Facebook Twitter Youtube
904homestore Logo Get More Value with the Best Realtor

Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

Sort by:
  • Price Descending
  • Newest
  • Bedrooms
  • Featured
Grid
List
Map
Save Search

0 STATE RD 19, Palatka, Florida 32177 MLS 2083364

0 STATE RD 19, Palatka, Florida 32177

3Picture(s)
0Sqft
Rare opportunity to own a unique & highly visible piece of property on heavily traveled State Rd 19. Three parcels totaling 1.37 +/- acres, zoned C-2. Property has access from both State Rd 19 with 175 +/- ft of frontage & Moody Rd with 124 +/- ft of frontage. Moody Rd is also a main access to the entrance of Walmart.
$750,000

0 STATE RD 19, Palatka, Florida 32177 MLS 2083355

0 STATE RD 19, Palatka, Florida 32177

3Picture(s)
0Sqft
Rare opportunity to own a unique & highly visible piece of property on heavily traveled State Rd 19. Three parcels totaling 1.37 +/- acres, zoned C-2. Property has access from both State Rd 19 with 175 +/- ft of frontage & Moody Rd with 124 +/- ft of frontage. Moody Rd is also a main access to the entrance of Walmart.
$750,000

766 NATIONAL FOREST ROAD 75G, Palatka, Florida 32177 MLS 2084384

766 NATIONAL FOREST ROAD 75G, Palatka, Florida 32177

10Picture(s)
0Sqft
Come see this rare property with over 400 feet of direct waterfrontage on the majestic St. Johns River. Build your dream home or family compound on this outstanding forested land. The lot is situated in a small historic enclave of homes that predate the formation of the Ocala National Forest .
$749,000

177 HIGHWAY 17, East Palatka, Florida 32131 MLS 956583

177 HIGHWAY 17, East Palatka, Florida 32131

2Picture(s)
0Sqft
1.10 +/- riverfront acres with a high bluff, zoned C-2. Located in Putnam County's highest traffic area on a 4-lane highway. 170 +/- ft of hwy frontage & 140 +/- ft of river frontage. Central water stubbed to property. Building & slab has been removed, while the parking lot & drive are still in place.
$749,000

177 HIGHWAY 17, East Palatka, Florida 32131 MLS 956584

177 HIGHWAY 17, East Palatka, Florida 32131

2Picture(s)
0Sqft
1.10 +/- riverfront acres with a high bluff, zoned C-2. Located in Putnam County's highest traffic area on a 4-lane highway. 170 +/- ft of hwy frontage & 140 +/- ft on river frontage. Central water stubbed to property. Building & slab have been removed, while the parking lot & drive are still in place.
$749,000

401 PLEASANT, Pomona Park, Florida 32181 MLS 2123771

401 PLEASANT, Pomona Park, Florida 32181

3Bedroom(s)
2Bathroom(s)
66Picture(s)
2,054Sqft
HUGE PRICE IMPROVEMENT! Discover the perfect blend of timeless character and modern updates with this beautifully refreshed 1948 brick farmhouse set on 15.27 acres of fully fenced pasture. Offering 3 bedrooms, 2 bathrooms, 2 car garage and 2,054 sq. ft. of living space, plus a 621 sq. ft. Florida/bonus room with mini-split, this property is ideal for country living with room to work and grow.
$725,000

163 SUNNY, Pomona Park, Florida 32181 MLS 2141214

163 SUNNY, Pomona Park, Florida 32181

3Bedroom(s)
2Bathroom(s)
89Picture(s)
2,187Sqft
Florida lakefront retreat on Lake Broward in Pomona Park offering extensive upgrades and a rare permitted dock already secured–ideal for boating, Big Bass fishing, and private waterfront living.
$724,990

105 LAKE GEORGE, Georgetown, Florida 32139 MLS 2141405

105 LAKE GEORGE, Georgetown, Florida 32139

4Bedroom(s)
4Bathroom(s)
30Picture(s)
2,920Sqft
Florida charm at its finest!!! Welcome to 105 S Lake George Drive a beautifully kept and naturally preserved property located on the bank of Lake George in the heart of it all. Standing in your backyard you'll experience a shady, natural canopy presented by the native cypress and coastal oaks.
$724,900

283 ESTATES, Palatka, Florida 32177 MLS 2132291

283 ESTATES, Palatka, Florida 32177

3Bedroom(s)
3Bathroom(s)
89Picture(s)
3,076Sqft
Set on a spacious 1.2 +/- acre homesite in Palatka's Blair Estates area, 283 Estate Drive delivers over 3,000 sq ft of thoughtfully designed living space with 3 bedrooms, 3.5 baths, and a standout theater / flex room–perfect for movie nights, a game room, home gym, or office.
$700,000

6677&6679 CRILL, Palatka, Florida 32177 MLS 2098173

6677&6679 CRILL, Palatka, Florida 32177

8Picture(s)
0Sqft
Great location for you to build your business! Located on State Rd 20 (Crill Ave), which is a heavily traveled 4-lane highway for excellent exposure. Close proximity to the hospital and medical facilities. Property is zoned C-1 for multiple uses. This consists of 3 parcels totaling 5.92 acres (+/-). Approximately 360'' of highway frontage.
$699,900

117 HOTEL, Palatka, Florida 32177 MLS 2124646

117 HOTEL, Palatka, Florida 32177

3Bedroom(s)
3Bathroom(s)
43Picture(s)
2,056Sqft
PRICED UNDER APPRAISED VALUE! Beautifully restored 1915 historic home in the Palatka South Historic District. This 3BR/3.5BA, 2,000+ sq ft property features hardwood floors, crown molding, an updated kitchen, a main-level en-suite, and two additional suites upstairs. Enjoy a grand living area, charming porches with river views, and a detached two-car garage with original reclaimed pavers.
$695,900

101 ORANGE, Satsuma, Florida 32189 MLS 2133451

101 ORANGE, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
67Picture(s)
1,920Sqft
Welcome to a place where ''Old Florida'' charm meets peaceful waterfront living. This unique property sits on approximately 0.91 acres and offers a warm, inviting setting that blends character, comfort, and the relaxed lifestyle so many people love about life along the river.
$684,900
1026 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.

 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle

 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value

 

🌅 Lakefront Homes

Popular lakes include:

• Crescent Lake
• Lake George
• Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views

 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases

 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.

 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

• Palatka – Riverfront homes & historic areas
• Welaka – Known as the “Bass Capital”
• Satsuma – Canal homes with river access
• Crescent City – Lakefront living on Crescent Lake
• Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.

 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.

 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.

 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida

 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.

📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

Call Mike Now

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale
Send Mike a Message

I have experience that other agents simply do not have. 

Picture of Mike Schwiebert

Mike Schwiebert

Mike Schwiebert is a two-time Best of Clay Realtor Winner, multiple-time Best of Jax top 5, a home selling expert, former general, building and remodeling contractor, Investor, and girl dad. 20+ years of construction experience and 18+ years of local real estate experience.