Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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220 CHESSER, Palatka, Florida 32177 MLS 2064754

220 CHESSER, Palatka, Florida 32177

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This beautiful property is perfect to build your new dream home. This 3.67 acres provides privacy along with plenty of room. Make your dreams come true. There are wetlands at the front of the property. Drawn boundary lines are estimated only. Buyer will need survey. .
$69,000

119 BEULAH, Hawthorne, Florida 32640 MLS 2133680

119 BEULAH, Hawthorne, Florida 32640

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Country living in the Sunshine State! Enjoy the beautiful warm Florida Lifestyle outside the hustle and bustle. Easy commute to Gainesville or Palatka located between the small rural towns of Interlachen and Palatka. Plenty of opportunities just a short drive for recreation and a little over an hour to Crescent Beach. High and dry not in the flood zone or wetlands.
$67,800

117 WAITES, Florahome, Florida 32140 MLS 2088682

117 WAITES, Florahome, Florida 32140

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Beautiful 7.30-acre wooded acreage in Florahome, Florida! Tucked away in a peaceful, natural setting, this property offers privacy, tranquility, and the ideal backdrop for a rural lifestyle. Zoned for agriculture, it's perfect for gardening, farming, or simply enjoying wide open space.
$65,700

132 VINE, East Palatka, Florida 32131 MLS 2135189

132 VINE, East Palatka, Florida 32131

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Discover the perfect opportunity to build your dream home on this 1.23-acre parcel located on paved Vine Road in East Palatka, Florida. This spacious lot offers a peaceful rural setting while still providing convenient access to nearby highways and amenities. The property features road frontage on Vine Road and is zoned agricultural, making it suitable for a homesite or various land uses.
$65,000

892 LAKE SHORE, Interlachen, Florida 32148 MLS 2121791

892 LAKE SHORE, Interlachen, Florida 32148

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Lake front lot! Build your dream home in the desirable Grandin Lake Shores community! This spacious vacant lot offers access to beautiful Clearwater Lake, featuring a community boat ramp, swimming area, and clubhouse. Enjoy quiet lake living with nearby access to Lake Grandin for boating and water sports. Conveniently located near shopping, dining, and outdoor recreation.
$65,000

93 TUCKER LAKE, Melrose, Florida 32666 MLS 2070891

93 TUCKER LAKE, Melrose, Florida 32666

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This Beautiful waterfront Lot and great Homesite location boasts Pines, palms and other vegetation on over one acre! No CDD or HOA Fees! No buildings other than single family residences and no more than one single family residence to occupy any one lot.
$65,000

257 TARPON, Palatka, Florida 32177 MLS 2119447

257 TARPON, Palatka, Florida 32177

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Vacant canal front lot, leading into the St. Johns River. Mostly cleared, paved road frontage, zoned R-2. County water available. Survey on file.
$64,900

1310 ST JOHNS, Palatka, Florida 32177 MLS 2118231

1310 ST JOHNS, Palatka, Florida 32177

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Fantastic commercial opportunity in the City of Palatka! This 932 sq ft property is zoned C-2, offering excellent flexibility for a wide range of business uses. The interior has already been fully gutted, providing a clean slate that's ready for your custom build-out and vision.
$64,900

114 PLANTATION, Hawthorne, Florida 32640 MLS 2106451

114 PLANTATION, Hawthorne, Florida 32640

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Escape to your own private oasis on this impressive 1.55-acre parcel in peaceful Hawthorne! This partially cleared lot offers the perfect canvas for your dream home, whether you're planning a cozy manufactured home or an elegant custom build.
$63,000

108 TULIP, Hawthorne, Florida 32640 MLS 2082219

108 TULIP, Hawthorne, Florida 32640

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** Motivated Seller – All serious offers will be considered**** OVER 4 ACRES OF LAND FOR SALE THIS LISTING INCLUDES 2 PARCELS; Both parcels are zoned AG (agricultural) 1st Parcel ID 21-10-23-9105-0000-0390 2nd parcel ID 22-10-23-0000-1310-0000 Don't miss out on this opportunity to make your vision come true. Buyer to verify measurements and zoning for intended use.
$63,000

2009B LAUREL, Palatka, Florida 32177 MLS 2095755

2009B LAUREL, Palatka, Florida 32177

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Nice level, build ready, utility available lot – 65' x 145'. You couldn't entitle and develop this lot for this price! Great central Palatka location. Convenient to parks, restaurants, grocery store, retail shops, river and more. Seller will consider a build-to-suit home package simlar to one of the plans shown in the documents.
$62,900

158 ARDEN, Georgetown, Florida 32139 MLS 2133446

158 ARDEN, Georgetown, Florida 32139

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Discover the perfect slice of Old Florida on this beautiful 6.7-acre wooded lot in Georgetown. Tucked away in a peaceful, natural setting, this property offers privacy, space, and endless potential. The land is fully wooded and uncleared, giving you the opportunity to design and shape your ideal homesite while preserving the mature trees and natural landscape you love.
$60,000
1032 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.