Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

Sort by:
  • Price Descending
  • Newest
  • Bedrooms
  • Featured
Grid
List
Map

130 BLACKBERRY, Melrose, Florida 32666 MLS 2112983

130 BLACKBERRY, Melrose, Florida 32666

1Picture(s)
0Sqft
Discover the peace and beauty of country living on this 3.4-acre wooded parcel nestled in the quiet Blackberry Farms community of Melrose, Florida. This spacious lot offers the perfect blend of privacy, natural scenery, and convenience, making it an ideal setting for your future home or weekend getaway.
$85,000

207 RIDGE, Pomona Park, Florida 32181 MLS 2097061

207 RIDGE, Pomona Park, Florida 32181

2Bedroom(s)
1Bathroom(s)
12Picture(s)
672Sqft
Fixer-Upper Opportunity on Nearly 1 Acre – Rural 2 BR Mobile Home with Big Potential! Looking for a project with potential? This 2-bedroom, 1-bath mobile home sits on a generous .94-acre lot in a peaceful rural setting and offers the perfect chance to renovate or rebuild to your vision.
$85,000

89 TUCKER LAKE, Melrose, Florida 32666 MLS 2070888

89 TUCKER LAKE, Melrose, Florida 32666

6Picture(s)
0Sqft
This beautiful waterfront lot with pines and palms winding down to picturesque view of the lake makes a great homesite location and boasts nearly 2 acres! No CDD fees and no HOA. No buildings other than single family residences and no more than one single family residence to occupy any one lot. There are already beautiful homes in this community and you and yours could fit right in.
$85,000

100 STATE ROAD 20, Palatka, Florida 32177 MLS 2122512

100 STATE ROAD 20, Palatka, Florida 32177

1Picture(s)
0Sqft
Prime Corner Residential Lot for sale! Fully cleared level corner lot with residential zoning, offering excellent visibility and easy access. A great opportunity for your next built home venture or investment. High exposure with endless potential, and a fantastic location to bring your home vision to life.
$84,000

101 GERALDO, East Palatka, Florida 32131 MLS 2094110

101 GERALDO, East Palatka, Florida 32131

2Bedroom(s)
2Bathroom(s)
28Picture(s)
1,326Sqft
Home needs repairs and is ready for your personal touch. This motivated seller is ready to make a deal! Nestled on a spacious corner lot, this gem offers serious potential and charm. Featuring a wood-burning fireplace, laminate floors & an open-concept layout, this home invites your personal touch.
$82,500

350 & 354 GEORGETOWN DENVER, Georgetown, Florida 32139 MLS 2075657

350 & 354 GEORGETOWN DENVER, Georgetown, Florida 32139

6Picture(s)
0Sqft
This could be where you build your dream home. Located before the main entrance of Whispering Pines on Georgetown Denver road. It is close to St. Johns River and also near Lake George Conservation Area. This property is 2.08 acres so you have double the space. Parcel # for second lot is 05-13-27-7225-0000-0040. You will have country living yet you are less than an hour from the beaches.
$80,000

143 QUAIL, Hawthorne, Florida 32640 MLS 2134201

143 QUAIL, Hawthorne, Florida 32640

8Picture(s)
0Sqft
Beautiful 5.02-acre AG-zoned lot ready for your dream home or private retreat. An additional 5-acre contiguous lot is also available separately, offering the opportunity to own over 10 acres for extra space and privacy. Located in Cue Lake Hills, this high and dry property provides plenty of room for a custom or manufactured home, plus a garage, pole barn, workshop, or other storage.
$79,900

131 QUAIL, Hawthorne, Florida 32640 MLS 2134199

131 QUAIL, Hawthorne, Florida 32640

7Picture(s)
0Sqft
Beautiful 5.02-acre AG-zoned lot ready for your dream home or private retreat. An additional 5-acre contiguous lot is also available separately, offering the opportunity to own over 10 acres for extra space and privacy. Located in Cue Lake Hills, this high and dry property provides plenty of room for a custom or manufactured home, plus a garage, pole barn, workshop, or other storage.
$79,900

226 ELLEN, Interlachen, Florida 32148 MLS 2110598

226 ELLEN, Interlachen, Florida 32148

2Bedroom(s)
1Bathroom(s)
10Picture(s)
1,024Sqft
Attention Investors! This one packs plenty of power with 220 Service that extends to the detached workshop. If you are looking for your next renovation or for something affordable to enjoy this beautiful Florida sunshine, this one may be just the right property.
$79,900

00 OAK RUN, Crescent City, Florida 32112 MLS 2118313

00 OAK RUN, Crescent City, Florida 32112

14Picture(s)
0Sqft
Country retreat on this 5 acres, in a rural setting, offering privacy for your home or mobilehome, a great place for gardening or outdoor activities. Also located close to the St. Johns River for fishing, boating and recreation. Popular restaurants located near-by for your convenience.
$79,900

248 TARPON, Palatka, Florida 32177 MLS 2076492

248 TARPON, Palatka, Florida 32177

11Picture(s)
0Sqft
ST JOHNS RIVER ONLY A FEW MINUTES AWAY BY BOAT FROM THIS NAVIGABLE WATER FRONT CANAL LOT! Build you home or an escape place from the hustle & bustle of the city so you can go fishing &/0r boating on the St Johns River The lot size is 60×120 and lightly treed. Will need to place septic but this is dependent of the type, size and placement of your home.
$79,900

133 MULLIS, Interlachen, Florida 32148 MLS 2057987

133 MULLIS, Interlachen, Florida 32148

2Bedroom(s)
1Bathroom(s)
45Picture(s)
672Sqft
PRICE IMPROVEMENT to discover the perfect blend of tranquility and potential with this charming older mobile home, situated on TWO spacious lots totaling half an acre. One lot is fully wooded, offering natural privacy and a serene atmosphere, while the other features the home, two handy storage sheds, and direct lake access.
$79,000
1032 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.