Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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140 JUNIOR LAKE, Interlachen, Florida 32148 MLS 2014081

140 JUNIOR LAKE, Interlachen, Florida 32148

25Picture(s)
0Sqft
Waterfront Acreage on Junior Lake. Discover 12.07 acres of waterfront bliss on Junior Lake! With approximately five acres of uplands, this cleared parcel comes with electric service and a gated entrance. Tucked away at the end of a peaceful road, it's perfect for your new build.
$259,000

115 RIVER BEND, Welaka, Florida 32193 MLS 2126666

115 RIVER BEND, Welaka, Florida 32193

1Bedroom(s)
1Bathroom(s)
44Picture(s)
825Sqft
Welcome to Beechers Point, a peaceful riverfront community in a sleepy North Florida town known for world-class fishing, abundant wildlife, and direct access to the scenic St. Johns River. This charming 1-bedroom, 1-bath condominium offers comfortable ground level single-story living with a well-designed layout and inviting indoor-outdoor flow.
$257,500

108 PAMELA, Interlachen, Florida 32148 MLS 2132062

108 PAMELA, Interlachen, Florida 32148

2Bedroom(s)
2Bathroom(s)
31Picture(s)
1,000Sqft
Welcome to the ''Sagewood Cottage'', a beautifully maintained 2-bedroom, 2-bathroom home offering approximately 1,000 sq. ft. of comfortable living space on an .22-acre lot. Built in 2024 and lightly used as a vacation home, this property feels exceptionally fresh, clean, and move-in ready. Inside, you'll appreciate the modern layout designed for both functionality and comfort.
$257,000

100 HUSSON, Palatka, Florida 32177 MLS 2132473

100 HUSSON, Palatka, Florida 32177

4Bedroom(s)
2Bathroom(s)
26Picture(s)
1,290Sqft
This newly renovated 4/2 with new roof, new HVAC, new appliances located in the heart of Palatka and much more is a MUST SEE. The granite counters, recessed lighting, soft close cabinets, showcase the top level finishes of this home. Set on a huge corner lot with a detached garage, there is plenty of room for trailer, boat and RV storage.
$256,900

186 SPORTSMAN, Welaka, Florida 32193 MLS 2139718

186 SPORTSMAN, Welaka, Florida 32193

3Bedroom(s)
2Bathroom(s)
43Picture(s)
1,404Sqft
Located in the waterfront community of Sportsman Harbor in charming Welaka, this 1997 double wide offers 3 bedrooms, 2 bathrooms, screened porch, attached garage and metal roof installed 2013. Double lot with plenty of room to park your boat! Located 1.5 miles from public boat ramp on the renowned St. Johns River.
$254,900

TBD OLD WELAKA (PARCEL B), Welaka, Florida 32193 MLS 2134142

654 Old Welaka, Welaka, Florida 32193

26Picture(s)
0Sqft
Your 3.79-Acre Legacy Estate in the Heart of Welaka Discover the perfect blend of privacy and adventure on this stunning 3.79-acre parcel, shaded by a breathtaking canopy of oaks. This is ''Old Florida'' at its finest–a high-and-dry sanctuary ready for you to break ground on a custom estate.
$250,000

102 GREENVILLE, Pomona Park, Florida 32181 MLS 2120336

102 GREENVILLE, Pomona Park, Florida 32181

4Picture(s)
0Sqft
4.85 +/- Acre building lot. Mostly cleared, surveyed and on a paved road, ready to build. This parcel is directly adjacent to listing #2119842, fronting on US 17.
$250,000

343 LAKE COMO, Pomona Park, Florida 32181 MLS 2117018

343 LAKE COMO, Pomona Park, Florida 32181

2Bedroom(s)
2Bathroom(s)
50Picture(s)
1,680Sqft
This charming country home has two bedrooms and two bathrooms, perfect for comfortable living in a quiet, rural setting. Large, beautiful windows fill the house with natural light and let you enjoy peaceful views of the countryside. Inside, the rooms feel spacious and open, giving you plenty of room to relax or entertain.
$250,000

101 SESAME, Palatka, Florida 32177 MLS 2095622

101 SESAME, Palatka, Florida 32177

39Picture(s)
2,232Sqft
M
$250,000

101 SESAME, Palatka, Florida 32177 MLS 2095408

101 SESAME, Palatka, Florida 32177

2Bedroom(s)
1Bathroom(s)
32Picture(s)
2,232Sqft
M
$250,000

100 PICKEREL, Satsuma, Florida 32189 MLS 2139273

100 PICKEREL, Satsuma, Florida 32189

4Bedroom(s)
2Bathroom(s)
88Picture(s)
2,052Sqft
Wow! Beautiful Renovated Home in Satsuma, Fl ! Half Acre 4 Bedrooms and 2 Baths and 2052 Sf. Brand New Awesome Kitchen with White & Driftwood Shaker Cabinets, an Island featuring Soft Close Doors & Drawers, Quartz Counter Tops & New Stainless Steel Appliance Package Included . All New Bathrooms w/ Gorgeous Tile, New Vanities & Fixtures.
$249,900

160 SMITH, Satsuma, Florida 32189 MLS 2137153

160 SMITH, Satsuma, Florida 32189

10Picture(s)
0Sqft
If you're seeking a waterfront property to build your dream home, this is the perfect opportunity! The previous residence has been removed, leaving you with a pristine new home site. Nestled directly on Dunns Creek, you'll have easy access to Crescent Lake or the St. Johns River, just a short boat ride away.
$249,900
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🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

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