Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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117 PARK, Satsuma, Florida 32189 MLS 2073455

117 PARK, Satsuma, Florida 32189

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Ready to build your dream waterfront oasis? This rare and stunning lot offers direct canal access to the picturesque St. Johns River! Located in a peaceful and desirable area, this prime piece of land already includes a 75-foot dock—perfect for fishing, boating, or simply enjoying the serene water views from your backyard.
$79,000

396 STOKES LANDING, Palatka, Florida 32177 MLS 2139228

396 STOKES LANDING, Palatka, Florida 32177

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Discover what dreams are made of and build your dream home on this beautiful 1.07-acre property (173' x 200') featuring a private 185' easement entrance for added privacy and seclusion. The seller has already completed valuable improvements including removal of an older home, clearing of the land, & sitework for a new build, saving you time and expense.
$78,900

1319 CARR, Palatka, Florida 32177 MLS 2142393

1319 CARR, Palatka, Florida 32177

4Bedroom(s)
2Bathroom(s)
4Picture(s)
1,121Sqft
This early twentieth century coquina cottage offers rehab potential with four bedrooms and two full bathrooms at a reasonable price. The house is connected to city water, sewer, and piped gas. Here is your opportunity to invest in and be a part of Palatka's future.
$75,900

225 IVANHOE, Satsuma, Florida 32189 MLS 2084174

225 IVANHOE, Satsuma, Florida 32189

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BACK ON MARKET. 7+ Acres with Utilities Ready for Your Vision! This 7-acre property comes equipped with an electric pole, 3 wells, and a septic system, offering a head start on your next project. Located on a corner lot with rolling hills and mature trees, the land is ready for a variety of possibilities.
$75,000

161 WINDY HILLS, Hawthorne, Florida 32640 MLS 2117640

161 WINDY HILLS, Hawthorne, Florida 32640

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4.8 acre country parcel with cleared homesite, fenced and surveyed. Located in the Windy Hills area of Hawthorne. The property includes a cleared area near the entrance, full perimeter fencing, and completed survey. Power access is nearby. Zoned residential with open rural and future agricultural use. Suitable for a custom home, livestock, gardening, or recreational use. No HOA.
$75,000

151 LONG BRANCH, Interlachen, Florida 32148 MLS 2097349

151 LONG BRANCH, Interlachen, Florida 32148

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Over 2 Acres of waterfront on Spring Lakes. Made up of 3 parcels each at least half an acre in size making this ideal for a multi-generational homestead. Mature trees create a canopy making site prep easier. Come to Putnam County and enjoy the Florida wilds. Rodman Reservoir the Ocala National Forest and the St Johns River are a few of the attractions in the area.
$75,000

0 ST. LUCIE, Florahome, Florida 32140 MLS 2037106

0 ST. LUCIE, Florahome, Florida 32140

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This Waterfront property is a perfect spot to build your dream home on the beautiful George's Lake. George's Lake covers just over 800 acres and is known for its clear water and sandy bottom. Perfect for your family to enjoy swimming, boating and fishing.
$75,000

000 BADEN POWELL, Hawthorne, Florida 32140 MLS 2113827

000 BADEN POWELL, Hawthorne, Florida 32140

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Beautifully wooded 4.16 acre lot . Very convenient location close to State Rd 20 . A well , septic and power pole remain from a previous dwelling that has been removed . Buyers are advised to verify building requirements with the county and consult the health department regarding well and septic options .
$74,500

823 JANET, Interlachen, Florida 32148 MLS 2141344

823 JANET, Interlachen, Florida 32148

2Bedroom(s)
1Bathroom(s)
20Picture(s)
756Sqft
Private country location, move-in ready, this charming 2-bedroom, 1-bath home offers comfort and convenience with a covered back porch. This property is a great opportunity for anyone looking for an easy-to-maintain home that's ready to enjoy from day one. Move in ready and affordable. Call today for your tour.
$70,000

212 DAWN, Interlachen, Florida 32148 MLS 2141326

212 DAWN, Interlachen, Florida 32148

2Bedroom(s)
1Bathroom(s)
23Picture(s)
672Sqft
Clean, fresh, and move-in ready, this charming 2-bedroom, 1-bath home offers comfort and convenience with a covered carport and fenced yard. Recent updates include a new well pump and new hot water heater, fresh pant and new flooring giving added peace of mind for the next owner.
$70,000

1926 STATE ROAD 20, Hawthorne, Florida 32640 MLS 2109884

1926 STATE ROAD 20, Hawthorne, Florida 32640

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THIS 1.39 ACRES ON STATE ROAD 20 ZONED AG IS AN AWESOME FIND WITH MORE THAN 435 FEET ON A MAJOR HIGHWAY. Great location for minutes from Hawthorne, Gainesville, Ocala and Interlachen. Lots of beautiful lakes to enjoy fishing, skiing or just a nice boat ride. LET YOUR IMAGINATION RUN WILD FOR ALL THE OPPORTUNITIES THIS LAND OFFER.
$69,900

111 GATOR, Melrose, Florida 32666 MLS 2140057

111 GATOR, Melrose, Florida 32666

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Beautiful one acre waterfront lot on a clear water private lake. Great homesite location in a homes only neighborhood. This area has abundant wildlife that includes deer and wild turkeys. Deep lake is great for swimming and fishing. Build your dream home and enjoy the serenity of nature.
$69,000
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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