Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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122 DRAYTON ISLAND, Georgetown, Florida 32139 MLS 2120922

122 DRAYTON ISLAND, Georgetown, Florida 32139

2Bedroom(s)
2Bathroom(s)
58Picture(s)
1,915Sqft
Experience exceptional riverfront living on this 6.37-acre retreat with 284 ft along the scenic St. Johns River. Set on two separately deeded, buildable waterfront lots, this meticulously maintained 2 bedroom, 2.5 bath residence provides uncommon privacy, long views, and a natural connection to the landscape.
$850,000

751 HIGHWAY 17, San Mateo, Florida 32187 MLS 2088629

751 HIGHWAY 17, San Mateo, Florida 32187

24Picture(s)
672Sqft
Strategically positioned at the high-traffic intersection of US Highway 17 and Horse Landing Road, this Commercial/R-2 property presents a compelling opportunity for developers and investors alike.
$850,000

751 HIGHWAY 17, San Mateo, Florida 32187 MLS 2088042

751 HIGHWAY 17, San Mateo, Florida 32187

24Picture(s)
0Sqft
Strategically positioned at the high-traffic intersection of US Highway 17 and Horse Landing Road, this Commercial/R-2 property presents a compelling opportunity for developers and investors alike.
$850,000

208 LAKE GEORGE POINT, Georgetown, Florida 32139 MLS 2133071

208 LAKE GEORGE POINT, Georgetown, Florida 32139

3Bedroom(s)
3Bathroom(s)
76Picture(s)
2,720Sqft
Welcome to your private waterfront paradise where the majestic St. John's River meets Lake George. This stunning three-bedroom, three-bathroom home offers the perfect blend of luxury, serenity, and adventure, all behind a gated entrance for ultimate privacy. Positioned on a prime stretch of water with direct ocean access, this exceptional property is a dream for boaters and nature lovers alike.
$849,000

0 LUNDY, Palatka, Florida 32177 MLS 2099903

0 LUNDY, Palatka, Florida 32177

6Picture(s)
0Sqft
Rare Opportunity! This is the only privately owned multi acre parcel around the Palatka Golf Club, which was designed by Donald Ross in 1925. Two parcels for a total of 15.73 +/- acres, with frontage on the 11th, 12th, and 14th greens. This property has a very unique terrain and is currently zoned R-1AA. Great potential for development of multi-family with rezoning.
$847,000

0 LUNDY, Palatka, Florida 32177 MLS 2099901

0 LUNDY, Palatka, Florida 32177

6Picture(s)
0Sqft
Rare Opportunity! This is the only privately owned multi acre property around the Palatka Golf Club, which was designed by Donald Ross in 1925. Two parcels for a total of 15.73 +/- acres, with frontage on the 11th, 12th, and 14th greens. This property has a very unique terrain and is currently zoned R-1AA. Great potential for development of multi-family with rezoning.
$847,000

167 COMFORT, Palatka, Florida 32177 MLS 2084258

167 COMFORT, Palatka, Florida 32177

29Picture(s)
9,050Sqft
Exceptional Commercial/Flex Space Opportunity in Palatka's Growing Port District Unlock the potential for your business with this expansive 9,050 sq. ft. commercial/flex space situated on a substantial 3.19-acre lot.
$845,000

520 RIVER, Palatka, Florida 32177 MLS 2141665

520 RIVER, Palatka, Florida 32177

4Bedroom(s)
3Bathroom(s)
6Picture(s)
3,132Sqft
PHOTOS, FLOOR PLAN & 3D TOUR COMING SOON! RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T.
$799,900

607 PALM, Palatka, Florida 32177 MLS 2140912

607 PALM, Palatka, Florida 32177

52Picture(s)
12,120Sqft
Unlock the potential of this expansive commercial property offering 12,000+ total sqft on 1.53 acres with approximately 210 ft of frontage on Palm Ave and two driveways! The building features 6,489 sqft of heated/cooled space, with the remaining square footage currently dedicated to warehouse use – ideal for operations needing both retail/office and industrial functionality.
$799,900

235 CRYSTAL COVE, Palatka, Florida 32177 MLS 2052561

235 CRYSTAL COVE, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
46Picture(s)
2,782Sqft
HUGE PRICE IMPROVEMENT! Welcome to your dream custom home, where no detail has been overlooked! This stunning 3-bedroom, 2-bathroom residence boasts a spacious chef's kitchen, featuring custom oak cabinets, granite countertops and backsplash, a double oven, 6-burner stove, roll-out shelving, and an under-the-sink reverse osmosis filtration system.
$795,000

105 DAIRY, Melrose, Florida 32666 MLS 2112907

105 DAIRY, Melrose, Florida 32666

3Bedroom(s)
2Bathroom(s)
91Picture(s)
2,961Sqft
Discover the perfect blend of charm, space, and country living nestled on over 10 acres. This custom brick home offers the peace of rural living with all the comforts you need. Step inside to a light-filled great room featuring vaulted ceilings, a cozy fireplace, and rich pine hardwood floors that add warmth and character throughout.
$750,000

188 ESTATES, Palatka, Florida 32177 MLS 2104976

188 ESTATES, Palatka, Florida 32177

4Bedroom(s)
5Bathroom(s)
43Picture(s)
5,372Sqft
Discover endless possibilities with this sprawling brick ranch offering over 5,300 sq ft of living space, set on a generous 1.4 acre corner lot in a gated neighborhood. Designed for both comfort and entertaining, this home boasts formal living and dining rooms, a huge living room with fireplace, and a spacious family room with built in bookcases and a wet bar.
$750,000
1026 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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