$60,000

171 STATE ROAD 207, East Palatka, Florida 32131 MLS 2090201

171 STATE ROAD 207, East Palatka, Florida 32131

2Picture(s)
0Sqft
Unlock the potential of this high-visibility 0.34-acre lot in the heart of East Palatka! Located directly on busy State Road 207, this property offers unbeatable exposure and accessibility—perfect for your next business venture or long-term investment.
$60,000

124 SHILOH, Melrose, Florida 32666 MLS 2067059

124 SHILOH, Melrose, Florida 32666

10Picture(s)
0Sqft
Beautiful, cleared homesite with septic, well and power is ready for your new home! Septic and well have been well-maintained by the Seller and property is already partially fenced. This lot is located in a peaceful community in Melrose with nice surrounding homes, on a county-maintained road.
$60,000

270 BAY, Hawthorne, Florida 32640 MLS 2063201

270 BAY, Hawthorne, Florida 32640

2Bedroom(s)
1Bathroom(s)
23Picture(s)
490Sqft
Welcome to this beautifully remodeled 2-bedroom, 1-bathroom mobile home nestled in the serene and picturesque Lak-A-Wana Lake Gardens community. Offering 500 square feet of thoughtfully designed living space, this cozy retreat blends modern comfort with rustic charm, making it the perfect haven for a full-time residence, a peaceful getaway, or even a vacation rental.
$60,000

000 ASHLEY, Hawthorne, Florida 32640 MLS 1123666

000 ASHLEY, Hawthorne, Florida 32640

20Picture(s)
0Sqft
Stunning Canal Lots on Bream Lake – This 1+/- acre lot offers property owners a lush view of native trees and vegetation. Lots 66 and 67 are located on paved Ashley Drive in the Four Lakes Community. This property is on a flourishing canal that leads into Bream Lake. The water in the canal is at the perfect level for your aquatic needs.
$59,900

0000 HURON, Interlachen, Florida 32148 MLS 2089859

0000 HURON, Interlachen, Florida 32148

12Picture(s)
0Sqft
Eight adjoining lots in city of Interlachen. Close to restaurants and shopping in the small rural town of Interlachen. Zoned for site built or manufactured homes. Several area lakes in the neighborhood with public access for fishing and boating. Easy commutes to Gainesville, Palatka or Orange Park.
$56,900

1538 STATE ROAD 20, Hawthorne, Florida 32640 MLS 2121235

1538 STATE ROAD 20, Hawthorne, Florida 32640

10Picture(s)
0Sqft
Beautiful 1.07-acre lot zoned for commercial use. Great location, being just across the street from Lake Galilee. Lake access for fishing, skiing, and other water sports/activities. Awesome lake view. There's another lot (1.34 acres) located just across the street, south, from this lot, which is also zoned commercial. Both lots are on paved roads located just off Highway 20.
$55,000

219 ANTHONY, Interlachen, Florida 32148 MLS 2070097

219 ANTHONY, Interlachen, Florida 32148

2Bedroom(s)
1Bathroom(s)
15Picture(s)
824Sqft
**INVESTOR SPECIAL** This completely gutted mobile home is a blank slate, ready for your creative touch! With new subflooring already installed, this property offers a solid start for a full renovation.
$54,800

415 PINE TREE, Hollister, Florida 32147 MLS 2140743

415 PINE TREE, Hollister, Florida 32147

9Picture(s)
0Sqft
This cleared, agricultural-zoned parcel just over half an acre provides a blank canvas saving significant time and upfront costs. With the land cleared, it's immediately suitable for building a home, placing a manufactured home, starting a small farm, or creating a private retreat.
$52,000

0 PRAIRIE, Hawthorne, Florida 32640 MLS 2133677

0 PRAIRIE, Hawthorne, Florida 32640

15Picture(s)
0Sqft
Country living in the Sunshine State! Enjoy the beautiful warm Florida Lifestyle outside the hustle and bustle. Easy commute to Gainesville or Palatka located between the small rural towns of Interlachen and Palatka. Plenty of opportunities just a short drive for recreation and a little over an hour to Crescent Beach. High and dry not in the flood zone or wetlands.
$51,600

131 PHILLIPS, Florahome, Florida 32140 MLS 2137411

131 PHILLIPS, Florahome, Florida 32140

4Picture(s)
0Sqft
Beautiful Nearly 5 acres in 'Old Florida' Florahome, Florida! This property offers tranquility and privacy tucked away in its own natural surroundings. Zoned for Agriculture. This property is ideal for farming, hunting, gardening, or just enjoy the rural setting and open space, and a getaway from it all.
$51,000
1032 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.