Putnam County FL Waterfront Homes for Sale
Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.
With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.
Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.
122 DRAYTON ISLAND, Georgetown, Florida 32139 MLS 2120922
122 DRAYTON ISLAND, Georgetown, Florida 32139
751 HIGHWAY 17, San Mateo, Florida 32187 MLS 2088629
751 HIGHWAY 17, San Mateo, Florida 32187
751 HIGHWAY 17, San Mateo, Florida 32187 MLS 2088042
751 HIGHWAY 17, San Mateo, Florida 32187
208 LAKE GEORGE POINT, Georgetown, Florida 32139 MLS 2133071
208 LAKE GEORGE POINT, Georgetown, Florida 32139
0 LUNDY, Palatka, Florida 32177 MLS 2099903
0 LUNDY, Palatka, Florida 32177
0 LUNDY, Palatka, Florida 32177 MLS 2099901
0 LUNDY, Palatka, Florida 32177
167 COMFORT, Palatka, Florida 32177 MLS 2084258
167 COMFORT, Palatka, Florida 32177
520 RIVER, Palatka, Florida 32177 MLS 2141665
520 RIVER, Palatka, Florida 32177
607 PALM, Palatka, Florida 32177 MLS 2140912
607 PALM, Palatka, Florida 32177
235 CRYSTAL COVE, Palatka, Florida 32177 MLS 2052561
235 CRYSTAL COVE, Palatka, Florida 32177
105 DAIRY, Melrose, Florida 32666 MLS 2112907
105 DAIRY, Melrose, Florida 32666
188 ESTATES, Palatka, Florida 32177 MLS 2104976
188 ESTATES, Palatka, Florida 32177
🌊 Search Putnam County Waterfront Homes for Sale
Browse the latest MLS listings including:
✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage
👉 Use the home search below to view photos, pricing, and property details in real time.
📍 Waterfront Living in Putnam County, Florida
Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.
Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.
Buyers are drawn here for:
🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle
🌊 Types of Waterfront Homes in Putnam County
Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.
🛶 Riverfront Homes
Directly on the St. Johns River with:
• Deep water access
• Private docks
• Expansive views
• Strong long-term value
🌅 Lakefront Homes
Popular lakes include:
• Crescent Lake
• Lake George
• Lake Como
Lake homes often offer:
• Calm water for recreation
• Private docks
• Beautiful sunset views
🚤 Canal Front Homes
Canal properties provide:
• More affordable entry points
• Boat access to the river
• Lower taxes in many cases
📊 Putnam County Waterfront Market Snapshot
There are typically 200+ waterfront homes available in Putnam County at any given time
Median listing prices for waterfront homes are around $300K range, depending on location and features
Waterfront land and acreage opportunities are also widely available
This makes Putnam County one of the most affordable waterfront markets in Florida.
🏘 Popular Waterfront Areas in Putnam County
Explore waterfront homes in:
• Palatka – Riverfront homes & historic areas
• Welaka – Known as the “Bass Capital”
• Satsuma – Canal homes with river access
• Crescent City – Lakefront living on Crescent Lake
• Pomona Park – Quiet lakefront communities
Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.
🤝 Why Work With 904HomeStore.com?
Waterfront homes require more expertise than traditional real estate.
With my background in real estate and construction, I help buyers:
✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations
You’ll make a smart, informed waterfront purchase — not a risky one.
📈 Selling a Waterfront Home in Putnam County?
If you’re selling, waterfront properties require a specialized marketing approach.
I provide:
✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation
👉 Request a free waterfront home value report today.
🔎 Popular Waterfront Searches
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Lakefront homes Putnam County FL
Riverfront homes Northeast Florida
Canal homes with boat access Florida
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❓ Putnam County Waterfront Homes FAQ
Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.
Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.
Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.
Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.
📞 Start Your
Search for Waterfront Homes in Putnam County
👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com
🔑20+ Years in Construction and 18+ Years in Florida Real Estate
I have experience that other agents simply do not have.











